Overly large inverter will definitely waste more energy unused, but atleast as far as Victron inverter-chargers go,the large units have better peak efficiency and the peak is at around 20% of maximum power rating. So for the typical 500W-1500W loads from kitchen utilies etc the large units are actually significantly more efficient than a smaller "sized to fit"-unit.Am I right in thinking that an inverter that is of an overly large capacity for the jobs it's doing will waste energy when in use, never mind when unused but left on?
And then there's the increased charger size to consider as well, which might or might not be a factor.