Well that’s my five month holiday gone for a burton,

[pelican]

Is it too personal to ask for any photos of what you’ve managed to do so far

There are photos at beginning of thread.

 

[Oldwindsurfer]

Pelican, I think Al n Val was asking for photos since the self repair job, not time of accident.

 

[Jimbohorlicks]

Work still in progress, waiting on a trailer board that should be here Monday, all the main structure work is completed, just the cosmetics to make it more aesthetically pleasing to the eye.

An we have some photos please just for interest not for judging. All the best.
Ps in aldi Spain the other day and they had long clamps for sale the trigger ratchet ones if any use to you.

 

[ivorantony]

Leroy Merlin and obamat got my business for wood/ clamps/ screws/coach bolts/ sealer/glue
And many little bits too numerous to mention, I will post a picture when she’s ready to move,
Today is the first day with decent weather so I’m finishing my cuppa then back on my head

 

[Al n Val]

There are photos at beginning of thread.

What he’s managed to do so far should be an indication of the rebuild

^{_{Subscribers  do not see these advertisements}}

 

[pelican]

What he’s managed to do so far should be an indication of the rebuild

I understood he was just patching it up to return home.

 

[busby]

Insurance is yet another scam. You pay the yearly premium, they invest it and make loads of profit. You make a claim and they basically say no, or if you are lucky they cover a small percentage of the damage. The following 3 to 5 years your premium goes up so that they can recuperate the money they lost on your claim. Share holders make a huge profit on their investment (just as well, otherwise they would take their money to the pharmaceutical companies while hoping you get sick) and the directors of the company get mammoth end of year bonuses. And it is all legal, it's more, if you don't have insurance the law enforcement company will make sure your life is hell. Welcome to the new world.

Not new...BUSBY

 

[ericonabike]

"Today is the first day with decent weather so I’m finishing my cuppa then back on my head"
Glad to see someone else remembers Dave Allen . Good luck and may your god be with you...

 

[Al n Val]

I understood he was just patching it up to return home.

Yep, that’s what he’s doing hence asking for photo’s what he’s done so far

 

[The Wino]

Not sure about others but Aviva pays an attractive dividend.

I've actually got some Aviva shares but I wouldn't say it's a hugely generous dividend!

^{_{Subscribers  do not see these advertisements}}

 

[The Wino]

Just checked based on the current share price it's 7%. Is that a really high dividend that's increasing insurance premiums a lot? What would you suggest is a reasonable dividend given the fact it's not guaranteed? If you reduced the dividend to those currently on offer for savings accounts why wouldn't people invest there instead and the reduction would hardly affect premiums anyway. So where is this huge money making scheme id really like to invest!

 

[The Wino]

And that's the point, they DON'T take any risk.

So why did you pay for the extra insurance!

 

[pelican]

Yep, that’s what he’s doing hence asking for photo’s what he’s done so far

Guess you will have to imagine

 

[jongood]

I've actually got some Aviva shares but I wouldn't say it's a hugely generous dividend!

I didnt say hugely generous. 7% I consider attractive as long as the price holds up

 

[The Wino]

I didnt say hugely generous. 7% I consider attractive as long as the price holds up

But as you say it's dependent on the share price! In the context of another funster saying insurance companies are expensive because they pay huge dividends to their shareholders I'm struggling to see the huge dividends is it a myth? If so are people expecting unrealistically low premiums and unrealistically good cover..... I strongly suspect they are.

^{_{Subscribers  do not see these advertisements}}

 

[Pedro Pallent]

This morning travelling serenely down the A12 towards Madrid, at a nice steady 90 kph, roads all but completely empty
This Nut in a Renault Megane falls asleep at the wheel and promptly writes off my Motorhome,
To say I’m gutted is an understatement, we had planned a 5 month trip including Morocco,
Now need to get the old girl home, so looks like it’s a winter at home for us this year,



View attachment 997575

View attachment 997576

View attachment 997577

View attachment 997578

As long as all people are ok, the motorhome will mend

 

[Adeydub]

They will repatriate on my existing policy, But decided not to at this moment, I’m currently replacing flooring and making good the wiring
Have pushed out the back and have the ns rear door locking,
Tomorrow heading for some DIY supplies to seal and screw everything in sight so we can drive her back albeit slowly,
It would take 3 to 4 weeks to get her back with the likely scenario of many missing personal items when it arrives in the UK,
So one thing I have plenty of is time, so decided to do it this way,

Hope all goes well

 

[McLouis]

And what about the indicators and brake lights

Trailer board, the van has a tow bar.

 

[McLouis]

Insurance is yet another scam. You pay the yearly premium, they invest it and make loads of profit. You make a claim and they basically say no, or if you are lucky they cover a small percentage of the damage. The following 3 to 5 years your premium goes up so that they can recuperate the money they lost on your claim. Share holders make a huge profit on their investment (just as well, otherwise they would take their money to the pharmaceutical companies while hoping you get sick) and the directors of the company get mammoth end of year bonuses. And it is all legal, it's more, if you don't have insurance the law enforcement company will make sure your life is hell. Welcome to the new world.

That's why my ISA has two premium insurance companies. Get good returns every year. I don't feel so hard done by.

 

[gus-lopez]

Your pension is invested in these companies

What pension?

Your pension is invested in these companies so you make a profit or you don't get a pension.

That isn't ,nor was ever, the idea of vehicle insurance. IT was originally the same as being a "Lloyds" member.

Imagine insuring houses in Los Angeles now, not much profit there?

That is the chance they are supposed to take. It is gambling .They originally wanted income to exceed payouts for claims.

(Unless you have no pension at all and are just replying on your savings, which are also invested with the same companies)

No, they aren't 'invested ' anywhere.unearned income.

It's just gambling really you either take the gamble that you are going to have to pay for any damage or they take the risk for you at a price.

No .that is what it used to be.It isn't any more since they want a dividend for the 'investing' companies.
Originally it was a straightforward customer pays premium , insurer hopes at year end he has more in premiums than he has had to pay out .& no they never used to increase your premium for claiming either.

So why did you pay for the extra insurance!

Because he thought it covered everything but it didn't when he read it after signing. & no, most people don't have the 2 hours necessary to read all the tat at the counter.

Insurance should be ,as it always was, you pay , if you claim they pay out & there is no increase for you unless you claim excessively ,then they just refuse to insure you.

^{_{Subscribers  do not see these advertisements}}

 

[McLouis]

Leroy Merlin and obamat got my business for wood/ clamps/ screws/coach bolts/ sealer/glue
And many little bits too numerous to mention, I will post a picture when she’s ready to move,
Today is the first day with decent weather so I’m finishing my cuppa then back on my head

My very best wishes to you. There are many naysayers here who talk about roadworthy Ness. I must say I lean more towards the OPs optimism with a dose of realism.

Once all the loose bits have been removed or secured, a trailer board covers the lights. As long as the wheels are aligned and brake lines intact and brakes working whose to say it's not roadworthy. As long as it drives straight, I'm right with you.

I'm a fan of the Vendee Globe round the world race in what are the WRC of the sailing world. Pip Hare dismasted in the Southern Ocean about 800 miles south of Melbourne (Aus), she got rid of the crap, built herself a jury rig and slow bloated to Aus. You've got this. Just hope it drives straight(ish). Keep us posted.

 

[Barriesimpson]

What pension?

That isn't ,nor was ever, the idea of vehicle insurance. IT was originally the same as being a "Lloyds" member.

That is the chance they are supposed to take. It is gambling .They originally wanted income to exceed payouts for claims.

No, they aren't 'invested ' anywhere.unearned income.

No .that is what it used to be.It isn't any more since they want a dividend for the 'investing' companies.
Originally it was a straightforward customer pays premium , insurer hopes at year end he has more in premiums than he has had to pay out .& no they never used to increase your premium for claiming either.

Because he thought it covered everything but it didn't when he read it after signing. & no, most people don't have the 2 hours necessary to read all the tat at the counter.

Insurance should be ,as it always was, you pay , if you claim they pay out & there is no increase for you unless you claim excessively ,then they just refuse to insure you.

Exactly.

 

[Brains]

The days of they typical insurance company still running like like a Lloyds Name have gone.
It's very simple now.

They charge you a fee.
They pay out a percentage of what they make overall every year.

After they reach that percentage, they stop paying.
They will never pay out more than they make.
They will never not pay the shareholders.
They will never not pay the directors a decent bonus.

From a shareholder point of view, Insurance companies are no longer a high risk gamble.
From a customer point of view insurance is getting more and more expensive every year, and the payouts are getting harder to 'prove' and lower in payout.

The solution is a 'Bank of Dave' type of set up, where the insurers go back to the Lloyds Names scenario.
Lloyds Names still exist, they still insure very special risks, such as ships, aeroplanes and satellite launches.

I don't see them going back into the conventional car market, but maybe the specialist motorhome and classic car market could be of interest, but you would need a decent Broker, or a club (such as the MH&CC) to get a broker to set it up.

 

[Captain Yoghurtpot]

Not sure about others but Aviva pays an attractive dividend.

That's why I have just binned them off from renewal of our Buildings and Contents insurance.
Gone up by a third since last year with no claim or realistic explanation as to why.
Got better coverage elsewhere and actually cheaper.

 

[Simon G]

Because the insurance company are not going to pay what it is worth to the OP and to buy another one will be a lot of money.

Not necessarily true. Our theft was settled for true market value, demonstrated by finding our own comparators and holding our nerve...

^{_{Subscribers  do not see these advertisements}}

 

[bobnick]

What pension?

That isn't ,nor was ever, the idea of vehicle insurance. IT was originally the same as being a "Lloyds" member.

That is the chance they are supposed to take. It is gambling .They originally wanted income to exceed payouts for claims.

No, they aren't 'invested ' anywhere.unearned income.

No .that is what it used to be.It isn't any more since they want a dividend for the 'investing' companies.
Originally it was a straightforward customer pays premium , insurer hopes at year end he has more in premiums than he has had to pay out .& no they never used to increase your premium for claiming either.

Because he thought it covered everything but it didn't when he read it after signing. & no, most people don't have the 2 hours necessary to read all the tat at the counter.

Insurance should be ,as it always was, you pay , if you claim they pay out & there is no increase for you unless you claim excessively ,then they just refuse to insure you.

Bang on Gus. 9 times out of 10 i don't, this time woman asked me to.

 

[spartacus1]

I have a spare cassette

 

[Nanniemate]

When our van was repatriated we bought some bags to take a few clothes iPads we were given a hire car to take us to ferry, taxi from ferry in uk to hire car and drove home when we went to the van in uk everything was inside untouched even the bag of washing, what have you in van that you can’t carry in a car or in a bag.

I'm really pleased you have said this.
There seems to be a great mistrust sometimes
Thousands of vans are repatriated without theft of personal items
Professional people doing a professional job of getting the van home
Not everyone is a thief

 

[Widge]

If it's a scam don't take out the extra and take the risk yourself! It's just gambling really you either take the gamble that you are going to have to pay for any damage or they take the risk for you at a price.

I usually take out a third party annual policy for insurance excess, usualy after one week of hire it breaks even, if you hire a care more than once in a year, your quids in, but like all insurance, you always have to read the small print.

 

[Widge]

I usually take out a third party annual policy for insurance excess, usualy after one week of hire it breaks even, if you hire a care more than once in a year, your quids in, but like all insurance, you always have to read the small print.

I forgot to say, in the case of a claim, you do have to pay the car hire company then claim it back from your third party insurance, which can be more hassle. But you pay your money and take your choice.

^{_{Subscribers  do not see these advertisements}}