Is almost everyone on here loaded?

[Northernraider]

We all do one thing in common loaded or not we all crap in a box.
Bill

Not all of us . Depending what country I'm in I crap in a bag

 

[Northernraider]

It doesn’t matter how much you’ve got or what van you have, what I can’t understand is that chaser always says he hasn’t much disposable income yet is sat on assets worth a fortune. Just for the sake of some strange tradition about not flogging assets.

All that bleeding land and tractors, I once had a couple of acres mind, someone kicked me in the knackers.

Aye ...personally I'd be selling up and enjoying it

As the young uns say YOLO

 

[CazPaul]

Aye ...personally I'd be selling up and enjoying it

As the young uns say YOLO

Yes bang on Tam, if owt happened to Caz I would be living your lifestyle for sure. Selling the house to start with.

 

[Spriddler]

......what I can’t understand is that chaser always says he hasn’t much disposable income yet is sat on assets worth a fortune.

I get the impression that chaser 's quite content with things as they are and enjoys the environment of his natural fields.
(And so would I be with be with 30 acres of meadow and barn for a collection of old vehicles).

 

[Just smiffy]

All that bleeding land and tractors, I once had a couple of acres mind, someone kicked me in the knackers

Didn’t know you was a poet….

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[Gina M]

Not all of us . Depending what country I'm in I crap in a bag

I love it !! another toilet thread is developing

Gina

 

[CazPaul]

I get the impression that chaser 's quite content with things as they are and enjoys the environment of his natural fields.
(And so would I be with be with 30 acres of meadow and barn for a collection of old vehicles).

Yes so do I, we are all different and whatever you choose is fine.

 

[Coastal Cruiser.]

I’m off for a Google Martin, first I heard about it was on the Concorde owners forum, a few of those go.
Then it was on one of the episodes of million pound motorhomes last year, I think I remember them saying it is a member of the landed gentry that owns it.

Like you say maybe once after saving up, I’ll put it on the bucket list I’ve always fancied hobnobbing with the landed gentry. I’ll just not tell that Lenny HB he’ll put me on ignore if he finds out.

Use to live just down the road from the site.
It’s in the middle of nowhere so you need transport to get around and probably about 15-20 minutes walk to the (expensive) pub.

 

[chaser]

Where are they cause I can't find them . I've stuck my rainy day fund in a high interest ( apparently) account but I had to put it away for 2 years to get a decent rate .

Here's one.

Lloyds Bank - Internet Banking - Error

www.lloydsbank.com

Says error but still works

 

[Minxy]

As far as money is concerned, I have to agree with Chaser. I got my inheritance recently from my mum and just opened up a bank account and put it in there. I haven't spent a penny of it and don't intend to as there is nothing I want to buy. I am sick of people telling me to invest it, buy premium bonds, put into a pension pot etc. Mum told me days before she died, just make sure the money is always there and quick to get hold of if you need it. Had one family member tell me I was irresponsible and didn't deserve to have the money

Gina

Easy to open an easy access saver nowadays and if you can switch an existing account (you can open a new one easily to use for this so you can keep your existing one still) you can get up to £175 for doing so.

There are certain bank accounts that pay interest up to a certain amount, think it's only acouple of thousands or so, but worth looking into, these are normal bank accounts not any sort of investment and what I have seen of them they pay a pretty good rate.

Only one with a rate worth bothering with at present is Virgin which gives 2.02% on £1000 but you can get an easy access saver linked to it which has now been increased to 1.71% with a £25000 max for interest. You can have more than one current account and linked saver.

I know it's just sitting there doing nothing. When things settle down a bit I will look into changing banks at the very least.

Gina

Drop me a line if you want me to help research the options for you, happy to help.

Here's one.

Lloyds Bank - Internet Banking - Error

www.lloydsbank.com

Says error but still works

The rate is crap, works out at .78%.

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[Chockswahay]

We get 2% with Paragon Triple Access (oh Lordy, never thought I would see that as high interest)

 

[Tombola]

That's strange I usually find it's the folk with older vans and home conversions that are the friendliest. Can count the conversations I've had with newer van owners on one hand .

I don't judge on what they have before I know them..

Trouble is I think a lot of people with older vans think people with new vans are a bit up themselve,

yes there are a few posts on here give that exact impression. Must have had bad experiences with the rich and famous I guess.
Its Cashism is you ask me.

then there are some with the opposite view? forums eh

 

[Tombola]

Had one family member tell me I was irresponsible and didn't deserve to have the money

your not irresponsible at all, that would be if you just frittered it all away. (but even then your money your choice)
BUT you could get it working for you a bit better. Yadda yadda, stocks/shares/gold/ or Maybe even buy a property to rent out turning 100k into 110k in a year or 2 isnt nowt to be sniffed at.

BUt no you are defo not being irresponsible,

 

[Puddleduck]

We are not posh enough to have a Waitrose in the Fens!

Nor is in SW Scotland …

I've been told there is one in the Morningside area of Edinburgh. I'm not posh enough to be allowed to enter Morningside.

The only time I have been in a Waitrose is at motorway service areas.

 

[chaser]

Nothing to do with the op but seeing as it's come up, we find motorhomers,if not at rally's,very unsociable even with like for like vans, don't know what it is, they will be waving away when on the road but when parked seem to go into a shell, we have been parked up on some places next to other vans, you know they are in but you just never see a sign of them.
We notice it most at places like honfluer where you have got hundreds piled in together, you can walk down the line and most foreigners will speak to you but English just turn the other way even if you speak to them, and it's not because we are in an ambulance as we will be walking past, they don't know what we are in.
Very strange.

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[Silver-Fox]

Maybe even buy a property to rent out turning 100k into 100k in a year or 2 isnt nowt to be sniffed at.

that’s what she’s doing now by leaving it in the bank at 0 interest

 

[Tombola]

that’s what she’s doing now by leaving it in the bank at 0 interest

ha ha..good spot

edited

 

[nicholsong]

I have re-thought the question of whether I am classed as 'loaded'

Since I have a considerable amount of monthly income which I do not 'unload', I suppose I am considerably 'loaded'.

But then I have always been like that - never spent all my pocket money and cycled to school in all weathers to save my bus fares. So maybe I have always been 'loaded'.

My wife and children helped - by not existing

 

[Minxy]

Just got an email from Raisin who have a fixed rate 1 year bond at 3.15% and a 95 day notice acct at 2.10%, not looked at their other options yet.

 

[CazPaul]

Just got an email from Raisin who have a fixed rate 1 year bond at 3.15% and a 95 day notice acct at 2.10%, not looked at their other options yet.

Raisin, I have currant account with them.

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[bobnick]

Just got an email from Raisin who have a fixed rate 1 year bond at 3.15% and a 95 day notice acct at 2.10%, not looked at their other options yet.

Who owns Raisin?

 

[Northernraider]

Easy to open an easy access saver nowadays and if you can switch an existing account (you can open a new one easily to use for this so you can keep your existing one still) you can get up to £175 for doing so.


Only one with a rate worth bothering with at present is Virgin which gives 2.02% on £1000 but you can get an easy access saver linked to it which has now been increased to 1.71% with a £25000 max for interest. You can have more than one current account and linked saver.


Drop me a line if you want me to help research the options for you, happy to help.


The rate is crap, works out at .78%.

I've got one at 2.35% aer but my squirrel fund is locked away for 2 years in it.

 

[MillyMoHo]

Just lately we have had numerous posts saying £30 upwards to £100 pounds a night is good value to just park a van up for a night, does anyone stop and think state pension is around £20 a day for everything, now I am not pleading poverty but does that sound like good value, it doesn't to me.
Have people today just got too much money , iv worked months for less than £20 , in a different time I know but it just makes me stop and think before shelling out these amounts, in fact I couldn't do it.
Has money just lost all value now?

No, we wouldn’t pay that either.

 

[Northernraider]

I don't judge on what they have before I know them..

Neither do I.

I based my comment on attempting to strike up conversation over many years and finding those in the van conversions and older vans to be the most sociable ....I've been completely blanked by some in expensive vans.


Again this goes back as far as my vw days . I found the ratty old rusty make do van owners to be down to earth and those who had bought top end vans from someone and didn't know the first thing about them to be stuck up and full of themselves. And it seems to be the way with caravans, Motorhomes, bikers, classic cars etc ..

My sister is a bit like that ...we call her hyacinth as she really does have false airs and graces

 

[nicholsong]

I know it's just sitting there doing nothing. When things settle down a bit I will look into changing banks at the very least.

Gina

Pensions are not easy to access but ISAs are - I can go online and sell the investments when I want, which is why I will only invest in Stock Market quoted investments, including traded bonds, which pay better than the banks' accounts, even when a bank has issued them e.g. Paragon.

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[Northernraider]

Nothing to do with the op but seeing as it's come up, we find motorhomers,if not at rally's,very unsociable even with like for like vans, don't know what it is, they will be waving away when on the road but when parked seem to go into a shell, we have been parked up on some places next to other vans, you know they are in but you just never see a sign of them.
We notice it most at places like honfluer where you have got hundreds piled in together, you can walk down the line and most foreigners will speak to you but English just turn the other way even if you speak to them, and it's not because we are in an ambulance as we will be walking past, they don't know what we are in.
Very strange.

Yep that's what I find to .

I talk to anyone me so I normally say morning or hi to most vans I pass ...some don't even acknowledge you . Its very weird.

Others think a hello means you want them to park a foot away from you and then never give you a minutes peace

 

[Northernraider]

Just got an email from Raisin who have a fixed rate 1 year bond at 3.15% and a 95 day notice acct at 2.10%, not looked at their other options yet.

That's who I'm with . But they never had the 3.15% when I took mine out .

 

[Northernraider]

Who owns Raisin?

The germans

 

[Plumberz]

Im happily paying between £35 and more per night to get away, if youve got a moho use it and dont moan otherwise get rid.

 

[bobnick]

I'm looking to do a bit of shifting here and there now the rates have gone up a bit and never heard of Raisin. Looked on their site and don't see who the holding company is.

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