What the French police? Your having a larf.
Stolen from drive – what happened next?
- Thread starter Dorwyn
- Start date
stevewagner
LIFE MEMBER
I think you should read Rule 1
He has apologised almost immediately after.
Job done.
stevewagner
LIFE MEMBER
I can tell you there are some public sector departments that are under extreme pressure. For example I am a surveyor working in Building Control. The regulations changed on June 15th. This is mainly around increases in insulation and ventilation requirements. It also includes EV charging. Consequently there was a rush of developers putting in applications in order to beat the deadline. We received 4 times more applications than the same time last year but are still required by law to meet the vetting deadlines, and have lost 3 members of staff due to retirement.
You may have had a bad experience but it doesn't mean we are not overloaded. Unless you work in the sector you have no way of knowing what workloads we have. For me personally, I know there is a core group on hear who dislike the public sector for whatever reasons which is their rite. However having worked in the public sector for 25 years, the third sector for 5 years and the private sector for the previous 20 years or so, I believe that in the main the public sector provides an excellent service under difficult conditions at times and usually on lower salary packages than the private sector.
Coolcats
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Just a thought on this point traditionally a lower salary in local government often came with reasonable job security and benefits such as final salary pensions (which employees contribute to along with the company) We know the benefits are no longer what they were as in many companies. I’m not so sure the private sector pays huge amounts more to people and certainly benefits in the main have been scrapped. So over all many workers in both private and public sectors really have lower wages an benefits than those in the past.
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My wife was a civvy with the GMP and they are having a massive problem recruiting staff now as their salaries have fallen way behind local government and Public sector, and the pensions are not now good standard so no point in working for the police anymore.
Her department 3 years ago had a manager and 4 now there is only the Manager and 1 part timer, the manager is pulling her hair out and looking for another job.
cocked up state of affairs
Her department 3 years ago had a manager and 4 now there is only the Manager and 1 part timer, the manager is pulling her hair out and looking for another job.
cocked up state of affairs
Coolcats
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One of the things that puzzles me is that final salary pensions have been viewed as a bad thing and over the past decade or so have been wound up, yet many on this forum will have or are benefiting from such schemes having worked as teachers police public servants and some private companies. This has been done in the name of ‘it can’t be afforded yet we see board and exec pay skyrocket with workers pay being reduced.
Our forefathers put in place the final salary pensions and other benefits as a way of helping individuals have a better life after a life time of work, increase their standard of living in retirement and helps society overall.
It will be interesting (sad) to see what happens over the next few years as retirement age increases along with delayed state pension and no final Salary ones for many I suspect it will be hard times.
I should add the above is not meant to be critical or political but an observation of what is happening within the employment and pension market.
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But they're a lot of them when there is a cop on every corner they don't actually have to do anything, just being there is enough.
MichaelT
LIFE MEMBER
Yes that stops them all going round shooting each other with semi automatic rifles doesn't it?
Dunslow
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"But they're a lot of them when there is a cop on every corner they don't actually have to do anything, just being there is enough."
And they all carry a gun. Only going by reported instances, why run after a suspect when a bullet is faster.
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When I was in Santiago chile ,besides police on every corner , the army was there as well AND a water cannon parked up around the corner !!!! That’s what you call overload ?
Sapper520
Free Member
You can fit it yourself.
I have a Sunlight (German), easy to do and cost about £35 delivered. Just another easy security measure, so I can’t understand why more people don’t use it.
All my clear glass and plastic roof vents etc are marked, with the two microchips hidden away.
VIN CHIP™ Motorhome and Caravan Anti-Theft Identification
Hidden in your motorhome or touring caravan VIN CHIP™ makes it easier for police to detect and identify your property via the unique VIN embedded in VIN CHIP™
www.vinchip.co.uk
Know what you mean, but "targeting" anything really means giving up on the rest. What about some zero tolerance.
Final salary pensions have their + and - points.
+ For the members most schemes offer
1 A guaranteed regular income index linked on retirement plus a lump sum, which is not based on investment returns but in length of membership in the scheme and scheme rules.
2 widows and dependents benefits
3 Possible death lump sum
- points
1 You have no control over where the pension fund is invested or by whom, could mean the pension fund has insufficient funds to pay all pensioners their pension
2 You have no real control over the levels of income paid to you once you have retired
3 If you do not have a partner or someone considered financially dependent on you then the pension dies with you
4 If you require additional monies out of the scheme in retirement, tough you can’t have any.
For the Pension scheme there are no + points,
1 the trustees and administrators of the scheme are personally liable (in theory) for major mistakes in running scheme. This would mean banning from running any others but not necessarily having fund losses out of their own pocket.
2 The cost of administration and ensuring sufficient funds to provide the guarantees is very expensive
3. Many schemes don’t have the membership throughput, new members joining and paying into the scheme at a higher rate than pensioners drawing benefits and dying early
4 Successive governments change the rules for pension schemes making them harder to operate
5 There is‘nt the same big company ‘jobs for life‘ mentality so people are not staying in the same employ or pension scheme all their working life.
The alternatives, Personal pensions offer their + and - points
+
1 member decides how much he or she wants to pay in and can vary or stop contributing
2member decides when they want to start taking benefits after Gov stated age (currently 55 yrs going up to 60 at some point in the future)
3 member decides how much and how they take their benefits (subject to legislation and tax)
4 On death the value of the pension can be past on to any nominated person ( important. Doesn’t have to be financially dependend).
5 Member can decide where pension fund is invested
-
1 Most members are not investment experts so mistakes can be made and this can impact on the benefits taken.
2 too many choices in respect of investments and how and when you take benefits without careful consideration of longevity can mean that the pension runs out of cash before member dies
3 Sharks have taken the opportunity to rip members off offering (too good to be true investment returns)
4 many members don’t like taking Independent advice so all of the previous - points happen.
Workplace pension schemes are just personal pensions run as a group and subject to minimum contribution levels. Think Final salary control of scheme and contributions but without any of the guarantees.
If you are lucky you will have a final salary membership and personal pensions that way you may have some guaranteed income coming in, in retirement and personal pension which you can flexibly withdraw to suit lifestyle.
Hope that hasn’t bored your knickers off
Last edited:
Towat101
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Why don't the insurance companies employ a couple of people to sit at the ferry ports and check the Motorhomes going abroad? Surely 3 brand new right hand drive MH's on a low loader might ring alarm bells, would cost a lot less than paying out for claims, although I guess they just increase premiums to recoup their losses so why should they bother?
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Nice idea but which port? All of them?
Coolcats
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So there they sit, checking MoHo type against reg number…..all present and correct as the tea leave placed plates of a genuine MoHo on the stolen one and that simple reason is why they don’t. If MoHo’s are being shipped out of the country the will be probably be in a container and the insurance people will just count containers passing by.
I suspect the T6 that was stollen from me was either broken up or shipped out in a container
Coolcats
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To be honest the best solution is to fit as many physical and electronic deterrents as possible to deter a theft in the first place.
As a victim of vehicle theft it is clear that whilst police and insurance companies do want to recover vehicles it is not easy and there are no simple solutions when a serious gang strike.
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Coolcats
LIFE MEMBER
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[Q
1 A guaranteed regular income index linked on retirement plus a lump sum, which is not based on investment returns but in length of membership in the scheme and scheme rules.
2 widows and dependents benefits
3 Possible death lump sum
For most people, this is what they would like after a lifetime of work and there is nothing bad about it along with a state pension, I should add that there are many well run schemes your first point all pensions run on a broad investment portfolio not just stocks and therefore it is possible for a pension scheme to be profitable enough to pay pensioners thier pension.
Subsequent generations will not be as fortunate and there will be many more people who will not have a good pension when they retire
Final salary pensions have their + and - points.
+ For the members most schemes offer
1 A guaranteed regular income index linked on retirement plus a lump sum, which is not based on investment returns but in length of membership in the scheme and scheme rules.
2 widows and dependents benefits
3 Possible death lump sum
- points
1 You have no control over where the pension fund is invested or by whom, could mean the pension fund has insufficient funds to pay all pensioners their pension
2 You have no real control over the levels of income paid to you once you have retired
3 If you do not have a partner or someone considered financially dependent on you then the pension dies with you
4 If you require additional monies out of the scheme in retirement, tough you can’t have any.
For the Pension scheme there are no + points,
1 the trustees and administrators of the scheme are personally liable (in theory) for major mistakes in running scheme. This would mean banning from running any others but not necessarily having fund losses out of their own pocket.
2 The cost of administration and ensuring sufficient funds to provide the guarantees is very expensive
3. Many schemes don’t have the membership throughput, new members joining and paying into the scheme at a higher rate than pensioners drawing benefits and dying early
4 Successive governments change the rules for pension schemes making them harder to operate
5 There is‘nt the same big company ‘jobs for life‘ mentality so people are not staying in the same employ or pension scheme all their working life.
The alternatives, Personal pensions offer their + and - points
+
1 member decides how much he or she wants to pay in and can vary or stop contributing
2member decides when they want to start taking benefits after Gov stated age (currently 55 yrs going up to 60 at some point in the future)
3 member decides how much and how they take their benefits (subject to legislation and tax)
4 On death the value of the pension can be past on to any nominated person ( important. Doesn’t have to be financially dependend).
5 Member can decide where pension fund is invested
-
1 Most members are not investment experts so mistakes can be made and this can impact on the benefits taken.
2 too many choices in respect of investments and how and when you take benefits without careful consideration of longevity can mean that the pension runs out of cash before member dies
3 Sharks have taken the opportunity to rip members off offering (too good to be true investment returns)
4 many members don’t like taking Independent advice so all of the previous - points happen.
Workplace pension schemes are just personal pensions run as a group and subject to minimum contribution levels. Think Final salary control of scheme and contributions but without any of the guarantees.
If you are lucky you will have a final salary membership and personal pensions that way you may have some guaranteed income coming in, in retirement and personal pension which you can flexibly withdraw to suit lifestyle.
Hope that hasn’t bored your knickers off
1 A guaranteed regular income index linked on retirement plus a lump sum, which is not based on investment returns but in length of membership in the scheme and scheme rules.
2 widows and dependents benefits
3 Possible death lump sum
For most people, this is what they would like after a lifetime of work and there is nothing bad about it along with a state pension, I should add that there are many well run schemes your first point all pensions run on a broad investment portfolio not just stocks and therefore it is possible for a pension scheme to be profitable enough to pay pensioners thier pension.
Subsequent generations will not be as fortunate and there will be many more people who will not have a good pension when they retire
Last edited:
Sapper520
Free Member
Took two nice people less than two minutes to overcome the locks Fiat fitted to my van. Luckily the Growler did the trick. How about a good starting point being the manufacturer fitting locks that actually work?
Radical idea I know…..but just a thought.
Radical idea I know…..but just a thought.
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Took two nice people less than two minutes to overcome the locks Fiat fitted to my van. Luckily the Growler did the trick. How about a good starting point being the manufacturer fitting locks that actually work?
Radical idea I know…..but just a thought.
Make the door locks unbeatable, then there is the little matter of the plastic windows how would you make them impregnable ?
Abacist
LIFE MEMBER
I was in charge of the final salary staff pension scheme in the firm where I worked. Gordon Brown decided to take a lump of tax out for the government and the government also introduced compulsory increases in employer contributions. Our scheme was in surplus at the time and always had been. In consultation with the staff we converted to a defined contribution scheme and distributed all the surplus rateably amongst the staff. We were not prepared to have government dictate the terms of our pension scheme! You won’t find many final salary schemes about nowadays in the private sector- all because of the Labour government!
Sapper520
Free Member
In all it took about two and a half minutes from walking up and down past the van, approaching the drivers door, then about 30 seconds to open the central locking.
It would take far more effort in time and damage to get through the plastic windows (extra locks on them), climb in and open the doors from the inside.
Starting with a decent door locking system would be a good start maybe?
I’m having deadlocks fitted to all doors in the near future at a cost of £540.
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Coolcats
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yup there is a lot of meddling by various governments including contracting out which for some now means a reduction in pension
125BEER
LIFE MEMBER
Just wandering what that has to do with the original post?Final salary pensions have their + and - points.
+ For the members most schemes offer
1 A guaranteed regular income index linked on retirement plus a lump sum, which is not based on investment returns but in length of membership in the scheme and scheme rules.
2 widows and dependents benefits
3 Possible death lump sum
- points
1 You have no control over where the pension fund is invested or by whom, could mean the pension fund has insufficient funds to pay all pensioners their pension
2 You have no real control over the levels of income paid to you once you have retired
3 If you do not have a partner or someone considered financially dependent on you then the pension dies with you
4 If you require additional monies out of the scheme in retirement, tough you can’t have any.
For the Pension scheme there are no + points,
1 the trustees and administrators of the scheme are personally liable (in theory) for major mistakes in running scheme. This would mean banning from running any others but not necessarily having fund losses out of their own pocket.
2 The cost of administration and ensuring sufficient funds to provide the guarantees is very expensive
3. Many schemes don’t have the membership throughput, new members joining and paying into the scheme at a higher rate than pensioners drawing benefits and dying early
4 Successive governments change the rules for pension schemes making them harder to operate
5 There is‘nt the same big company ‘jobs for life‘ mentality so people are not staying in the same employ or pension scheme all their working life.
The alternatives, Personal pensions offer their + and - points
+
1 member decides how much he or she wants to pay in and can vary or stop contributing
2member decides when they want to start taking benefits after Gov stated age (currently 55 yrs going up to 60 at some point in the future)
3 member decides how much and how they take their benefits (subject to legislation and tax)
4 On death the value of the pension can be past on to any nominated person ( important. Doesn’t have to be financially dependend).
5 Member can decide where pension fund is invested
-
1 Most members are not investment experts so mistakes can be made and this can impact on the benefits taken.
2 too many choices in respect of investments and how and when you take benefits without careful consideration of longevity can mean that the pension runs out of cash before member dies
3 Sharks have taken the opportunity to rip members off offering (too good to be true investment returns)
4 many members don’t like taking Independent advice so all of the previous - points happen.
Workplace pension schemes are just personal pensions run as a group and subject to minimum contribution levels. Think Final salary control of scheme and contributions but without any of the guarantees.
If you are lucky you will have a final salary membership and personal pensions that way you may have some guaranteed income coming in, in retirement and personal pension which you can flexibly withdraw to suit lifestyle.
Hope that hasn’t bored your knickers off
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I agree 125BEER .A Funster has his precious vehicle stolen off his drive...so sad.
Just look at posts on this thread ...related to OP..
I came on here to find out if the OP had found their van or what progress had been made with the insurance, but I can’t be bothered trawling through all the off-topic threads.
I must admit, I have been known to go off at a tangent a few times, but this one is exceptional.
Don’t worry - I still love you all
OP
OP
That was my thought. Thats why I started a second thread, i.e. what happened next. And now something HAS happened, I shall open a thread Mark 3!!A Funster has his precious vehicle stolen off his drive...so sad.
Just look at posts on this thread ...related to OP..
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