Is your central heating on yet

[PaddyM]

Switched on the under floor heating in the stone tiled bathroom last night , was bliss this morning , bliss

 

[busbuddy]

Heating is always on, thermostat set to 5 degrees

 

[gus-lopez]

Very uncharitable ?
I'm sure there are a few who are like that but there are a lot that are really struggling and there will be many more over the winter.
Did you read this in the Daily Fail ?

Very good ,I like the dig

No , I actually obtained the information by interrogating the food bank queue , along with those in charge, on two occasions at my daughters local town hall that sets one up on Fridays.
Whilst discussing with said organisers they reliably informed me that I should be in the queue as my income was less than everyone else's bar one. & he only came up the beach a couple of weeks prior.

. Hence, there could be folk with newish cars, mobile phones etc but are eligible for food banks.

That's why you pay cash. lose your job you've stuff to sell

It’s very costly to come out of a PCP car contract,

as above. You also have to remember after the 2008 crisis that the americans caused punting mortgage 'bonds' as AAA rated that the next financial disaster forecast awaiting the UK would be PCP contracts.

A friend of mine gets a car allowance.

I had a car allowance

Now years ago when company cars were a new concept a friend of mine had the choice between a company car or you could use your own ,subject to age ,condition ,etc. If you chose this route he was paid around £40/ month, less tax, that was held by the company until he wished to buy a car. He was lucky in that he had a decent acceptable car so the money could just pile up until he wished/had to buy a new one. 2 years money easily covered the cost of a new escort which at the time was around £920. Any over could go on insurance or taken as cash or left in for the next one & there was no tax payable as you owned the vehicle & it wasn't classed as a company car & taxable. + he got mileage winwin

 

[MattR]

Very good ,I like the dig

No , I actually obtained the information by interrogating the food bank queue , along with those in charge, on two occasions at my daughters local town hall that sets one up on Fridays.
Whilst discussing with said organisers they reliably informed me that I should be in the queue as my income was less than everyone else's bar one. & he only came up the beach a couple of weeks prior.

That's why you pay cash. lose your job you've stuff to sell

as above. You also have to remember after the 2008 crisis that the americans caused punting mortgage 'bonds' as AAA rated that the next financial disaster forecast awaiting the UK would be PCP contracts.



Now years ago when company cars were a new concept a friend of mine had the choice between a company car or you could use your own ,subject to age ,condition ,etc. If you chose this route he was paid around £40/ month, less tax, that was held by the company until he wished to buy a car. He was lucky in that he had a decent acceptable car so the money could just pile up until he wished/had to buy a new one. 2 years money easily covered the cost of a new escort which at the time was around £920. Any over could go on insurance or taken as cash or left in for the next one & there was no tax payable as you owned the vehicle & it wasn't classed as a company car & taxable. + he got mileage winwin

Can you sell your Sky subscription or give up the car lease that is cheaper than buying a similar car? I don't have a top of the range phone but it cost me several hundred pounds second hand... If you couldn't afford to buy your phone outright but had an income that afforded a reasonable phone on contract, would you still buy your phone at £hundreds or pay £30 a month for a phone and contact?

 

[The Wino]

Can you sell your Sky subscription or give up the car lease that is cheaper than buying a similar car? I don't have a top of the range phone but it cost me several hundred pounds second hand... If you couldn't afford to buy your phone outright but had an income that afforded a reasonable phone on contract, would you still buy your phone at £hundreds or pay £30 a month for a phone and contact?

My phone cost about £130 the SIM contract is £6 a month we don't have a landline phone but do have a cheapish home broadband contract I think it's about £20 a month . Liz,s phone including the data and calls is £7 after cashback. There are good deals Minxy is the person to watch!

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[MattR]

My phone cost about £130 the SIM contract is £6 a month we don't have a landline phone but do have a cheapish home broadband contract I think it's about £20 a month . Liz,s phone including the data and calls is £7 after cashback. There are good deals Minxy is the person to watch!

I know. But for many folk, paying an extra £20 to get more data / better phone a month when they can afford it might not be a problem. After months of no or reduced income, it might be.

 

[CamperJack]

Not needed yet, surely.

Both windows open in the bedroom. Thermometer reading 17.8⁰C.

This is in a pre 20s yorkshire house.

 

[Reallyretired]

It got up to 20c outside today but chilly in the early morning. The central heating is on but so far has only come on for half an hour or in the early morning. SWMBO has put on the underfloor heating in the tiled bathroom. At least we have warm towels in the morning as (bad idea) our towel rail is only heated by the central heating and so doesn't work in warme weather.

 

[The Wino]

I know. But for many folk, paying an extra £20 to get more data / better phone a month when they can afford it might not be a problem. After months of no or reduced income, it might be.

In relation to the figures you quoted I thought we were cheaper!

 

[The Wino]

It got up to 20c outside today but chilly in the early morning. The central heating is on but so far has only come on for half an hour or in the early morning. SWMBO has put on the underfloor heating in the tiled bathroom. At least we have warm towels in the morning as (bad idea) our towel rail is only heated by the central heating and so doesn't work in warme weather.

We're adding electric elements to ours like we had in our previous house

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[MattR]

In relation to the figures you quoted I thought we were cheaper!

Apologies, I had thought that I had changed the £20b to £30.

My phone cost around £400 secondhand and I pay £12 a month for my data allowance (12gb I think). I'm guessing that it has cost me approx £22 a month for data and a decent phone over the last 3 yrs and will be cheaper into next year.

I could have purchased a different phone for less than £150 and ended up with a monthly bill of around £15 a month but I wanted one that would last for longer and be better for my needs.

 

[Captain Yoghurtpot]

Just had a new insulated roof on our bungalow and we are noticing already an immense difference in heat retention.
Heating now no higher than 18 degs on the thermostat and its nice.
Money well spent and we are now in big credit on the gas and elestictrickery having been ramping up payments since April this year to prepare for the Winter, price hikes etc.
Do feel for those though that cant make adjustments to their properties to help conserve energy etc, and we are not going to get complacent either.

 

[The Wino]

Apologies, I had thought that I had changed the £20b to £30.

My phone cost around £400 secondhand and I pay £12 a month for my data allowance (12gb I think). I'm guessing that it has cost me approx £22 a month for data and a decent phone over the last 3 yrs and will be cheaper into next year.

I could have purchased a different phone for less than £150 and ended up with a monthly bill of around £15 a month but I wanted one that would last for longer and be better for my needs.

If mine lasts as long as the last one it's going to be about £12 to £13 a month all in (6g data calls and texts)
We do of course have the landline broadband and Liz,s phone ( that makes mine look expensive!,)

 

[MattR]

If mine lasts as long as the last one it's going to be about £12 to £13 a month all in (6g data calls and texts)
We do of course have the landline broadband and Liz,s phone ( that makes mine look expensive!,)

Perhaps a question to consider is hoe long could you survive on savings and how much woul you be judged for having their phone when going to the food bank.

Edited sp autocorrect error

 

[The Wino]

Perhaps a question to consider is hoe long could you survive on savings and how much woul you be judged for having there phone when going to the food bank.

I could survive for years!. I think the phone thing is a tricky one if you're in employment and take out contracts it's not always that straightforward to get out of them. I suspect there are some people who use food banks but have disposable income for frivolous things but there are probably a vast majority who don't and a lot who ought to use food banks but are too proud. What people who complain about food bank users ought to think about is that there's probably a lot more missed in collecting tax than paid out by fraudulent benefit claims. A big crack down on the cash economy would be a good start coupled with getting tax off Amazon etc

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[Arnside037]

The scammers have started on the fuel bills support. Just got one asking me to apply for the £400 by going to http://gov-uk/enrrgy-bill.com (deliberate spell error just in case anybody does try to click it). There will of course be other variations of this URL. Presumably they want your bank accounts and password details to pay you the fictitious money.
You don't need to apply of course; the money is taken off your bills automatically in instalments.

 

[The Wino]

The scammers have started on the fuel bills support. Just got one asking me to apply for the £400 by going to http://gov-uk/enrrgy-bill.com (deliberate spell error just in case anybody does try to click it). There will of course be other variations of this URL. Presumably they want your bank accounts and password details to pay you the fictitious money.
You don't need to apply of course; the money is taken off your bills automatically in instalments.

No great surprise. You would have thought the police could pose as a punter track them down and do them

 

[Minxy]

Apologies, I had thought that I had changed the £20b to £30.

My phone cost around £400 secondhand and I pay £12 a month for my data allowance (12gb I think). I'm guessing that it has cost me approx £22 a month for data and a decent phone over the last 3 yrs and will be cheaper into next year.

I could have purchased a different phone for less than £150 and ended up with a monthly bill of around £15 a month but I wanted one that would last for longer and be better for my needs.

My new phone cost £114, my sim contract with loads of texts & calls & 50gb data (which can be rolled over) costs £12 pcm but after cashback comes down to £7.50 pcm (12 month contract), unfortunately I've had issues with the sim provider (ID/Three) due to them doing work on the local transmitters, but there were alternatives to the one I went for for a similar cost. No way would I pay £400 for a second hand phone and I struggle to understand why people pay such prices for something that can be got cheaper and IMV do the same job. It's your choice at the end of the day but it still baffles me.

 

[Minxy]

I bet a high percentage of people on MF grew up with ice on the INSIDE of their bedroom windows in the morning and the phrase central heating wasn't invented.

Yes I remember it well, even in autumn/spring Crittall windows meant loads of condensation and in summer the ruddy things would expand with the heat so they couldn't be easily opened and if you did then closing them was a battle!

Do we NEED to put the heating on yet?

If it's cold then yes.

Did we have a deprived upbringing without central heating?

Most certainly ... it's difficult to do homework or anything else for that matter if you were constantly cold, it also made it difficult to get a good nights sleep if you were in bed freezing despite having loads of blankets.

Are we a lot of wussies and not "hard' like our ancestors?

It's nothing to do with being hard ... may of the ancestors shared beds so that would help to keep everyone warmer, not a lot, but it would certainly help a bit.

With the power companies and market traders stealing billions from us it is time to think about these questions.

Have done.

Just think if every house hold turned off their heating the price might come down.

Probably because they'd have died of hypothermia so less customers!

 

[Minxy]

No great surprise. You would have thought the police could pose as a punter track them down and do them

How do you know they aren't?

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[Grianan]

We have set the thermostat to 10 but heatings not turned on yet. Living in kitchen with Everhot cooker which gives enough heat to keep us warm. Problem is OHs office which is chilly.

 

[Odd-no-more]

I put it on boost last night we had been away for a few days and it was cold, I think it will be on permanently soon

 

[Casper46]

We haven't had ours on yet, nor have we lit a fire. When our wood burner is lit in a month or so we leave all internal doors open. Also being proper Yorkshire folk we have a large Kettle on top of the wood burner and a big commercial thermos to keep the hot water in. We can wash up and fill hot water bottles come bedtime without needing the boiler on.

 

[jockaneezer]

Anyone know where I can Get a couple of magnets ?

 

[Chasnam]

Woodburner for first time since last winter the dogs are loving it, big footprint bungalow that's well insulated leave all internal doors open warm house

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[SpeedyDux]

Due to the wet and windy weather today my CH is on twice. I think that will help stop the house getting damp and mouldy inside.

Oooh it is such a nice feeling.

 

[Gina M]

We haven't had ours on yet, nor have we lit a fire. When our wood burner is lit in a month or so we leave all internal doors open. Also being proper Yorkshire folk we have a large Kettle on top of the wood burner and a big commercial thermos to keep the hot water in. We can wash up and fill hot water bottles come bedtime without needing the boiler on.

I do the same with mine, boil the kettle on hot plate on top of the wood burner then fill hot water bottles. Brilliant idea having a big thermos to keep the hot water in

Gina.

 

[Peter and Julie]

Underfloor heating on low and log burner lit.

 

[WESTY66]

Ok ok i have to fess up!! I put it on when I walked thru the door!
Been working outside in the p#$$## rain all afternoon, wet through down to the undies (spare pair always in my locker) then got p#$$## wet thru again coming home on the scooter, another change of undies
Now the dog wants to go out🌧🌧🌧🌧🌧🌧

 

[ElliesBoss]

Heating is always on, thermostat set to 5 degrees

As high as that?

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