I think I'm lucky and careful but I can't match that . My accident history: motorcycles 3. None my fault. The first two were cars turning without signalling, both very low speed (sub 20mph) and different circumstances. The third was an inattentive friend who ran up the inside and clipped the handlebar (I closed the throttle to begin slowing). That was at in excess of 90mph - no injury I simply slid a very long way despite it being a pretty substantial highside. Cars 3. One my fault caused by following another vehicle out of a give way filter. I glanced right, car approaching, stopped. So did the vehicle in front a split second before I did. Very slight bumper / paintwork damage. The other two were blatantly not my fault. Both were crossroads with me on the major through road. Neither 'pulled out' on me. Rather they approached with no intention of stopping and weren't visible in advance. Different crossroads in different towns.I had motorcycles & some pretty big ones to boot & never had an accident.
My ex wife's husband was killed recently in a motorcycle accident (not his fault) & he was one of the most careful riders I've ever known but, on a motorbike your highly likely to be injured or die when it does all go wrong, too much modern traffic piloted by folk who think they're the only ones on the road.
I've been driving cars now for 43yrs without an accident, an awful lot of that was driving front line ambulances & very often at high speed.
It's all about reading the road & knowing when speed is inappropriate.
I was brought up farming & was used to driving tractors & machinery from the age of about 7 & kept my nose clean there too.
However, I had the luxury of a huge disused WW2 airport on our farm, we bought old bangers & drove them like madmen until they died, then went to the scrappy & bought another, this gets madness out of your system.
Track days are the modern equivalent.
So to sum up, I think I've been very lucky as well as careful.
So I've been lucky. I started riding and driving on farmland from around 12 years old. It doesn't prepare you for the road as such but means that when you do start you are not learning to control the vehicle or having to come to terms with its limitations - which is a huge plus when you're learning everything else. Having a motorcycle sideways on the road is not something I'd want to practice. I've hinted on here that I may have driven a bit quickly in the past. I can honestly say that my driving quickly has never been the result of 'racing' another vehicle or as a result of the red mist. It has never occurred on a road subject to a 30mph limit. But other than that I've driven as fast as conditions and my skill level allowed - basically every time I went out in or on a vehicle. So my favourite road of all time - the A6 Shap to Kendal - has seen lots of fun .