Site fees v pension

[NorthernSoul]

It is absolutely no one elses business if someone chooses to wild camp or not.
I sometimes wild camp and sometimes stay on campsites, no one elses business what I choose to do.

To some extent that's true. However, if the irresponsible actions of some 'wild campers' (and that includes locations such as seaside promenades) creates ill feeling towards motorhomers in general then it is other motorhomers' business.

As I understand it the wild camping code asks campers to arrive late, leave early, be away from habitation, not leave any trace of the visit, not be unsociable, and not put out chairs, tables awnings etc. If motorhomers adhered to that then there would be very little problem. When they don't, and the location is advertised on an internet site so half a dozen motorhomes turn up, some for many nights, is it any wonder that they, and motorhomers in general, attract negative publicity?

 

[NorthernSoul]

Indeed just ask the workers to pay a bit more in and they would in the main be happy to do so, you could even tier it if you wanted too.

No need to ask them. The workers should take control of their own destiny and make their own additional savings.

I would advise someone in their 20s to assume that they will be burnt out or had enough by the time they are 50/55. By the time they get there they will have 15 to 20 years to go before they receive their state pension. Therefore, they should start to take steps to bridge that 15 to 20 year gap now, not be thinking about it when they are in their early 50s and have already had enough.

 

[Vipar]

I'm sorry I started this now, all I was trying to convey was the difference in the way people look at it, I know all about saving and no they wouldn't do 30 days at once, but to some £27 a night is chickenfeed and they say why do folks try to find free places but if you are used to living on twenty pounds a day , £27 is pie in the sky.

Chaser. I understand where your coming from, but some seem not to.

 

[Spriddler]

Excuse me! It wasn't good fortune, I worked bloody hard for my high income

That reminded me of the old joke punch line.
But I won't repeat it

 

[PeteH]

When you own a motorhome you buy into a lifestyle that's definitely not cheap.

American R-V`s? are a Black Hole for swallowing money. But I loved all three of mine!.

Amazing how quickly replies go off topic.

I also really get annoyed with people who use the expression of FLT when referring to other motor homers and all that implies.
It is absolutely no one elses business if someone chooses to wild camp or not.
I sometimes wild camp and sometimes stay on campsites, no one elses business what I choose to do.

I can understand your "ire", but as someone else quoted FLT`s are not necessarily all living off the back of society. However, the Perception exists. Recent events of blatant gross behaviour, by the usual "minority", have not endeared the whole of the M-H "fraternity" to the populous at large. So I am afraid that your business is likely to come under even closer scrutiny in the future, Sad, but IMV true.

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[2x2camper]

Whilst hotels build and maintain themselves?

No that's included in the room fee.

 

[The Lord Squid]

Excuse me! It wasn't good fortune, I worked bloody hard for my high income

Are you suggesting that no-one on minimum wage does "work bloody hard" for their low income and you are somehow different from them? I also have a high income, and worked hard for it, but due to no more than the date of my birth I had the opportunity (which I took advantage of) to enjoy the benefit of a full student grant (twice), opportunity to buy my own house (with a mortgage) in my early 20s, had free dental treatment etc. I had the security of knowing that if became unemployed I'd have got free public transport and my mortgage interest would have been paid. I now have the opportunity to enjoy tax advantages through my pension, when I eventually get bored with work and decide to take it. From my perspective it was pure good fortune that I was born in the 1950s. Things would have been very different were I to have been born the same person in the same circumstances a few decades later.

 

[Tanya_and_Mick]

I wonder what defines a high income; or working hard...

I would suspect differing views across generations and regions.

In response to the topic, for most this is a hobby / lifestyle choice and all (sensible) would most probably cut their cloth accordingly.

 

[G-RMPS]

We are lucky enough to not have to worry TOO much about overnight stay costs, though we like to think we have made our own luck

We consider where to stay based on where we want to visit and what we want to do when we get there. In the last 40 days we have fltossed, found free aires, paid for others, and used campsites too. To date we have averaged €6 a night, many including EHU. That’s €240 to date, so not cheap relative to a pension, but less than a pint apiece in a pub back at home. Works for us.

 

[The Lord Squid]

I wonder what defines a high income; or working hard...

Fair point. I've not worked down the pit, hauled in the nets, or wiped strangers' bottoms. Deep down, I don't think I've worked hard since I left the wool warehouse I worked in as a labourer when I was a student and for a couple of years afterwards. In any event, working bloody hard is much more fun than not working, in my experience.

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[jessthedog]

The only thing that

Concentration camp living is definitely not for me,(official CCC sites etc).

Ive done Cl’s Campsites and Aires, and I dont see your interpretation of concentration camps! No one has ordered me into a cooler.
The term concentration camp-refers to a camp in which people are detained or confined, usually under harsh conditions and without regard to legal norms of arrest and imprisonment that are acceptable in a constitutional democracy.
Please enlighten us all, as to the camps you have stayed?

 

[Nasher]

Are you suggesting that no-one on minimum wage does "work bloody hard" for their low income and you are somehow different from them? I also have a high income, and worked hard for it, but due to no more than the date of my birth I had the opportunity (which I took advantage of) to enjoy the benefit of a full student grant (twice), opportunity to buy my own house (with a mortgage) in my early 20s, had free dental treatment etc. I had the security of knowing that if became unemployed I'd have got free public transport and my mortgage interest would have been paid. I now have the opportunity to enjoy tax advantages through my pension, when I eventually get bored with work and decide to take it. From my perspective it was pure good fortune that I was born in the 1950s. Things would have been very different were I to have been born the same person in the same circumstances a few decades later.

Jeez, where did that come from?

I wrote a one line reply with a smiley at the end on a 'motorhome fun' forum

Don't take life too seriously, no-one gets out alive

 

[The Lord Squid]

Jeez, where did that come from?

I wrote a one line reply with a smiley at the end on a 'motorhome fun' forum

Don't take life too seriously, no-one gets out alive

I thought your reply was somewhat insensitive.

Me, I'm a bleeding heart lefty liberal. As appreciated by the UK's current government.

 

[dulvil]

Wow. Interesting topic.
We have a Motorhome, we can afford it. We can stay on any site we choose.

Are you related to Harry Enfield? Loads of money, until I joined the caravan club

 

[Coolcats]

No need to ask them. The workers should take control of their own destiny and make their own additional savings.

I would advise someone in their 20s to assume that they will be burnt out or had enough by the time they are 50/55. By the time they get there they will have 15 to 20 years to go before they receive their state pension. Therefore, they should start to take steps to bridge that 15 to 20 year gap now, not be thinking about it when they are in their early 50s and have already had enough.

Wisdom and hindsight, but most people struggle to have the discipline to do what you are suggesting at the age of 20 my employer enrolled me in to a pension at that age most youngsters can’t see the future and can’t see the point. Most 20 odd year olds need the money to save for a rental deposit they can’t see the need for a pension. So for many and I suggest the majority nanny state needs to take control and just take the money for. State pension that will be needed some 46 years down the line.

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[grasscutter]

Having been a self employed gardener for many years my income was never in the high earner category.
Sadly just keeping our head above water and Paying a mortgage meant there was never any spare for private pensions.
We have always cut our cloth accordingly.
We saved what we could and when our parents passed away we inherited a very modest amount.
As I have an underlying condition we took the decision to retire ( two years early for me and six years for my wife) and live off of our savings.
We certainly come under the term of what some call FLT,s but we prefer Off Grid.
We spend around 7-8 months of the year touring, so therefore we still have certain bills we need to cover on our property.
We are probably asset (reasonable) but cash poor.
At some point we will need to downsize and release some money.
We walk,cycle,paddleboard.
We could not do what we do if we had to stay on sites.
We get one life and this is ours.
We love what we do.
We don’t look at others who stay on sites and feel envy so I think it is a case of “each to their own”.
This mornings view “Off Grid”.

 

[Coolcats]

Having been a self employed gardener for many years my income was never in the high earner category.
Sadly just keeping our head above water and Paying a mortgage meant there was never any spare for private pensions.
We have always cut our cloth accordingly.
We saved what we could and when our parents passed away we inherited a very modest amount.
As I have an underlying condition we took the decision to retire ( two years early for me and six years for my wife) and live off of our savings.
We certainly come under the term of what some call FLT,s but we prefer Off Grid.
We spend around 7-8 months of the year touring, so therefore we still have certain bills we need to cover on our property.
We are probably asset (reasonable) but cash poor.
At some point we will need to downsize and release some money.
We walk,cycle,paddleboard.
We could not do what we do if we had to stay on sites.
We get one life and this is ours.
We love what we do.
We don’t look at others who stay on sites and feel envy so I think it is a case of “each to their own”.
This mornings view “Off Grid”.
View attachment 431895

You too have worked ‘bloody hard’ and are enjoying life well done you, may it continue for a long long time

 

[PeteH]

I started work in the 50`s, even before I left school, nights and weekends. Work was the way we made our way, on apprentices "pittances" too!. Higher education was achieved at "Night School", and later at self expense, whilst using accrued "leave" in obtaining Further Qualifications. The ethos of modern day is "education". Many kids don`t get their first taste of "real" work until their early 20`s now. I often wonder if it is a mistake?, My Eldest Granddaughter, who I love dearly, was 23 before she actually got her first full time position, She rang me at the end of her first week and the first thing she said was "Oh Grandad, I feel SO tired". Grandad was very cruel, he said "get used to it Girl, only another 50 years to go!".

In respect of Site costs, we use a Mix of stopping places, ranging from High end sites to Pub stops. even the odd Layby overnight before to-day. Make a lot of use of the CC and CCC C-L`s too.

 

[The Wino]

I started work in the 50`s, even before I left school, nights and weekends. Work was the way we made our way, on apprentices "pittances" too!. Higher education was achieved at "Night School", and later at self expense, whilst using accrued "leave" in obtaining Further Qualifications. The ethos of modern day is "education". Many kids don`t get their first taste of "real" work until their early 20`s now. I often wonder if it is a mistake?, My Eldest Granddaughter, who I love dearly, was 23 before she actually got her first full time position, She rang me at the end of her first week and the first thing she said was "Oh Grandad, I feel SO tired". Grandad was very cruel, he said "get used to it Girl, only another 50 years to go!".

I disagree a bit and think working towards a higher education qualification is just as much work as working on something practical. There seems to be a bias by a lot on here to thinking practical training/work like apprenticeship is harder than brain work.

 

[AndyPK]

I disagree a bit and think working towards a higher education qualification is just as much work as working on something practical. There seems to be a bias by a lot on here to thinking practical training/work like apprenticeship is harder than brain work.

I would hazard a guess that it depends very much on the subject being studied........!?!

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[PeteH]

I disagree a bit and think working towards a higher education qualification is just as much work as working on something practical. There seems to be a bias by a lot on here to thinking practical training/work like apprenticeship is harder than brain work.

I dissagree, The actual "Work Ethic" is not found in educational establishments, yes "Brain Work" can be exhausting, that I cannot deny. But the discipline/self discipline instilled by a "work" regime only comes IMV from an actual workplace. School, college, university all have too "laid back" attitude to the disciplines of "work".

 

[Spriddler]

My Eldest Granddaughter, who I love dearly, was 23 before she actually got her first full time position, She rang me at the end of her first week and the first thing she said was "Oh Grandad, I feel SO tired". Grandad was very cruel, he said "get used to it Girl, only another 50 years to go!".

I thought my office worker son was joking when he told me he was taking Friday off with the Flexitime hours he'd accrued by only having half hour lunch breaks.
(I'd never before heard of Flexitime).

 

[NorthernSoul]

I disagree a bit and think working towards a higher education qualification is just as much work as working on something practical. There seems to be a bias by a lot on here to thinking practical training/work like apprenticeship is harder than brain work.

I think it's more a case of having some experience of the real life work environment alongside doing the brain work. And having some experience of financial hardship. This might explain it better: https://theescapeartist.me/2020/10/04/what-doesnt-kill-you-makes-you-stronger/

 

[On the road again]

No that's included in the room fee.

How does that compare to your OP where you say "except that you have to factor in the cost of the MH" then?
In one post you have to factor in the capital cost (MH) yet , in the other ,a hotel room, you don't?

 

[Just smiffy]

Ey upp..... when I was a lad I lived in shoe box on side of road......

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[tonyidle]

How does that compare to your OP where you say "except that you have to factor in the cost of the MH" then?
In one post you have to factor in the capital cost (MH) yet , in the other ,a hotel room, you don't?

The end user buys the Motorhome. The end user doesn't have to buy the hotel.

 

[On the road again]

The end user buys the Motorhome. The end user doesn't have to buy the hotel.

But, in both cases, there is a sell on value.However I take your point but didn't think 2x2 was using that as his original argument.

 

[2x2camper]

How does that compare to your OP where you say "except that you have to factor in the cost of the MH" then?
In one post you have to factor in the capital cost (MH) yet , in the other ,a hotel room, you don't?

Sorry don't understand what you are getting at ? I am not the OP. My 2 posts on the subject are

Site fees v pension

When you own a motorhome you buy into a lifestyle that's definitely not cheap. Cheap? But perhaps good/great value [I refer the honourable member to my Micawber quote above]. I would assert that MH lifestyle is getting away more often, for longer... than those taking 'regular' holidays &...

www.motorhomefun.co.uk

Which say's you have to include the cost of the motorhome not just the site fee when comparing costs

Site fees v pension

It is absolutely no one elses business if someone chooses to wild camp or not. I sometimes wild camp and sometimes stay on campsites, no one elses business what I choose to do. To some extent that's true. However, if the irresponsible actions of some 'wild campers' (and that includes locations...

www.motorhomefun.co.uk

And cost of maintaining the hotel are included in the hotel room fee.

 

[bigtwin]

Wisdom and hindsight, but most people struggle to have the discipline to do what you are suggesting at the age of 20 my employer enrolled me in to a pension at that age most youngsters can’t see the future and can’t see the point. Most 20 odd year olds need the money to save for a rental deposit they can’t see the need for a pension. So for many and I suggest the majority nanny state needs to take control and just take the money for. State pension that will be needed some 46 years down the line.

Perhaps I’m odd but well before the age of 20 I understood pretty well the significance of compound interest.

When I started my first full time job (as a 16 year old apprentice, living away from home and paying rent for my accommodation) I recognised the benefit of having a deduction from wages for my pension so had no issues whatsoever with this.

As I said, perhaps I’m odd but I do struggle with the notion that youngsters are not capable of mature thoughts/reasoning. However, evidently, some folks do make poor life choices.

Ian

 

[Langtoftlad]

Financial planning should be a school subject

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