Sheltered living/Active retirement apartments, Good idea? (2 Viewers)

[activecampers]

Mother In law is in one of these housing 21 places

Housing 21 is a leading, not for profit provider of Extra Care and Retirement Living for older people of modest means.

We offer a range of of Retirement Living and Extra Care options throughout England, for rent, purchase and shared ownership.

www.housing21.org.uk

She's renting with benefits paying the majority of the rent, she sold her house and spent the money on gifts, holidays, cars and decorating the flat.

It's quite an eye opener tbh as I never would have considered one before seeing hers but there's minimal interference, just like having a flat of your own. There's a social life on site , community room with bingo and on trips our organised. There's an emergency comms system in each flat as well and an onside manager. We'll worth looking at if you can set yourself up for it correctly.

They look very fairly run (on first glance)

 

[Tonks]

Children’s inheritance ?

If your children are worth their salt, they’d prefer you to be safe, settled and content before worrying about what may be left to them after you die.
Not meaning to be casual about anyone’s plans in terms of leaving something to family or friends. I realise it’s an important part of many folks planning (including mine) but the idea is to LIVE until you die and deciding where to call home is an important factor of that and, as several have rightly mentioned, that varies enormously from person to person based on their personal needs and preferences.

 

[tinkertaylor]

They look very fairly run (on first glance)

They are from what we have seen. Costs are relatively low, compared to some I have read about. The support can be hit and miss depending on the individual site managers, the MIL has had 3 in 4 years, some good some not so good. Maintenance support is decent, they sort it out and they come and do the work. If you don't require 24 hour 7 cover help and are relatively self sufficient then they seem a decent solution to housing in the UK for the over 55's, especially if you aren't cash rich.

 

[Puddleduck]

Firstly, you need to ensure it's you, not your mum employing the carers.
It means she can't fire them.
Same applies to the live in carer.

Sooner or later one of three things will happen.

• She will be taken into hospital, and will not be sent home without a care package (see 2&3 below).
• She will be moved to a care home
• She can have a live in carer.

Whilst she is still fit enough to make the decision, give her the options.
Otherwise the point will come when you have to make the decisions.

It far better to get the resident carer in before its required rather than after.
(And they don't even have the rights of a tenant, they are guests. Just ensure the POA's and Will are done before they arrive.)

Mum is so nasty that a previous care company and a previous cleaning firm refused to return even though my sister was the employer.

When she had her stroke and was in hospital we were told she would go to an assessment unit but New Year's Day Mum was asked of she wanted to go home "Yes please" "Right arrange to be picked up this afternoon". No care plan, no assessment of her living arrangements, nothing.

 

[Pausim]

Mum is so nasty that a previous care company and a previous cleaning firm refused to return even though my sister was the employer.

When she had her stroke and was in hospital we were told she would go to an assessment unit but New Year's Day Mum was asked of she wanted to go home "Yes please" "Right arrange to be picked up this afternoon". No care plan, no assessment of her living arrangements, nothing.

I believe the term to use is “Unsafe Discharge”. A nurse once told me to use this term if the hospital tried to send a person home without proper arrangements being in place. Ask for written confirmation that they consider her discharge to be safe she said.

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[MaidinDevon]

Update

I have chatted with a resident on the complex. She is still working age, loves it, quiet, friendly, but you can join in or not. She's joined a walking group and the choir in the town..
Management company are good.
So........
I accepted an offer on mine yesterday, and put in an offer, which has been accepted on one of the apartments, at a keen price.

Its ground floor, with outside space, parking space just outside.
(Not allocated),
I will want to update it but is livable.

Just need to find storage for the van.

Thanks everyone for your input. It has been very helpful especially shared experiences of schemes, and reassuring that I am not too young to consider this option.

If I hated it, I feel sure I could sell on, without making a loss.

Just in time too, BF to Santander in a week, and 3 months down South!

If all goes well I will come back and organise a move to my new home.

Thanks again everyone.

Karen

 

[Nanniemate]

Update

I have chatted with a resident on the complex. She is still working age, loves it, quiet, friendly, but you can join in or not. She's joined a walking group and the choir in the town..
Management company are good.
So........
I accepted an offer on mine yesterday, and put in an offer, which has been accepted on one of the apartments, at a keen price.

Its ground floor, with outside space, parking space just outside.
(Not allocated),
I will want to update it but is livable.

Just need to find storage for the van.

Thanks everyone for your input. It has been very helpful especially shared experiences of schemes, and reassuring that I am not too young to consider this option.

If I hated it, I feel sure I could sell on, without making a loss.

Just in time too, BF to Santander in a week, and 3 months down South!

If all goes well I will come back and organise a move to my new home.

Thanks again everyone.

Karen

Nice one you must be so excited hope all goes smoothly

 

[Cal54]

MaidinDevon - Karen, glad you are sorted. When I purchased my retirement apartment last September I moved in on a Friday, spent the night in it (got the bed made up!) and on the Saturday morning went off to France for 3 weeks! worked well for me as I had a great holiday relaxing after the move and came home to begin my new life.
I hope your new apartment is all you wish for - mine certainly is

 

[Grianan]

Hope all goes well with your move MaidinDevon and you are happy in your new home.

 

[davidroxburgh]

Well done - enjoy your trip. It would be good to hear how you find things after or indeed during the move.

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[Coolcats]

Does anyone have experience to share, good and bad?
Currently in a nice flat, but second floor, and no lift and it's getting tiresome, especially when loading or emptying the van.
Lucky me, because I now qualify for age restriction property, so could buy a warden supported place. It's quite cheap on maintenance charges, and ages 55 plus I also live alone.
I don't have any mobility or health issues that need support at the moment.

I am considering a standard ground floor flat, with moho parking, but I mile from any shops, and no bus route or
an assisted living flat which is within .5 Mile of town, on a bus route, and there is a railway station. Also, U3A and a swimming pool, as it's a bigger town.

will I become a senior sleuth??? A la Richard Osman or get cabin fever due to the curtain twitching, can I live in OAP suburbia, I've never been keen on housing estates.,,,,,

I can't retire yet, but planning to in the next year or two. Will I want lots of social activities, once I have lots of time on my hands.

IN summary, am I being sensible and future proofing, or jumping ahead too soon. My previous MO would be impulsive and short term decision making.

Look up mcarthy and stone issues.

The retirement home scandal that is wiping out life savings

Kathleen Smith bought her retirement flat for £124,000 and died eight years later. It took her family seven years to sell the property for just £60,000.

www.thisismoney.co.uk

Hope your search for a good one works out

 

[DandJ]

Best of luck with the move. It will be interesting to read your updates. Good, well run places like the one you're buying at must be on the cards for many.

 

[Pausim]

Look up mcarthy and stone issues.

The retirement home scandal that is wiping out life savings

Kathleen Smith bought her retirement flat for £124,000 and died eight years later. It took her family seven years to sell the property for just £60,000.

www.thisismoney.co.uk

Hope your search for a good one works out

Nesting not investing. Buying somewhere you want to live at a price you can afford is what matters.