Hard times

[Rachelc]

Cause it has to be applied for, if you have lost money and this is to make it up, why would you not apply for it?

Ok but you can't have it both ways. You said the pub hadn't lost earlier (I think) and CazPaul's relative hadn't lost through covid.

Either they have and are entitled to take benefit of a grant for a circumstance that was unpredictable and out of their control or they aren't entitled in which case you're entirely entitled to complain.

Otherwise it comes across as bit as sour grapes that businesses are being assisted for an issue that was unpredictable and costly.

 

[pelican]

It's strange isn't it, sold his motorhome due to financial problem but just look at the motorhome market, why is it then if it's so bad that some dealers have hardly any stock left then and most will report record breaking years?

Well that guy was not one of the fortunate ones simply

 

[chaser]

Write to your MP, that is disgraceful but it doesn't mean that others haven't suffered.

Why should I write to anyone, I'm not worried about them getting it, I am more worried about the ones who are pleading poverty when they have had it as well.

 

[Eggs]

Cause it has to be applied for, if you have lost money and this is to make it up, why would you not apply for it?

Was there a loss, it was stated the lads with the lockup worked right through.

 

[chaser]

Was there a loss, it was stated the lads with the lockup worked right through.

Not talking about them mate, more these pubs that are pleading poverty.

^{_{Subscribers  do not see these advertisements}}

 

[Rachelc]

Why should I write to anyone, I'm not worried about them getting it, I am more worried about the ones who are pleading poverty when they have had it as well.

Fair enough.

But individuals don't benefit from these business grants. Plenty of individuals are suffering financially.

 

[busbuddy]

It's not a loan it's a grant.

You might want to tell them to check on that

 

[CazPaul]

Was there a loss, it was stated the lads with the lockup worked right through.

But most would apply for it, even if the loss was a few hundred quid or something you could say it was a loss.

 

[CazPaul]

It's not a loan it's a grant.

That's what they said to me, it's a grant so doesn't have to be paid back.

 

[busbuddy]

I would hold my hand up and say I'm wrong
But my boss is the tightest of tight and runs 7 companies and he didn't want the 'grant'

^{_{Subscribers  do not see these advertisements}}

 

[Rachelc]

I would hold my hand up and say I'm wrong
But my boss is the tightest of tight and runs 7 companies and he didn't want the 'grant'

Well that's what he told you!

Wouldn't put it past some employers to take grants and still claim poverty to their staff.

 

[Ivory55]

My mate was one of the lucky ones to be made redundant. As he said it’s the last chance he will get at his age for a big payout. A lot of the older blokes felt the same there. Take the money now, who knows what is round the corner.

 

[Rachelc]

My mate was one of the lucky ones to be made redundant. As he said it’s the last chance he will get at his age for a big payout. A lot of the older blokes felt the same there. Take the money now, who knows what is round the corner.

Well they MUST be taking a generous employer's redundancy payout. State pension scheme isn't much to live off. I say that as an employment lawyer.

Also if you have low service, in terms of years worked, the payment is negligible. Below 2 years it's zero.

 

[Ivory55]

Long service, amount of money I don’t know, but all planning nice holidays.

 

[busbuddy]

Well that's what he told you!

Wouldn't put it past some employers to take grants and still claim poverty to their staff.

Trouble is he is on a boat in Croatia and I do his paperwork

^{_{Subscribers  do not see these advertisements}}

 

[Rachelc]

Long service, amount of money I don’t know, but all planning nice holidays.

If they have long service and work for an employer with a company scheme then yes they'll be on a winner. I wish someone would make my husband redundant, in his line of work it would be a bonus!

Not the same for all though sadly.

 

[Rachelc]

Trouble is he is on a boat in Croatia and I do his paperwork

He might be claiming online! You're probably right though, I don't know your employer. I am an employment lawyer though so I am a bit of a cynic!

 

[Ivory55]

Most people I have known over the years that have been made redundant have come out in front, Be it paying off the mortgage or clearing debts etc , never been lucky enough to be redundant myself.

 

[Rachelc]

Most people I have known over the years that have been made redundant have come out in front, Be it paying off the mortgage or clearing debts etc , never been lucky enough to be redundant myself.

Redundancy: your rights

Being made redundant - rights, statutory payments you're entitled to, notice periods and consultation, finding a job.

www.gov.uk

.
That's the statutory scheme, absolute maximum based on 20 + year's service and being below age 60 is c. £16K . Below 2 years zero.

I reckon those you know have been on employer's schemes and/ or gone straight onto other jobs.

 

[Otter Spotter]

Well like buy a digger on finance and expect to get work non stop , no problems and make lots of money. If life was so easy everyone would be doing it.

Understood, there is a firm down the road from me that must have 40 different JCB’s and lifters of all descriptions all on finance all for rent, since lockdown most have not turned a wheel and the rumour is that he has had to sell properties at discount to keep up the payments. Only a matter of time before the bailiffs call I think. Sad but why do people bite off more than they can chew and don’t have proper contingencies ?

^{_{Subscribers  do not see these advertisements}}

 

[busbuddy]

He might be claiming online! You're probably right though, I don't know your employer. I am an employment lawyer though so I am a bit of a cynic!

Oh I'm a cynic on a biblical scale I can see anything he does and I send his emails/post/etc to his accountant

If he thought a £5 voucher was a good idea we would do it.......he is the man who has forgets his wallet on a night out

 

[Eggs]

I took VR in 2010 and set up on my own, a risky move with a big mortgage, my then partner did have a good income mind. It was the best move I ever made but there were a lot of sleepless nights. I realise that not predicting a global pandemic a decade later was a school boy error, ill muddle through and will 100% come out the other side. Some I know including one of my brothers have already pulled the door shut or locked the gates for the last time. Tough times.

 

[Otter Spotter]

is this right, guy runs a business he has his son going in on Saturdays to do a little admin, he has his wife as a director and a title of Marketing but she has never worked in the business and both are really just a tax reduction all the wages go into his joint account. Guess what, he furloughEd both and pocketed the money whilst bunging the money he normally ‘paid them‘ into his pension. I personally think it stinks and would consider shopping him but are HMG interested ?

 

[Rachelc]

is this right, guy runs a business he has his son going in on Saturdays to do a little admin, he has his wife as a director and a title of Marketing but she has never worked in the business and both are really just a tax reduction all the wages go into his joint account. Guess what, he furloughEd both and pocketed the money whilst bunging the money he normally ‘paid them‘ into his pension. I personally think it stinks and would consider shopping him but are HMG interest ?

No idea if anyone is interested but yes that's fraudulent.

 

[chaser]

That's what they said to me, it's a grant so doesn't have to be paid back.

I rent a house out and still on the books as farming as I still have some land that I also rent out, my accountant sent me the forms to fill in to get the first grant which he said I could get as being self employed, no questions asked, but in fact I didn't as I was still getting my rent so wasn't loseing anything and thought it wasn't right, but that is how easy it was.

^{_{Subscribers  do not see these advertisements}}

 

[Captain Yoghurtpot]

The money all comes out of the same pot, if you've been locked down or clients have cancelled jobs the for mentioned digger may have sat not turning a track for 6 months but still needs paying for.

But like our Motorhomes, at present!

 

[royw]

I see BOE today are pumping yet more money into the pit.

 

[gus-lopez]

We are presently in France and looking at houses to come back to the UK, we are finding poor choice even at higher levels, so we will probably rent and wait for the inevitable crash, once the government stops picking up the tab and reality hits home there has to be a reset.

Yes when the stamp duty freeze stops the prices might well follow

Ok but you can't have it both ways. You said the pub hadn't lost earlier (I think) and CazPaul's relative hadn't lost through covid.

& someone else building his own houses stated that all the trades working for him were run off there feet yeat all had claimed the maximm they could on the s/e scheme?

Well that's what he told you!

Wouldn't put it past some employers to take grants and still claim poverty to their staff.

My friend was like that. Zero hours & Stopped delivering in March . End of april ,early May I sent him the furlough link from someone on here. He asked the firm about it & at the end of May they paid him backdated from the day he stopped until end of May & then every 2 weeks until he returned to work at end of Jly.All based on previous years wage at the same period & being start of new car deliveries it averaged 5 or 6 days a week.
All smelt a bit funny to me at the time? & they have some 70+ employee's , all zero hours.

 

[SpeedyDux]

I see BOE today are pumping yet more money into the pit.

Only £1 of every £6 of QE ends up boosting GDP. What a farce. Yet somehow it hasn't resulted in hyper-inflation in the UK.

Where does the other £5 end up? It's a bit of a mystery, because not much new lending results in investment in industry, but a lot goes into corporate share buy-backs, swapping equity for debt to enrich the executives. IMO buy-backs ought to be banned to safeguard investors, but somehow they are legal. QE inflates asset bubbles (and effectively makes the super-rich even wealthier without adding real value).

Anybody got a better suggestion than QE? Tell Rishi.

 

[chaser]

Yes when the stamp duty freeze stops the prices might well follow

& someone else building his own houses stated that all the trades working for him were run off there feet yeat all had claimed the maximm they could on the s/e scheme?

My friend was like that. Zero hours & Stopped delivering in March . End of april ,early May I sent him the furlough link from someone on here. He asked the firm about it & at the end of May they paid him backdated from the day he stopped until end of May & then every 2 weeks until he returned to work at end of Jly.All based on previous years wage at the same period & being start of new car deliveries it averaged 5 or 6 days a week.
All smelt a bit funny to me at the time? & they have some 70+ employee's , all zero hours.

I have a 20 year old grandson on zero hours at KFC, he runs a nearly new BMW

^{_{Subscribers  do not see these advertisements}}