Hard times

[GMLS]

Agree with you on all those points. I think it's almost inevitable that they'll 'let inflation rip.' Very few will escape unaffected. It's just that for some it will happen sooner than for others.

Yup. Inflation maybe the only way of reducing the burden of all the debt we are going to have hanging over us

 

[Eggs]

All those things, everyone pays but they don't start at a grand a week.

When was the last time an employee put money aside for tools and equipment, how many do you know that pay all their own pension contributions?, putting money to one side to buy a new mini digger for example isn't small change.

 

[chaser]

When was the last time an employee put money aside for tools and equipment, how many do you know that pay all their own pension contributions?, putting money to one side to buy a new mini digger for example isn't small change.

If it's a proper financed business that mini digger should make even more money in saving hire costs and even renting it out to other people.

 

[Coastal Cruiser.]

Agree. Also work in large scale construction and we as an industry have been massively supported by the government so can have no complaints. We are expecting to see a repeat of the situation over the summer when large numbers of the EU workers we rely on not come back after their summer holidays. They found plenty of work closer to home. Same could happen over the Christmas period. With many jobs disappearing forever, I just hope the industry sees the opportunity to retrain and sort out the skills shortage once and for all.

Strange that the area I use to work in (south coast) had very few EU workers, had a few contracts for BA in Heathrow and there were a few on that site.
Did have a few Romanian chaps work for me, they were good lads but one went home for a holiday and never came back the other got a job more local.

 

[chaser]

If the European workers go back that should mean even more jobs for British workers

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[Eggs]

If it's a proper financed business that mini digger should make even more money in saving hire costs and even renting it out to other people.

The money all comes out of the same pot, if you've been locked down or clients have cancelled jobs the for mentioned digger may have sat not turning a track for 6 months but still needs paying for.

 

[chaser]

The money all comes out of the same pot, if you've been locked down or clients have cancelled jobs the for mentioned digger may have sat not turning a track for 6 months but still needs paying for.

Now I have got to argue this one, my son works in quarrys in the digger maintenance side , I have many friends who own their own diggers, and builders, they have been pulled out of the place , non stop.
Try and get a builder, oh next year now ,mate.
We have diggers here what we use ourselves, and could have worked with them all through if we wanted but can't get anyone with enough h&s certificates to drive them.

 

[Rosemary1]

I do feel very lucky that I decided to retire a year before state retirement age, I had been planning for this for 4 years maximising pension contributions into my personal pension. I was getting really tired of both the changing job and certain staff playing games with others careers to the point where we had 110% turnover in support staff in 2018/19 so couldn’t do my job properly for my clients.
finance wise I take withdrawals from Personal pension and I have a 10 year settlement being paid to me by my old firm. As long as they carry on paying me for the full 10 yrs. We will be better off income wise next year when we both start to receive state pension.
my point is that to a great degree we are cushioned against this financial turmoil that many are suffering, and In a sense I am happy to have moved on to give another a job which should be secure for him.
we are supporting certain charities but we want to enjoy life whilst we are fit enough physically if at present mentally both of us not so good.
I just hope that this pandemic easies soon to enable all that want to work can do.

Feel very sorry for some families whose livelihood has been hit hard by Corvid. I am a key worker so income is safe and hubby retired a few years ago with fixed pension. If this had happened when we were in our 20’s or 30’s we wouldn’t of been able to manage as were on our bones in the early days. Pleased the government and banks seem to have stepped up bur know some are struggling - Christmas on its way too.

 

[Ivory55]

Seems to me that some people want all the glory and none of the blame around here. If you don’t like the heat don’t go in the kitchen.

 

[Ivory55]

Now I have got to argue this one, my son works in quarrys in the digger maintenance side , I have many friends who own their own diggers, and builders, they have been pulled out of the place , non stop.
Try and get a builder, oh next year now ,mate.
We have diggers here what we use ourselves, and could have worked with them all through if we wanted but can't get anyone with enough h&s certificates to drive them.

Tickets for machinery is a fortune. Some places make you pay for your own as in the past they have paid for someone only for them to leave. One mob wanted me to have a ticket to drive a loading shovel on the beet, but not worth paying for as would not get my money back on it.

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[Eggs]

Now I have got to argue this one, my son works in quarrys in the digger maintenance side , I have many friends who own their own diggers, and builders, they have been pulled out of the place , non stop.
Try and get a builder, oh next year now ,mate.
We have diggers here what we use ourselves, and could have worked with them all through if we wanted but can't get anyone with enough h&s certificates to drive them.

My mate stores one of his diggers in my yard, until two weeks ago it didn't move for months, it should be out with a driver for around £350/day, Admittedly he's got another machine that's been working right through. Having a machine that should be out most days earning £350 sitting in a yard being paid for soon runs upto a good chunk of money.

 

[chaser]

My mate stores one of his diggers in my yard, until two weeks ago it didn't move for months, it should be out with a driver for around £350/day, Admittedly he's got another machine that's been working right through. Having a machine that should be out most days earning £350 sitting in a yard being paid for soon runs upto a good chunk of money.

Why isn't it working?
My lad has a mate about 50, who plays about with tractors here ,self employed and got all the tickets , he mostly works in the quarry, but when he gets fed up he rings an agency, and he will be on another job next day, never known him out of work.

 

[Eggs]

He tells me a lot of his orders have been postponed or cancelled until people know what's happening with their own jobs, like he said, who's going to commit to a ten grand driveway when they are unsure about the security of their own jobs. I'm sure there are plenty of people who wouldn't need to worry about a £10k job, I'm also sure there will be a lot of people holding onto their money until things are back to some sort of normality.

 

[chaser]

He tells me a lot of his orders have been postponed or cancelled until people know what's happening with their own jobs, like he said, who's going to commit to a ten grand driveway when they are unsure about the security of their own jobs. I'm sure there are plenty of people who wouldn't need to worry about a £10k job, I'm also sure there will be a lot of people holding onto their money until things are back to some sort of normality.

Agree with that, small jobs might dry up a bit till after Xmas...

 

[Otter Spotter]

Seems to me that some people want all the glory and none of the blame around here. If you don’t like the heat don’t go in the kitchen.

?

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[Garfields]

When working we usually had a rainy day fund but it was only enough to cover a few months mortgage
Depending on which job I had at the time not sure how we would have managed if we had faced covid at some points in the past

 

[Ivory55]

?

Well like buy a digger on finance and expect to get work non stop , no problems and make lots of money. If life was so easy everyone would be doing it.

 

[Eggs]

Well like buy a digger on finance and expect to get work non stop , no problems and make lots of money. If life was so easy everyone would be doing it.

Everyone should know a new machine won't be out everyday to start with but under normal circumstances work soon builds up but a pandemic isn't normal circumstances. I can't see what's not to understand.

 

[Ivory55]

Everyone should know a new machine won't be out everyday to start with but under normal circumstances work soon builds up but a pandemic isn't normal circumstances. I can't see what's not to understand.

If you can not afford to play with the big boys don’t join in the game.

 

[The Wino]

I can’t help thinking “rainy day money”. It used to be accepted wisdom,before credit cards,interest free loans and all the other debt euphemisms.

If only more people had rainy day funds at the start of this disaster.....

Yes,I know there are folk who’ve never earned enough to create such a fund,but there are an awful lot who’ve just been on a spend spend spend!

Good luck to all.

Hard for youngsters to understand the importance of rainy day money when for years the country as a whole has been existing"on tick"

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[Eggs]

If you can not afford to play with the big boys don’t join in the game.

Nonsense, the fella with the newish machine worked it hard until the pandemic came along, was he supposed to predict a pandemic 6-12 months before it arrived here?

 

[Ivory55]

So in your reasoning, if the motorway is shut for 3 hours and I am sat there unpaid the government should pay me compensation as it’s not my fault or is that just part of life.

 

[Rachelc]

If you can not afford to play with the big boys don’t join in the game.

Not sure I 100% agree with this.

Only the rich / privileged can succeed on this basis and you leave no room for risk tasking.

I'm not talking big risks here btw most accept that this pandemic was not a foreseeable business risk.

 

[Ivory55]

Not sure I 100% agree with this.

Only the rich / privileged can succeed on this basis and you leave no room for risk tasking.

I'm not talking big risks here btw most accept that this pandemic was not a foreseeable business risk.

Life is #### you just have to get on with it. I am not getting anything out of it either.

 

[Rachelc]

Life is #### you just have to get on with it. I am not getting anything out of it either.

Ah so you're not criticising or saying people shouldn't take a risk, just that they shouldn't moan when things go wrong?

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[Eggs]

So in your reasoning, if the motorway is shut for 3 hours and I am sat there unpaid the government should pay me compensation as it’s not my fault or is that just part of life.

Comparing apples with pears. Being stuck on a motorway for a few hours isn't quite like being in the grip of a pandemic for 6 months, You see, that's why the government don't subsidies people for a motorway delay, yet they do due to pandemic.

If you can't differentiate between the two I'll give up replying to you.

 

[CazPaul]

All those things, everyone pays but they don't start at a grand a week.

Exactly, all the builders I know say they don't get out of bed for less than £350-£400 a day, and they are all absolutely snowed under with work.

Somebody is making for sure.

 

[Hirsch]

Agree. Also work in large scale construction and we as an industry have been massively supported by the government so can have no complaints. We are expecting to see a repeat of the situation over the summer when large numbers of the EU workers we rely on not come back after their summer holidays. They found plenty of work closer to home. Same could happen over the Christmas period. With many jobs disappearing forever, I just hope the industry sees the opportunity to retrain and sort out the skills shortage once and for all.

That will never happen in my lifetime. I spent nearly 40 years in the Further Education sector (Construction) and whilst there are some fantastic employers there will never be an answer unless the government make it happen. And they won't. Look at the mess they have made of funding apprenticeships and the steep decline in numbers since their last fantastic idea was implemented.

 

[Ivory55]

Comparing apples with pears. Being stuck on a motorway for a few hours isn't quite like being in the grip of a pandemic for 6 months, You see, that's why the government don't subsidies people for a motorway delay, yet they do due to pandemic.

If you can't differentiate between the two I'll give up replying to you.

You’re no different to anybody else, just me me me. You’re the only one in the world with problems and want lots of money from the government and expect others to pay for it with extra tax. Everyone has it rough not just you. Why I cannot have money but you can , why are you more entitled ?

 

[Tony50]

I can’t help thinking “rainy day money”. It used to be accepted wisdom,before credit cards,interest free loans and all the other debt euphemisms.

If only more people had rainy day funds at the start of this disaster.....

Yes,I know there are folk who’ve never earned enough to create such a fund,but there are an awful lot who’ve just been on a spend spend spend!

Good luck to all.

I agree with you we started by getting a mortgage with Brittainia Building Society , had to have money in their account before giving us a mortgage, got married put money away every week for outgoings , got a 2 bed centre Terrace house, risking whether we would be able to meet our outgoings , luckily we did, but in those days you might get a pay rise of 10%plus , never bought other than mortgage on HP, always worked overtime when available , earn't a little extra at weekend picking fruit for growers, made the effort through life and now hopefully if health keeps us reasonable, with savings , 1 small private pension and OAP's Pensions, we can continue to have a good life still, whilst keeping a check on our outgoings, some I see on TV coming out of Food banks , smoking ,streaked hair do's , my wife buys the Hair colouring I actually put it on her hair , not that we can't afford for her to go to the hairdressers, but, I do feel sorry for those who lose their jobs through no fault of their own and are struggling , I know what Redundancy feels like as I was made Redundant once

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