eBay motorhome ad - is this likely?

[Minxy]

A lot would depend on what insurance the original owner had ... I suspect on a MH in this price range it would have a very comprehensive and expensive policy and if the roof itself was damaged in some way which I suspect it was, it wouldn't be a quick or cheap fix to replace it, this could then mean that the MH wasn't weather tight and could have suffered more damage/potential damage due to that.

Ask yourself, as a Cathargo owner would you really want a 'repaired' one back if your policy was a 'new for old' one? I'm sure he/she fought hard to get a settlement especially as they were doing a long trip (year out maybe?) where time was of the essence.

IMV it's more likely to be genuine than not - certainly a lot more questions to ask if anyone was interested in buying but the 'story' seems plausible to me.

 

[olley]

Its a cat. D write off.

 

[CazPaul]

Engine would be standard Paul, it will be 50c18 chassis so 5t with uprated to 5400kg and the 18 is 176 bhp motor.

Martin

I think its how it is read Martin, it read to me as if he was saying the manual 3 litre is 146bhp and the auto 3 litre is 177bhp.

 

[ABZSteve]

Not enough room to swing a Cat in that lounge never mind a Cat. D. Who in their right mind would pay that amount of money for a Moho that is all bed and garage

 

[funflair]

I think its how it is read Martin, it read to me as if he was saying the manual 3 litre is 146bhp and the auto 3 litre is 177bhp.

I think you and the seller are right Paul as the spec sheet I have just been read says 3 litre 150bhp as standard.

Martin

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[funflair]

Not enough room to swing a Cat in that lounge never mind a Cat. D. Who in their right mind would pay that amount of money for a Moho that is all bed and garage

Lot's of people actually, very few manufacturers are now offering the more space efficient transverse bed option as they say that customers of this class of van can't do the climbing over each other any more

I understand where you are coming from though.

Martin

 

[Minxy]

Not enough room to swing a Cat in that lounge never mind a Cat. D. Who in their right mind would pay that amount of money for a Moho that is all bed and garage

... someone who wants a passion wagon maybe?

 

[Xabia]

Whilst discussing this this topic it would be useful to look at a ‘New for Old’ policy wording, in this case taken from the Comfort motorhome policy:

We will replace your motorhome with a new vehicle of the same make and specification (subject to availability) if within 36 months of purchase new by you or your domestic partner:
● any repair cost or damage covered by the policy
exceeds 70% of its list price (including VAT) at
the time of purchase: or
● your motorhome is stolen and not recovered.
This replacement vehicle benefit ceases once your motorhome has recorded more than 15,000 miles

Notice in particular the reference to repairs exceeding 70% of the list price of the vehicle. I would suggest that repair of the vehicle would not come anywhere near that figure.

In the event of an accident they will provide a hire car for up to 24 hours or hotel accommodation up to £150.

A motor insurance policy excludes consequential losses of any sort.

So, bearing in mind these facts, I do question some of the statements in the advert

 

[olley]

I doubt they removed the sat and solar panels gently, probably needed a new roof afterwards, that wouldn't have been cheap.

 

[maz]

Its a cat. D write off.

Am I right in thinking that a trader has to declare a vehicle is Cat D but a private seller does not?

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[chesterfield hooligan]

I think there was the high cost of repatriation to the UK to add to the insurance repair cost, with hire vehicle whilst sorting the insurance out.

 

[olley]

Am I right in thinking that a trader has to declare a vehicle is Cat D but a private seller does not?

No idea but if you are financing in anyway via a finance company that would come up. Also if you wanted to buy it, a hpi check would be very sensible.
I personally think it's a good deal, wonder if he would swop for an RV?

 

[Riverbankannie]

I doubt they removed the sat and solar panels gently, probably needed a new roof afterwards, that wouldn't have been cheap.

The guy selling it says he bought it direct with no work done. He then says he replaced the stolen items. Nothing about a new roof although I suspect some repairs would have to be done.
But I am starting to agree with those who find it odd that the insurance company would make it a write off and then transport it back here to sell.

 

[Littlewheels]

All subjective comments! Anyone thought of contacting him for a one to one?
Probable answer is No as no one is interested in purchasing.

On my part despite him stating no offers he will have to consider one and I reckon if the interested party was going to keep it for some years it would be a great purchase at the right price.

 

[namwaldog]

The bit that puzzles me ( not hard to do) is in the item description it says....
" and many weeks of hiring an A class motorhome (around £5000 per week). "
I wasn't aware that MH insurance companies were obliged to provide a replacement rental MH?
Could this be a super duper insurance policy that covers for this due to the "high" value of the motorhome?

Confused from Cumbria

Barry

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[chaser]

sometimes i think you guys get uptight too much about ebay, i know all about the scams that are on there, but there is a lot of honest folks about you know, i have bought 2 motorhomes and 2 cars and believe it or not ,2 tractors as well off ebay , unseen and never been disapointed yet, just gone and handed over cash , none of this bank stuff, and come home with exactly what the listing said.
saying this , obviously they were a long way from this price catagory.

 

[Jagtazman]

Its a cat. D write off.

Should be a min 25% discount off market value then

 

[Xabia]

The bit that puzzles me ( not hard to do) is in the item description it says....
" and many weeks of hiring an A class motorhome (around £5000 per week). "
I wasn't aware that MH insurance companies were obliged to provide a replacement rental MH?
Could this be a super duper insurance policy that covers for this due to the "high" value of the motorhome?

Confused from Cumbria

Barry

No such policy exists, I assure you.

 

[The Lobster]

The advertiser appears to have run a motorhome hire company called 'Your Motorhome' until it was forcibly dissolved in 2016. At that point any assets would have belonged to the crown. From the description it is not clear if this MH was bought after that time or perhaps came from the business? I may be putting 2 and 2 together and making 6...

 

[john lillie]

sometimes i think you guys get uptight too much about ebay, i know all about the scams that are on there, but there is a lot of honest folks about you know, i have bought 2 motorhomes and 2 cars and believe it or not ,2 tractors as well off ebay , unseen and never been disapointed yet, just gone and handed over cash , none of this bank stuff, and come home with exactly what the listing said.
saying this , obviously they were a long way from this price catagory.

just bought and sold on ebay, purchased euramobil pictured, absolutely delighted with it, used ebay many times for cars bikes etc, always viewed first before handing over cash.

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[Mike p]

Just browsing through the motorhome ads on eBay - as I often do when I’m bored - and wondered what any of you make of this one:



The bit I’m interested in is the insurance loss. Does it sound likely? Surely the previous owner could have continued on their ‘massive European tour’ with just a replacement solar panel (plus satellite dish and TVs if they were deemed of great importance). It doesn’t sound as if any great damage was done to the van if keys were used to get in!

So, what do you think?

 

[maz]

just bought and sold on ebay, purchased euramobil pictured, absolutely delighted with it, used ebay many times for cars bikes etc, always viewed first before handing over cash.

I, too, have bought and sold on eBay - that in itself is not the issue. I was intrigued by the insurance loss description in the particular ad highlighted.

 

[gwyntaxi]

Just browsing through the motorhome ads on eBay - as I often do when I’m bored - and wondered what any of you make of this one:



The bit I’m interested in is the insurance loss. Does it sound likely? Surely the previous owner could have continued on their ‘massive European tour’ with just a replacement solar panel (plus satellite dish and TVs if they were deemed of great importance). It doesn’t sound as if any great damage was done to the van if keys were used to get in!

So, what do you think?

Sounds like it's too good to be true, and you know what they say about that, it sounds really iffy to be honest, but then again I could be wrong, I'll just say I wouldn't want to take a gamble on it personally, but that's just me.

 

[gwyntaxi]

That ad.. J K Rowling would be proud of that write up !
Was going quite well till the bit about costing a fortune to get the van home...
Course..with no sat dish, solar panel or telly it would be impossible to just drive it home.. and an insurance company is gonna pay out about 90 grand for a £1200 job !
Duly reported to eBay as a scam

Hi, I am inclined to agree with you, I can't see it costing a"fortune" to repatriate to UK. I do believe that some ins co's etc, use S/E drivers to bring back vehicles to UK in certain circumstances so........ and it says in the description that the satellite etc, was stolen of the roof, but it is advertised as having one, maybe he fitted another one......not for me.

 

[gwyntaxi]

Not just left in a car park, but, left in a car park for a few days! The plot thickens!

Craig

Just a thought, he's obviously had to tell the insurance co. that it was left unattended in a car park for "a few days" in which case the Ins. Co. will normally not cover a Moho left unattended for more than 48hours in another country. Hmmm

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[gwyntaxi]

Why would the insurance company have written off the vehicle and not just replaced the stolen items?.sounds fishy to me.

Very fishy, and if they were on a year long tour of Europe they would have had a hell of a lot of gear personal equipment in the Moho, did the Ins. Co. fly all that home with them as well. Stinks a bit.

 

[TheDogMan]

I think you and the seller are right Paul as the spec sheet I have just been read says 3 litre 150bhp as standard.

Martin

I had a 50c18 auto with 175bhp

 

[john lillie]

just out of interest, I have emailed the seller through ebay, informing of our comments and inviting him to correspond......

just heard from seller, he declines the opportunity to come on forum, but he says he welcomes any enquiries

 

[TheBig1]

category D write off is substantial damage or stolen and recovered. Both can be awkward to insure, impossible to finance and worth a lot less than book value

this story reads like pure BS, I would bet it was stolen, parts stripped off then recovered and sold by the insurance company

 

[haganap]

The fact that it seems fishy,
The fact why you are all doubting it,

Is exactly why it's o undervalued compared to a model without any history.

For me to purchase it would fail on two things, 1) I'm not looking for another van right now and 2) I don't keep a van long enough to have the hassle of selling a Cat D vehicle. However, have owned Cat D's before and if you are honest when selling then they do sell but of course insurance can be higher etc.

It would be interesting to see if he has any evidence of the damage caused. To be fair if the insurance company thought they could push it out for 75k as he claims and the damage to repair would have been over 30k then they would write it off.

It only takes someone to run over your roof, jump up and down on it, trash the inside kick a few panels in and you are at big money for repairs. Have you seen how much these companies charge us for a simple repair...

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