All sounds normal, load -no load ; as expected. What about the temperature? If battery is under 5 deg C, it will not charge, but, allow to discharge.
It's victron set to 30amp and batteries 2x100 ah. Been on over days. I'm going away on Tuesday for 2 weeks not in motorhome . If I haven't solved it I will take battery down to below 13v , take off ehu and just leave solar . It will be into see what B2B /MPPT takes it up to.The 12.9v is the on load votage it would have recovered to at least 13.3v without the charger on.
you don't say what your charger is apart from being Victron or the amp hours of your batteries.
If you have 400ah of batteries and a 20 amp charger it would take an hour to put 5% back into the batteries, if the charger is running at full power, so in practice it would be a bit longer.