Travel insurance, is it worth it?

[rosalan]

Just before going on our annual trip we checked our policy to see if it covered breakdown (I thought they always did)
it didn’t! So I took independent breakdown cover for £120.
We broke down in Portugal/Spain and were stuck there for two weeks. Had great support from the insurance phone helpline and we were then told hotel would be paid for one week at 40 euros a day. After 2 weeks we were told it was 40euros each for a week, which was good.
After we got home we were told they would cover us for two weeks. Insurance paid out this week £840,

 

[Spriddler]

Interesting, but what company was it?

 

[Speve]

I think it is if you have health conditions that may need hospitalisation or need to be repatriated as that can be very expensive and the GHIC does not cover everything.