Travel insurance help

[VXman]

We’ve talked to Aviva/ Nationwide about 90 day trips. We’re advised that as long as the trips start and finish from UK and have “a couple of days “ at the home address, there is nothing added for multiple 90 day trips. We’ll fly home for a few days, visit the UK family and collect new prescription haul while we’re here

That doesn't sound right. You have to purchase a trip extension by stating your leave and return dates. If you wanted to do a second 90 day trip you would have to purchase another whether it was a day apart or 3 months apart as the trip extension policy clearly states the dates of the trip.

By the way - each trip extension is to a maximum of £120 days.

90 days is £101.

 

[Minxy]

Thanks Mel.

But why do they tailor it only for the UK market when they could attract a wider market?

Geoff

Probably like other insurances which have home residency requirements they likely have restrictions from the underwriters or don't meet the terms of non-UK regulators. The latter would probably be costly to meet and not economically viable not to mention then having to have the admin side to deal with foreign language clients and funds.

 

[Davecrawf]

Just had my cmc red pennant renewal for EU travel and breakdown cover at £643 plus cmc uk mayday personal breakdown cover £140 total £783. Just opened Nationwide acc at £18/mth with £175 switching incentive. Travel insurance upgrade is £121 so I still think I have a saving about £400. Nationwide has worldwide travel cover, mobile phone cover and eu breakdown cover.

Nice one

 

[Peregrinator]

Has anyone tried to renew travel insurance for 90 days in Europe lately, my policy along with nationwide bank account has changed to aviva and cost has nearly doubled.

We used Planet Earth Travel Insurance Services Ltd, they were £230 for this year, although cover was for a year, also covered 91 Days in Europe.