Towing trailer with motorcycle insurance (1 Viewer)

[jerryz]

Im now have my Trivango trailer and in June will be loading the Monster 750 on ,, but when talking to LV who insure MH they can add trailer to my policy but wether the bike is insured is not at all cleared so contacted Ramasis my bike insurer who said if bike is on Trailer its not covered as vehicle cover will be as MH cargo ??? but if its off the trailer it is covered for theft and accidents ???? im now confused ,,

opinions please

 

[RedFrame]

Interesting, I look forward to hearing people's views, I never checked as I just assumed I was insured to tow and the bike was fully comp so should be covered in itself should anything happen.

Cheers
Red.

 

[Odd job]

I towed my bike but never checked the insurance and thankfully I never needed to claim so I don't know. I didn't think about it and now I think I may not have covered

 

[Clivefog]

When I towed my folding camper, while hitched to car it was covered by car unhitched covered by it's own insurance. Now does the mh and trailer cover whatever is on it?

 

[pappajohn]

I was insured by NFU a few years ago.
They insured my trailer and load (bike) (excluding livestock) for £1000 as part of the vans insurance but only if attached at the time of accident.
This also applied to my toad as a trailer.
They may have abandoned this cover

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[Capri Keith]

I was insured by NFU a few years ago.
They insured my trailer and load (bike) (excluding livestock) for £1000 as part of the vans insurance but only if attached at the time of accident.
This also applied to my toad as a trailer.
They may have abandoned this cover

I have my renewal docs from NFU and it still states in the what’s insured page Trailer cover up to £1000

 

[Odd job]

£1000 isn't much use my Harley and trailer was around £15,000

 

[RedFrame]

£1000 isn't much use my Harley and trailer was around £15,000

Wow... That must have been an expensive trailer...

Cheers
Red.

 

[jerryz]

when even the Insurers cant explain or arnt sure , that is really concerning ????

 

[Fulham Dave]

I have checked both bike and van insurance and neither mention "trailer" or "towing" as an exclusion

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[Ridgeway]

I have checked both bike and van insurance and neither mention "trailer" or "towing" as an exclusion

Or an inclusion

 

[The Artilleryman]

Wow... That must have been an expensive trailer...

Cheers
Red.

My box trailer is insured separately for £3500. Has always been part of another specialist insurance policy, never on car or MH insurance.

 

[Yorick]

I've towed bikes for donkey's years. Never had a problem and never thought about insurance.

 

[jerryz]

LV just confirmed Bike not covered on MOHO policy

And Swinton just told me , Bike not covered when on trailer ,, but yesterday they told me it was .. so now im really pissed off

Oh and cargo or goods in transit cover for trailers is only available for commercial companies not private vehicles so seems my expensive motorcycles Cannot be insured on a trailer ??????