I’m not sure what you mean by ”how do you find it”. To use it you have to down load the app, they used to automatically send out a physical card but you may have to request a physical card now. You do with a few of the online banks. To get the Ts&Cs just google them, they come out very well in reviews.https://www.starlingbank.com/here’s the link. It’s pretty clear so you don’t even need to google it.Thanks carolyn Starling is on my list of potential alternatives to the bank I am with now how do you find it?
Co-operative app still down day 4. Has happened several times recently and I have had enough.
You don’t have to switch your bank account, most of us just use it as an extra overseas card.