Time to SORN ?

[bobnick]

I spoke to my insurers, Aegis via Advance, when I sorned my van during the initial lockdown. They confirmed in writing that it would not affect my insurance.
Maybe worth checking with individual insurance companies in case policies differ?

Think you are right. Should check as they all have different clauses.

 

[Nasher]

When designing my moho, I wanted it to be my daily driver for 2 reasons

The first was not wanting a vehicle to be sitting around doing nothing - I'm convinced it does more harm than good

Second being I didn't want to have the additional hassle of running a car (not cost related, just less hassle)
But there is absolutely no hassle involved with having 4 motorbikes and I wouldn't dream of sorning any if them

 

[Minxy]

Don't understand it. Isn't your insurance invalid if the vehicle is not taxed?????

Not usually unless you have some very 'dodgy' terms in your insurance policy!

 

[nicholsong]

Do insurers give a premium reduction for vehicles on SORN, since they claim most of the cover is for the 3rd party risk, which is vitually eliminated when off the road?

Alternatively are there policies tailored to SORNed vehicles?

Geoff

 

[Lyrick]

Am I right in thinking that although the dealer paid the DVLA for the VED , I know it actually cost me in the purchase price, I will get the refund if I sorn it ?

Patrick

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[gus-lopez]

It does make me wonder for how long the gov.uk will allow this to continue. Then again I was amazed that anyone running a country would even consider allowing this to be thought up ? The loss of revenue is collossal.
** In fact who even thought allowing monthly payment for tax was of any benefit?

 

[PhilandMena]

Mine gets a minimum 20 mile a month run when not in use. Seems to have worked well as no issues when not used over winter.

 

[Minxy]

Do insurers give a premium reduction for vehicles on SORN, since they claim most of the cover is for the 3rd party risk, which is vitually eliminated when off the road?

Alternatively are there policies tailored to SORNed vehicles?

Geoff

You can get third party which includes fire and theft, or fire and theft only I believe but the costs are usually as much, or sometimes more, than fully comprehensive.

Am I right in thinking that although the dealer paid the DVLA for the VED , I know it actually cost me in the purchase price, I will get the refund if I sorn it ?

Patrick

Yes it will go to the registered owner.

It does make me wonder for how long the gov.uk will allow this to continue. Then again I was amazed that anyone running a country would even consider allowing this to be thought up ? The loss of revenue is collossal.
** In fact who even thought allowing monthly payment for tax was of any benefit?

Why? I suspect most people won't bother to SORN unless they remember and it is worth them doing so, there are many newer vehicles on £0 or low annual road tax anyway as that's what the govt was pushing to encourage people to change from higher polluting vehicles, now they've changed it again to a blanket amount for many of the cheaper vehicles, £140 I think, so that's not a lot per month for them to 'lose' even if someone bothers to SORN.

In the scheme of things I would imagine the amount 'lost' is insignificant but one way they will be benefitting is when cars are sold/bought as they get a 'double bite' at the apple as the existing tax can't be transferred to a new owner so they will most of the time get 2 month's payment for the vehicle for the same month, ie sold 14th May, bought 14th May, the seller will have paid tax and so will the buyer for May.

 

[Pablo19]

Maybe it's only because I only bought mine about 5 weeks ago but I have no intention of SORNing. I will try and get away even if it's only for 1 night at a time on a weekend when the weather is ok. Also have 8 days holiday to take before the end of March and will try and utilise them as well. I thought that was why they were heated!

 

[Jenka]

On the first lockdown mine stood for a month after being used daily, got back on the road cruise played up Adblu played up ,so no it will be used ,but then again I am back touring . People pay thousands for a van then try and save pennies in the great scheme of things but every one to their own.

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[TheTwoOfUs]

Don't SORN the van as we use it all year round Including Christmas and New Year. Do SORN the bikes though as soon as they put salt on the roads as it makes such a mess of them and when they put salt down, here boy do they go overboard. Both cars are used all year round too so not SORNed.

 

[Lyrick]

Yes it will go to the registered owner.

Thanks

 

[Northernraider]

I have SORN mine until next year, it’s left permanently plugged in and using the fridge and freezer as overflow From the house,
Will start her every couple of weeks and move it enough to stop flat spots on the tyres also leave the hand brake off just chock her,
As this pandemic is unlikely to be over before spring next year ( if we are lucky) its Better to save a few pounds
And SORN her,

Not good for the charger or the batteries leaving it permanently plugged in

 

[Northernraider]

Don't understand it. Isn't your insurance invalid if the vehicle is not taxed?????

Why would your insurance be invalid if vehicle not taxed? It would only be invalid if you took it onto a public road whilst untaxed.

Tax doesn't affect the insurance anyway .


Lack of mot might but being untaxed isnt even a criminal matter ...police aren't interested. Its a civil matter between you and DVLA.

 

[Ivory55]

Have never been one for taking the van out for a drive for the sake of it, only for a reason. So the van is sorned as It’s nicer to sit by the wood burner then go somewhere for the sake of it, and not used it with everything shut due to covid either.

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[bobnick]

Tax doesn't affect the insurance anyway .


Lack of mot might but being untaxed isnt even a criminal matter ...police aren't interested. Its a civil matter between you and DVLA.

Would be interesting to hear from those that may have had to make a claim whilst the vehicle was SORNed

 

[Lyrick]

Would be interesting to hear from those that may have had to make a claim whilst the vehicle was SORNed

Checked with my insurer , Aviva , and as long as the van is not on a public highway I am fully insured when sorned. Have an email as confirmation of this

Patrick

 

[Northernraider]

Would be interesting to hear from those that may have had to make a claim whilst the vehicle was SORNed

Checked with my insurer , Aviva , and as long as the van is not on a public highway I am fully insured when sorned. Have an email as confirmation of this

Patrick

Even if it was on a public highway you would still be insured.

You may however get fined or clamped by DVLA for non payment of road tax etc.

But your insurance doesnt have anything to do with road tax.

 

[Lyrick]

Even if it was on a public highway you would still be insured.

You may however get fined or clamped by DVLA for non payment of road tax etc.

But your insurance doesnt have anything to do with road tax.

Only mentioned being on public highway as that was one of the questions I was asked before they confirmed I was still insured. Could be because for the original insurance quotation I told them that the motorhome was to be kept on my drive

 

[nicholsong]

This may be of interest to some of you or to those following.

I have had to do some research recently concerning re-registration of my MH(not PVC) in Poland, and it turned up what is a new EU Regulation which was passed in May 2018, but took effect on 1st Sept 2020.

It concerns categorisation of vehicles and note it is an EU Regulation, which means it takes effect directly as law in all 26(27 incl UK under Transition)) EU States.

It is here at

Regulation (EU) 2018/858 [Broken Link Removed]

Entry into force 1st Sept 2020 [see Article 91 p.151/63]

Vehicle categories are set out at

Article 4 p.151/14

1 (a) Category M1

2 .......set out in Annex 1


Annex 1 (p.151/67)

Part A

2.2. Special Purpose Vehicles

2.2.1 ...........in Point 5


5. Special Purpose Vehicles (p. 151/72)

5.1

Motor Caravans. .............[RH column] lists features.


I believe that this is now the definitive law which defines the sub-category 'Motor Caravans' of Category M1 [Passenger vehicles with up to 9 seats incl. driver]

In my opinion it now makes surplus all other requirements of DVLA to define a Motor Caravan.

I suggest anyone wanting to apply for a van to be categorised as a Motor Caravan should quote the above to DVLA.

I hope this helps people.

Geoff

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[nicholsong]

SORREEEEEEE

POST 50 ABOVE IS ON WRONG THREAD AND NOW TOO LATE TO DELETE


Geoff

 

[Minxy]

SORREEEEEEE

POST 50 ABOVE IS ON WRONG THREAD AND NOW TOO LATE TO DELETE


Geoff

I've just read your previous post and wondered what you were on about ... too much Polish vodka?

 

[nicholsong]

I've just read your previous post and wondered what you were on about ... too much Polish vodka?

Haven't had a drink for nearly 4 months - maybe that's the problem.

 

[Garfields]

2 schools of thought on here about this..
Sorn and save a few quid or
Don't sorn and save your moho by being able to use it (even if only for day runs) and keep it in much better condition than sitting doing nothing
Personally I am in the latter group.

Also in the latter group
Like to Keep things moving once in a while
Air condition is probably what can suffer the most from not being used
Don't think there is a definitive answer to whats best
Not a fan of starting the engine if I cant drive it and get things upto normal operating temperatures though