Pet Insurance - recommendations please

[Herbyventures]

I've got one dog with Petplan, one with Kennel Club, not a lot to choose between them, same sort of price for same level of cover. Both very easy to deal with, and making a claim is not complicated, I'd recommend either. However, be aware that if you have already claimed for dental problems, that may be excluded from a new policy. My Labrador had any ear problems excluded because she'd had ear infections (luckily that was never an expensive problem!)

 

[PaulyP]

That’s ridiculous excluding previous problems, it would be like me going to the doctor and being told “you’ve been in before with the same complaint” I’m not treating you again for it.

 

[DelMem99]

we are with kennel club, not had to claim but theyget good reviews

I used Kennel club for 15 years and would not recommend them to anyone as my Dillon got older they were absolutely terrible extra cost for everything in the end was paying £160 mth and when I complained they said well cancel then, up until he was 14 never claimed once then he got sick and that was it had us over a barrel and they knew it moved my other dogs to another provider still expensive but at least they seem to care

 

[tinkerbell]

The Insurance Emporium- excellent, always paid up even when our dog had to be put sleep following being run over, they paid us for what we paid for her. Pay out quick too.

 

[garry63]

Pet pkan all day long

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[Gellyneck]

That’s ridiculous excluding previous problems, it would be like me going to the doctor and being told “you’ve been in before with the same complaint” I’m not treating you again for it.

Most pet insurers will continue to cover your pet for existing conditions but may exclude pre-existing conditions when you take out a new policy.

As an example, PetPlan continue to cover our dog for pancreatitis despite us have a number of claims paid by them for this however if we were to change to a new provider they would, almost certainly, exclude this illness as pre-existing or severely hike their "standard" premium.

The insurers have you over a barrel on this one as you either stick with increasing premiums and retain cover or change for, potentially, lower premiums but lose cover.

 

[Aireworth]

Have you ever tried to insure a horse? Almost all insurance policies for them will exclude after the current year.

 

[Aireworth]

That’s ridiculous excluding previous problems, it would be like me going to the doctor and being told “you’ve been in before with the same complaint” I’m not treating you again for it.

Have you ever tried to insure a horse? Almost all policies will exclude ongoing conditions at the end of the policy year.
Treating the condition and paying for the treatment are different things.

 

[MontyB]

Tesco had to make one large claim paid out no issues great to deal with

 

[Southdowners]

Have you ever tried to insure a horse? Almost all insurance policies for them will exclude after the current year.

Yes, I had three at one time and insurance costs were very high but so were their vet bills!

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