Nationwide Flex Plus Insurance

matamoros said:
Standard multi trip is 31 days, can be extended up to 180 days, ours is extended to 120 days but is multi trip not annual maximum, presume 180 day is the same.

"You are covered for multi-trip travel worldwide up to a maximum of 31 days per journey (unless we have agreed an extension in writing)."
Click to expand...

Ah thanks missed that, the extra costs are mounting.

1/ Over 70 extra £65
2/ Extend breakdown cover. extra ?
3/ Extend travel insurance. extra ??
4/ Extra for existing conditions. ???
5/ Fee for the account. £156 year

As has been said in general this is a very good deal for anyone under 70 (Family) with no heath issues that travel abroad no longer than 4 week at a time.

Charlie
 
Geo said:
You should have my problem
I had a stent about 6 years ago and was prescribed perfectly normal life long medication inc asprin for this condition
for no other reasons than the stent Unfortunately for me two of them are also listed as Blood Pressure meds
Now if you take blood pressure meds you are a risk, If you take TWO you are a leper and can go forth and multiply
based on the fact that two meds to control BP indicates a serious BP problem
I have never had high blood pressure in my life I have never been prescribed blood pressure meds for High BP
My Doc says it is a preventative course of pro active treatment
BUT I do, as it appears,on paper to take two of the listed bad boys game over
ergo very difficult to get world cover at a reasonable cost, if i found myself needing traetment and the Doc says im taking these blood pressure meds I wont be covered
despite the odd circumstances that put me on em:swear2::swear2::swear2:
Click to expand...
I take BP meds two tablets and am with Nationwide referred and came back normal terms.
 
Top Hat said:
Ah thanks missed that, the extra costs are mounting.

1/ Over 70 extra £65
2/ Extend breakdown cover. extra ?
3/ Extend travel insurance. extra ??
4/ Extra for existing conditions. ???
5/ Fee for the account. £156 year

As has been said in general this is a very good deal for anyone under 70 (Family) with no heath issues that travel abroad no longer than 4 week at a time.

Charlie
Click to expand...

I checked other travel insurance when we took out the Flexplus account and some would not quote for 120 days and those that did were more expensive, without the other benefits.

I will probably do a more rigorous search next July when it is up for renewal.
 
Snowbird said:
The breakdown cover is inclusive and is also for 90 days.
Click to expand...

Actually it is 180 days

"A pre booked continuous journey to the countries as specified within the geographical limits of Section 3D (UK & European Assist) which begins and ends in the UK and which does not exceed 180 days in total during a 12 month period"
 
iandsm said:
Actually it is 180 days

"A pre booked continuous journey to the countries as specified within the geographical limits of Section 3D (UK & European Assist) which begins and ends in the UK and which does not exceed 180 days in total during a 12 month period"
Click to expand...

I think that is the breakdown insurance, which has different conditions to the travel insurance.

Subscribers  do not see these advertisements

 
iandsm said:
Actually it is 180 days

"A pre booked continuous journey to the countries as specified within the geographical limits of Section 3D (UK & European Assist) which begins and ends in the UK and which does not exceed 180 days in total during a 12 month period"
Click to expand...

I think this might mean you can do two trips of 90 days or multiple trips, say 6 trips of 30 days for example, to a maximum of 180 days total in twelve months, not 180 consecutively.
 
Although we often go for more than 90 day trips, we find it easy enough to fly home and touch down collecting meds and checking on the house every 90 days. We have had flights direct from Alicante to Liverpool for £11 each way. Geneva to Liverpool for around 50 Emus return. That is one of the advantages of living in the depressed north, no one wants to fly here :D2.
 
Sundowners said:
I think this might mean you can do two trips of 90 days or multiple trips, say 6 trips of 30 days for example, to a maximum of 180 days total in twelve months, not 180 consecutively.
Click to expand...

Seems to me you could do one single trip that does not exceed 180 days or several shorter ones that do not exceed 280 days. I expect if you wanted to do more that 180 days you could do so by arrangement and for a fee.nit I would think 180 days or six months is probably enough for the majority of people.
 
I might be talking nonsense but I believe on another recent Nationwide thread , in fact started by me, that someone phoned and you have to be back in the UK for 72 hours to reset the timer before heading out again. On my list of questions to ask before we make the final decision on changing when we get home from Beni next weekend.
We nearly did it before this trip but only had 2 weeks and you had to go into the local branch for the final bit and then wait for a card reader etc and it was going to be a bit tight. it was all set to go but will have gone over the 60 days so I will be asking the same questions of someone else plus a couple of extra ones now for clarity. It will be interesting if we get the same very positive answers. They were not interested in his old back op, Just anything in the last year plus current medication and past history of anything heart related.
 
Remember the breakdown covers you, not the vehicle. We have 3 vans and a bike, so the £6 monthly fee is a no brainer for us. I've used it twice this year, forget about RAC or AA up here in the Highlands, you get whoever is contracted in the area.

Subscribers  do not see these advertisements

 
Also you get free cash withdrawals with Nationwide debit card.
 
iandsm said:
Seems to me you could do one single trip that does not exceed 180 days or several shorter ones that do not exceed 280 days. I expect if you wanted to do more that 180 days you could do so by arrangement and for a fee.nit I would think 180 days or six months is probably enough for the majority of people.
Click to expand...

Just to correct myself my autocorrect or a finger put in the incorrect amount of 280 days, it is of course 180, and I don't know where .nit came from.

Carolyn, regarding travel insurance, It's my understanding that if you purchase an extension to say 60 days duration trips, then that is what you get, cover for 60 days. So you are right to say you would have to return to UK and reset and start a new trip. You can however extend the duration of each trip to a maximum of 180 days by purchasing an extension for that period, you wouldn't then need to reset so could be out of the UK for six months. I don't know the cost and it might be expensive but perhaps not as expensive as returning to the UK to reset and going out again.

I would be interested to know how you get on with your questions.
 
Last edited:
Stonemags76 said:
Also you get free cash withdrawals with Nationwide debit card.
Click to expand...

The past two trips to France and Spain in 2018 we found it increasingly difficult to withdraw from ATM's without incurring the bank's charges
 
Clickem said:
The past two trips to France and Spain in 2018 we found it increasingly difficult to withdraw from ATM's without incurring the bank's charges
Click to expand...
I do appreciate that it's a different thread subject altogether, however, the situation experienced above is now why we are with Metro Bank, and using their fee free debit card for ATMs, but still using the NW fee free credit card for purchases. (y) No charges whatsoever (for normal use). ;)

Cheers,

Jock. :)

Subscribers  do not see these advertisements

 
iandsm said:
But who was charging you, Nationwide or the French /Spanish banks?
Click to expand...

Foreign banks that seem to be introducing charges for using their ATM's, that were not there previously

Nationwide is "Fee Free", but that is of little use if the foreign bank are charging you
 
iandsm said:
Just to correct myself my autocorrect or a finger put in the incorrect amount of 280 days, it is of course 180, and I don't know where .nit came from.

Carolyn, regarding travel insurance, It's my understanding that if you purchase an extension to say 60 days duration trips, then that is what you get, cover for 60 days. So you are right to say you would have to return to UK and reset and start a new trip. You can however extend the duration of each trip to a maximum of 180 days by purchasing an extension for that period, you wouldn't then need to reset so could be out of the UK for six months. I don't know the cost and it might be expensive but perhaps not as expensive as returning to the UK to reset and going out again.

I would be interested to know how you get on with your questions.
Click to expand...
I will post when I find out. I just mentioned the 72 hours to reset the 60/90/120/150/180 days as someone mentioned just landing and staying a few hours and flying out again. I think it was the Nationwide that said 72 hours but I will clarify.
 
Clickem said:
Foreign banks that seem to be introducing charges for using their ATM's, that were not there previously

Nationwide is "Fee Free", but that is of little use if the foreign bank are charging you
Click to expand...

That being the case your are stuffed as far as foreign banks are concerned but as least you are not paying g a fee to Nationwide as well.
 
JockandRita said:
Our NW Flex Account debit card used to be free, outside the UK. It's no longer fee free. :(

Cheers,

Jock. :)
Click to expand...

Still have that account, they removed the free cash at ATMs and gave free travel insurance instead, now over 70 that's not free :cry:

Charlie

Subscribers  do not see these advertisements

 

Join us or log in to post a reply.

To join in you must be a member of MotorhomeFun

Join MotorhomeFun

Join us, it quick and easy!

Join us

Log in

Already a member? Log in here.

Latest journal entries

Back
Top