Nationwide Flex Account

[Moto GBR]

Hi All,

I am considering signing up for the Nationwide Flex Plus Account that gives you breakdown cover, travel insurance and phone insurance cover for £13.00 p/month

I have heard that there are a few people on here that have these accounts and would like to hear their thoughts good or bad about the cover and is it worth it or better off looking elsewhere?

I am looking to travel into Europe on a few occasions this year so on the look out for some sort of cover.

TA Steve

 

[LesW]

We have a Flex Plus account, well worth the money just for the breakdown cover with four vehicles, though the account holders are covered in any vehicle they are travelling in I believe.

The travel insurance is also very good, though it's changing from UK Insurance to Aviva, so that's an unknown quantity at the moment.

Also no transaction charges at European ATMs... there's other benefits too.

 

[Howard B]

We have had a Flex plus account for about 8 years. Used the breakdown twice and travel insurance once. No complaints here.

 

[kimndon]

Agree with LesW. Had an account for over 10 years. Never a problem with their breakdown or travel insurance..

 

[Stonemags76]

The phone insurance is good too - as I can say because I got my iPhone wet a few years ago, & they just sent me a new one!

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[DelMar]

Just go for it.

 

[Suenliam]

Fine for the travel insurance if you are within their age limits. Can't remember what they are though just now.
Sue

 

[LesW]

Fine for the travel insurance if you are within their age limits. Can't remember what they are though just now.
Sue

We added an age extension last May it cost £65 for all year.

 

[Suenliam]

Wonder if that included 80+?
Sue

 

[Gaston aires]

Over 70s pay a small premium. We, both over 70, paid £135 more.
Excellent value I say, coupled with roadside assistance up to 7.5 tons is a no brainer for me.
Phil

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[Spriddler]

Race van, eh? There's a size limit on breakdown cover.
See here for this month's discussion:

Nationwide Flexi Breakdown Cover

I have just made it through the Pyrenees and just when I started to think about our final destination (Southern Spain) the wipers stopped working, which is too good when you have to drive through continuous heavy rain. Anyway I contacted the AA breakdown service as instructed by the Nationwide...

www.motorhomefun.co.uk

More here on health cover:

Nationwide FlexPlus Travel Insurance

A heads up for those who have a Nationwide FlexPlus account. From the 1st May the insures will be changing to Aviva. Here is the link https://www.nationwide.co.uk/current-accounts/flexplus/travel-insurance-changes/ The good news for me is over 70s will be covered as standard.

www.motorhomefun.co.uk

 

[Moto GBR]

Thanks for the replies.

Do any of you have joint accounts with them? If so any implications and is it still £13.00 p/mth for both?

TA Steve

 

[Mikeco]

Thanks for the replies.

Do any of you have joint accounts with them? If so any implications and is it still £13.00 p/mth for both?

TA Steve

We have a joint account and the £13 covers both, we paid around £250 extra for the health insurance but it includes the over 70 cost, extended to 90 days cover and some medical issues including high blood pressure, Lupus

 

[Stonemags76]

Yes, we have joint account - both covered for everything for the same £13, including any car either of us travels in!

 

[Spriddler]

Thanks for the replies.

Do any of you have joint accounts with them? If so any implications and is it still £13.00 p/mth for both?

TA Steve

Yes. Any vehicle that you own whether you are in it or not:

See full T&C's here:

FlexPlus | Packaged bank account | Nationwide

Open a FlexPlus current account, a packaged bank account with travel insurance, breakdown recovery and mobile phone cover.

www.nationwide.co.uk

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[Moto GBR]

Thank you.

 

[garjanco]

We don't pay any extra and we both have declared medical conditions that are covered.
Our travel insurance policy with Staysure was going to go up to £550 per annum so decided not to renew and look elsewhere. I couldn't believe we didn't have to pay any extra with Nationwide especially having the bonus of all the other extras that are also included in the policy.

 

[mitzimad]

I've just been reading the breakdown insurance terms and conditions ,i wonder how many of you know if your hit by an uninsured car you have no cover

 

[stevewagner]

I've just been reading the breakdown insurance terms and conditions ,i wonder how many of you know if your hit by an uninsured car you have no cover

You would be by your motorhome insurance if you are fully comprehensive

 

[MitchandJenny]

Thanks for the replies.

Do any of you have joint accounts with them? If so any implications and is it still £13.00 p/mth for both?

TA Steve

Yes £13 for joint
Mitch

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[Koppersbeat]

Wonder if that included 80+?
Sue

Yes it does for the same excess.I will be 82 in 10 weeks and so am expecting my yearly upgrade notice in March.

 

[VXman]

Travel insurance is 31 days limit. You can buy an extension for longer periods but when I looked into it for a 60 day trip it made it very expensive. I found it cheaper to have separate travel insurance which covers 60 days and breakdown cover with my motorhome insurance company. Yes there is phone cover but I wasn't really bothered about that.

And here are plenty of fee free debit/credit cards that don't cost a monthly fee. ( Including nationwide themselves)

I am sure it is a good account if you want everything in one package but it's not the cheapest option out there.

P.S. I do have a nationwide account but just the plain free version.

 

[Howard B]

I've just been reading the breakdown insurance terms and conditions ,i wonder how many of you know if your hit by an uninsured car you have no cover

Its breakdon cover , not accident recovery.

 

[busby]

Fine for the travel insurance if you are within their age limits. Can't remember what they are though just now.
Sue

If over 70 you pay £60 a year per couple suppliment ..BUSBY

 

[Bear]

Ohhh thanks for this never knew that

Now do we still have a branch on the lil island

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[sueandjohn]

In another thread I just had to use medical cover and they were exemplary

 

[LesW]

Travel insurance is 31 days limit. You can buy an extension for longer periods but when I looked into it for a 60 day trip it made it very expensive.

This is what we paid last year, I believe when Aviva take over from UK Insurance, there will be no extra charge for over 70s..

 

[Orion]

This is what we paid last year, I believe when Aviva take over from UK Insurance, there will be no extra charge for over 70s..
View attachment 858745

The downside is that if trips exceed 31 days an extension will have to be purchased for every trip and not one extension covering all trips valid for 12 months. I’ll have to work out if the over 70s benefit cancels out the additional cost of the trip extensions.

 

[Pablo19]

I'm going to open one of these accounts as well. The motorhome cover is better than the First Direct cover as it includes over 3500kg and also covers motorbikes. Also £2pm cheaper!

 

[camoyboy]

From May 1st the travel insurance is changing to Aviva, and there will be NO extra to pay for over seventy's.

We're changing FlexPlus travel insurance | Nationwide

We're changing our travel insurance provider to Aviva Insurance Limited. Learn more about how our policy will change.

www.nationwide.co.uk

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