Nationwide breakdown! (1 Viewer)

[Hymerboy]

We are 72 and 78..couple of notifiable medical problems..82 days multi trip costs us just under £300 including monthly fee.
BUSBY..

Is that with Nationwide,? if so I need to give them a call !

 

[busby]

Is that with Nationwide,? if so I need to give them a call !

Yes.Nationwide.
BUSBY.

 

[15edward]

I’m waiting to see what changes there will be on May 1st
I think some things will be better and some worse

 

[Spriddler]

I’m waiting to see what changes there will be on May 1st
I think some things will be better and some worse

That may or may not be the case.

 

[VXman]

I’m waiting to see what changes there will be on May 1st
I think some things will be better and some worse

I'm not sure you will learn anything new on May 1st- it's all here, you just need to read it.

We're changing FlexPlus travel insurance | Nationwide

We're changing our travel insurance provider to Aviva Insurance Limited. Learn more about how our policy will change.

www.nationwide.co.uk

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[15edward]

Changes for me - medical upgrades

 

[Smokaijo]

Changes for me - medical upgrades

That’s what I’m concerned about too!

 

[Spriddler]

Changes for me - medical upgrades

That’s what I’m concerned about too!

I've been with N'w for maybe ten years and have one declared BP medication. No point in giving myself gas about the new T's & C's. If they hike the cost too much I'll shop around for another provider, just the same as I do now for all other insurances .

 

[Bobbejaan]

I don't find it confusing at all. I don't know who did the metric/imperial, however, because 8m is 25ft not 23ft.

..... but, but, but ... You only ate a Foot !! (and it was only a breakdown ... Not a Plane Crash )

&

Thought is was 26 foot.BUSBY.

 

[VXman]

Are you aware that if you already have upgrades these will continue with UK insurance until they runout? - won't necessarily stop on May 1st.

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[15edward]

Mine will be ok fir first trip May/June but will run out before second at the end of august

 

[CAB96]

I have the Nationwide Flex account breakdown cover. Would I be silly to assume that my campervan will count as a motorhome in the event of needing to use the service? Or should I contact them to be sure?

If it is a smaller van (VW Transporter or equivalent) then it would fit in the first vehicle category, i.e. under 3.5tons.

In any case, they don't provide a definition of a motorhome, so as long as you have facilities for sleeping, cooking and sitting then it's a motorhome.

If you are concerned, look at the DVLA requirements for a motor caravan. As long as you meet them then there can be no argument as far as I can see, regardless of what it says on your V5.

 

[Spriddler]

I have the Nationwide Flex account breakdown cover. Would I be silly to assume that my campervan will count as a motorhome in the event of needing to use the service? Or should I contact them to be sure?

You don't have to pre-register the type, make or registration of any of your vehicles.
They are really only interested in the length and weight which they will ask you when/if you call for breakdown assistance.

 

[FEC]

Interesting responses here and as ever, the devil is in the small print -I may be getting the wrong end of the stick, but one of the problems here seems to be potential gap between cover provider on the one hand and the AA doing the operational side of it on the other? I was wondering is this specifically an AA thing? My cover (hopefully?) is with the RAC...and I'm wondering if they are a more integrated operation, namely both providing the cover and rescuing you on the road? Apologies if I have misunderstood the thread here so if I have just ignore me. As I understand it, the RAC have two types of cover (either you as a person, or your vehicle) as when I rang to ask if I needed separate cover for the MH, they said that I had 'personal cover' which extended to my MH (in other words it was linked to me not my car) I did test this recently when I called them from my brother's car that had broken down and out they came no questions asked). But reading the thread I'm now wondering if I need to go back and triple check that I am covered in the MH -they did say I was when I discussed it but am going to check up on it in light of the discussion here. I haven't needed to call them out yet thankfully. Again -apologies if this is not relevant to the discussion of the AA NW cover etc.

 

[Orion]

Interesting responses here and as ever, the devil is in the small print -I may be getting the wrong end of the stick, but one of the problems here seems to be potential gap between cover provider on the one hand and the AA doing the operational side of it on the other? I was wondering is this specifically an AA thing? My cover (hopefully?) is with the RAC...and I'm wondering if they are a more integrated operation, namely both providing the cover and rescuing you on the road? Apologies if I have misunderstood the thread here so if I have just ignore me. As I understand it, the RAC have two types of cover (either you as a person, or your vehicle) as when I rang to ask if I needed separate cover for the MH, they said that I had 'personal cover' which extended to my MH (in other words it was linked to me not my car) I did test this recently when I called them from my brother's car that had broken down and out they came no questions asked). But reading the thread I'm now wondering if I need to go back and triple check that I am covered in the MH -they did say I was when I discussed it but am going to check up on it in light of the discussion here. I haven't needed to call them out yet thankfully. Again -apologies if this is not relevant to the discussion of the AA NW cover etc.

There are two types of breakdown/recovery cover under the Nationwide account - U.K. and European - and both can be examined in detail via the policy document on the website.

I would think one of the main points for you to establish with the RAC is whether there are any exclusions with regard to weights and dimensions that would exempt your moho from cover?

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[Molly A]

Yes indeed, assuming that confirmation bias doesn't make you believe you're not covered before you get anywhere near point 2 ie "Vehicles must not exceed any of the following dimensions "

Hence why some people feel it's not as clear as it could be.

Ok, but personally find it really clear...

 

[PaulC70]

Ok, but personally find it really clear...

Ok but said some...

 

[JRT]

Ok, but personally find it really clear...

It is, I can't understand why anybody would find it otherwise.

 

[27 TUG]

I have used the phone insurance and recovery service very happy with it top marks

 

[FEC]

There are two types of breakdown/recovery cover under the Nationwide account - U.K. and European - and both can be examined in detail via the policy document on the website.

I would think one of the main points for you to establish with the RAC is whether there are any exclusions with regard to weights and dimensions that would exempt your moho from cover?

Thanks that is very good advice and I'll follow it up before I need to call on it

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[carolyn]

Not true!

You will no longer be able to extend your cover with a ‘guest upgrade’ to include anyone else who is travelling with you, your partner or your children.

So no guests not no partners.

From the new policy document...

Eligibility - Who is covered

This policy provides cover for the following ‘insured person(s)’
• ‘You’ – the Nationwide FlexPlus current account holder,
• ‘your partner’ who lives at home with you,
• ‘your children’ - you and/or your partner’s dependent children aged under 23 when the tripstarts (including stepchildren and foster children).


Goodness knows why children up to 23 should be covered. Kids are no longer kids when they leave school (at 18!!!)

I expect it’s like our Lloyds and the important word is dependent so ours were covered whilst they were still at University. Lloyds was particularly good as they were covered even if they travelled without us as long as they travelled with another person 18 or older. I phoned to query this as son was travelling on his gap year in S America with another 19 year old! She said yes , believe it or not that significantly lowers the risk compared with solo travel.

They did both come back alive I suppose.

 

[VXman]

Interesting responses here and as ever, the devil is in the small print -I may be getting the wrong end of the stick, but one of the problems here seems to be potential gap between cover provider on the one hand and the AA doing the operational side of it on the other? I was wondering is this specifically an AA thing? My cover (hopefully?) is with the RAC...and I'm wondering if they are a more integrated operation, namely both providing the cover and rescuing you on the road? Apologies if I have misunderstood the thread here so if I have just ignore me. As I understand it, the RAC have two types of cover (either you as a person, or your vehicle) as when I rang to ask if I needed separate cover for the MH, they said that I had 'personal cover' which extended to my MH (in other words it was linked to me not my car) I did test this recently when I called them from my brother's car that had broken down and out they came no questions asked). But reading the thread I'm now wondering if I need to go back and triple check that I am covered in the MH -they did say I was when I discussed it but am going to check up on it in light of the discussion here. I haven't needed to call them out yet thankfully. Again -apologies if this is not relevant to the discussion of the AA NW cover etc.

Many breakdown companies do not have a connection between them and the company you have the contract with. I rang my breakdown a while back and was put through to what is clearly a call centre who acted on behalf of many breakdown companies and many recovery companies. I would not be surprised if AA/RAC worked in this way too. It's quite the norm to outsource organisations to handle stuff like this nowadays.

 

[Lazyboy]

Download the AA app. if you have a Nationwide account. Had to use it today and I have to say I was very impressed. Only needed a jump start but sent the request via the app. initially and then had to call because over 3.5 tonne but no issue.

 

[lonnie]

You open a Flex Plus current account with Nationwide. It costs £13 per month. In addition to the current account you get......

Hi VX, I'm about to switch to NW but on a unrelated subject, do you know if it's easy to download their transactions to a spreadsheet?

 

[VXman]

Hi VX, I'm about to switch to NW but on a unrelated subject, do you know if it's easy to download their transactions to a spreadsheet?

No idea. I don't actually use it as a bank account.

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[stevewagner]

Hi VX, I'm about to switch to NW but on an unrelated subject, do you know if it's easy to download their transactions to a spreadsheet?

I believe you can download statements in XL format.

 

[lonnie]

Thanks Steve.

 

[busby]

I've been with N'w for maybe ten years and have one declared BP medication. No point in giving myself gas about the new T's & C's. If they hike the cost too much I'll shop around for another provider, just the same as I do now for all other insurances .

As a precaution I have been looking elsewhere..Blimey the cost is ridiculous compared to Nationwide..Cannot believe how much some companies are asking just for health insurance.BUSBY.