Motorhome fun rescue scheme?

DuxDeluxe said:
Hope so, it's a good idea but insurers need to be on board and to be quite frank, they won't have much interest in doing so
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David stop being so negotive it's an idea I am sure there's a way. Just an idea at the minute. On my insurance I can drive any motor with permission of owner. So am sure there's a way.:Smile:
 
I have added additional drivers on a temporary basis to motorhome insurance in the past. Okay the most recent was 15 years ago but it was just a phone call and an additional few £s to add them to my existing policy for a couple of weeks. So it could be done, at least in the past.
 
Flyingscotsman2 said:
David stop being so negotive it's an idea I am sure there's a way. Just an idea at the minute. On my insurance I can drive any motor with permission of owner. So am sure there's a way.:Smile:
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Not being negative - being realistic. As stated before, most policies permit people to drive cars not other motorhomes on the policy. All mine certainly had this restriction. Best of luck with it if you can make it work
 
DuxDeluxe said:
Not being negative - being realistic. As stated before, most policies permit people to drive cars not other motorhomes on the policy. All mine certainly had this restriction. Best of luck with it if you can make it work
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Yeah ok
 
Local knowledge in a unfamiliar area when broken down is half the battle ,I'm willing to help should the idea ever come to fruition
 
The idea in principal is great, and as Liz( the boss) doesn't drive the MH we could easily be wanting the service. I would gladly pay for someones extra insurance cost and other expenses to get home. Used the AA relay for the last 30 or so years, just for the peace of mind to get home, don't know if it covers the MH. Would it also save us the cost of travel insurance, we only take it out for repatriation, just a thought. Put me down on the list
 
Phil65 said:
The idea in principal is great, and as Liz( the boss) doesn't drive the MH we could easily be wanting the service. I would gladly pay for someones extra insurance cost and other expenses to get home. Used the AA relay for the last 30 or so years, just for the peace of mind to get home, don't know if it covers the MH. Would it also save us the cost of travel insurance, we only take it out for repatriation, just a thought. Put me down on the list
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You'd still possibly need travel insurance in case of robbery for example. If you were ill you might need to be flown home by air ambulance..... it's just a way of getting the motorhome back if the driver was unable to drive it.

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Very happy to join any scheme that could help a fellow Funster in distress. I'm in the NE of England but quite happy to travel wherever needed.

My question is, though, how are the volunteers to be contacted? Does the person who needs help just post on the forum or, as in official recovery services, will there be a contact that is monitored - although if it was just a relief driver required it wouldn't need 24 hour cover. Can't see anyone volunteering to be on "permanent standby" though.

Yes it's a great idea that needs someone to co-ordinate it's setting up.
 
Puddleduck said:
You'd still possibly need travel insurance in case of robbery for example. If you were ill you might need to be flown home by air ambulance..... it's just a way of getting the motorhome back if the driver was unable to drive it.
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Yes uve got just a helping hand
 
Can I volunteer for the cute girlies?
 
providing there is no cost to the volunteer, then its an excellent idea.
 
Count me in.

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Think it's a excellent idea, though I never doubted for a minute that if we should be stuck some where and put a SOS out on Fun that there would be someone willing to help, it certainly has happened on Fun before with other Funsters.

Good idea to have some sort of list though.
 
DuxDeluxe said:
Hope so, it's a good idea but insurers need to be on board and to be quite frank, they won't have much interest in doing so
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I'm not so sure about that. It's very much in the insurers interest to have the vehicle back in this country, recovered by a known & responsible driver.

Driving other vehicles on your own policy is not to be recommended other than in a real & immediate emergency. Firstly, note that this cover has been withdrawn from many policies on renewal. Just because you had it last year doesn't automatically mean that you have it this year. Lots of new policies don't include it.

Secondly, it is almost always Road Traffic Act cover only. That is - the absolute minimum cover required under the law of the country you are in at the time. Third Party claims only - no Fire or Theft cover & certainly no damage to the vehicle.

I see one of the benefits of a register of willing drivers being a way to ease the process of getting the volunteer added as a driver to the vehicle's existing cover. Insurers generally require detailed information about an additional driver. If a register existed with details already recorded & possibly with some basic vetting done on its validity, it would greatly ease the process. Once the scheme was well established, it should be possible to negotiate special rates to add drivers on the register - especially for those insured via the specialist brokers.
 
As others have said"count me in"self and Sue would be willing to go almost anywhere.(obviously not Suffolk). Martin&Sue:D:D:D

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i have been on rallies where people have been taken ill before, in fact 3 separate deaths on site. in each case fellow campers drove the stuck van or caravan home for them. something very common in the c&cc district associations and shows there are still decent folk about
 
Thanks Simon, it was the issue that worried me about this. Many people who think they might be covered find out they aren't, and for basic only - imagine if someone recovered a van under road traffic act insurance and had an accident - who pays?

The idea is good in principle but needs to be looked at from all sides, the register would need time and effort to administer and keep up to date, plus should also detail licence entitlement +/- 3.5 tonnes etc.
 
I too would be a willing assistant, but I wholeheartedly agree with Dave and Simon's resrevations and points re adequate insurance and registration.

Our insurers (Comfort) as well as our breakdown providers, (Britannia Rescue) are made aware at the time of taking out the policy, that Rita is unable to drive our MH, should myself (the only driver) be taken ill or become incapacitated. This would result in a chauffeur service being provided.
I always clarify this before commencing with their cover.

A similar scheme was set up on FACTS, but more as "help needed in your area" type of thing, whereby a fellow MH'er could be contacted if you had a problem local to their location. My only reservations were that my details appeared for all and sundry to see on the www, so I unfortunately had to remove myself from the list. We could maybe overcome that by having a designated number to call, whereby, details of a member offering assistance nearby, could be divulged to you.
Now then, who is going to be "on call" to receive any possible calls for assistance? ;)

It cartainly needs thoughtful planning and organising.

Regards,

Jock.
 
DuxDeluxe said:
Thanks Simon, it was the issue that worried me about this. Many people who think they might be covered find out they aren't, and for basic only - imagine if someone recovered a van under road traffic act insurance and had an accident - who pays?

The idea is good in principle but needs to be looked at from all sides, the register would need time and effort to administer and keep up to date, plus should also detail licence entitlement +/- 3.5 tonnes etc.
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U worry too much david I know wat your saying and we would make sure who was ever driving they where insured properly so u can stop worrying....:Smile:
 
Am pretty sure that all responsible motorhome owners will have breakdown and recovery insurance as part of there policy. I know I have, and part of that policy is repatriation of the vehicle in the event of my incapacity to drive. I would imagine that my insurance company would fully check the credentials of any driver they sent out and of course any company they use for this service would be fully insured. Why would anyone take the risk of falling foul of there insurance company with what is a very expensive piece of equipment, when they are already fully insured for precisely this event. Its one thing calling on funsters help with a minor problem, but another when people are talking of recovery from some distant part of Europe. Why try to mend something thats not broke.
 
ukbill said:
surely all the owner has to do is contact the insurer and get cover for the other driver
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We have done this several times when going away with our two previous motorhomes and friends. We all arranged temporary cover for us all to be added to different vehicles. The most it cost was £60 to put someone on our 7.5 tonner as she had been involved in an accident the year before (hit a deer). For two additional drivers for 2 weeks there was no additional charge and for one more I think it was £20 as he was only 24. For us it was convenience that anyone could drive as there were 8 people travelling in our motorhome, 5 drivers, and we wanted to split the driving.

This was a few years back. We went to central France, kayaking, and there was our "command centre", a couple of tuggers and several tenters. We didn't travel in convoy but did arrange to stop at points along the way to check all was well. So car A would stop at the pre-arranged point until car B got there and then car B would wait until car C arrived and so on. Not many mobile phones then! We all got to the camp site safe and had a great holiday. We were very glad of the additional drivers on the way back as there had been a major accident and a long detour so changing drivers meant we could keep going without having to stop and rest - and meant we were on time for the crossing back.

Everyone did have full insurance for vehicles, health and dangerous sports.
 
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Flyingscotsman2 said:
No cost to the volunteer smudger[/Q

who is going to pay for the traveling expenses etc , to get to your van,
i.e. if someone was going to collect my van, i would at least expect to pay for any costs, incurred to the other party,
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