I realise this a 4-month old post I am replying to, but I am fairly sure that the instructions for the Votronic solar MPPT units state that the Habitation battery must always be connected as the regulator cannot regulate the voltage charging correctly without the hab battery being connected ?
If there is no load connected, there is no requirement for regulation. Hoovie?
Some regulators require the battery to be the first to be connected to the regulator as this tells the regulator that it needs to regulate at 12V (and not 24V) and the solar panels to be connected to the regulator after the batteries have been connected.
Ian