Insurance Renewal (2 Viewers)

[alecturn1]

Hi
Just doing Motorhome Insurance Renewal quotes ane Ripe Insurance have come up with cheapest followed by Adrian Flux.
Anyone any dealings with Ripe Good or Bad ?
Thanks

 

[Lenny HB]

Did you know you get a Funster discount with Ripe but they have a limit of £100k.

 

[alecturn1]

Did you know you get a Funster discount with Ripe but they have a limit of £100k.

No I didn’t ,do you know how you claim,can you do it on line or do you have to phone?
By the way they are already quoting saying premium includes 10% discount

 

[Brianmor]

Do a search on this forum as 3 days ago there was a 20% discount available from one of the members but it was only £20 cheaper for me so I stayed with LV

 

[Lenny HB]

Two new discounts. Fogstar and Ripe Insurance

We’ve been busy with the server all week, but just before I go to bed, I thought I’d tell you of two new discounts we’ve finalised this week. Ripe Motorhome Insurance will be giving us an exclusive 15% off their policies, I did a few dummy quotes on their system and they were very competitive...

www.motorhomefun.co.uk

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[jerryz]

LV which is now Allianz definitely no longer insuring MOHO's , only camper vans, or commercial vans , asked about my Adria renewal today and they said they no longer insure since Allianz takeover.

 

[Brianmor]

Oops, it was Highway via AIB not LV, senior moment!

 

[alecturn1]

Did a quote yesterday with ripe through comparison site £238
Just done one on Funster Link £272

 

[alecturn1]

Just tried to sign up with Ripe kept kicking me out,So went with Adrian Flux instead.

 

[jerryz]

i would not go near Adrian Flux ,, they ripped off my daughter took money for a years insurance on her car and then cancelled it for no reason 3 months later saying they had made an error and wanted more money , we told them a contract is a contract but they cancelled the insurance , she had the Ombudsaman look into it who got her the entire money back eventually ,,Ombudsmans ruling was that Adrian Flux broke contract law , the policy was valid even if Adrian Flux had miscalculated premium ....

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[oldiesontour]

Just done 2 quotes with ripe with fun discount dearer than Sergei's site !
With Staveley Head last yr circa £240 this year
£600...same van no claims etc Ripe 330.

 

[Lyrick]

LV which is now Allianz definitely no longer insuring MOHO's , only camper vans, or commercial vans , asked about my Adria renewal today and they said they no longer insure since Allianz takeover.

Just renewed my C class moho with them

 

[G-RMPS]

My renewal quote with Adrian Flux went up 40%!

I called them, reduced the valuation somewhat to reflect my view of the current value, accepted a higher excess, and was offered a better deal with a different underwriter. It's now cheaper than last year

 

[G-RMPS]

Ha! I read the T&Cs. They exclude cover for “panoramic windscreens”, in spite of being assured by the broker that big windscreens were covered.

Had to get a requote from a different underwriter (AXA). Now £26 more expensive. And larger excess when I read the second set of T&C. Really worth checking the fine print.

 

[HugoBNB]

LV which is now Allianz definitely no longer insuring MOHO's , only camper vans, or commercial vans , asked about my Adria renewal today and they said they no longer insure since Allianz takeover.

I am not sure that is the case. I have linked my reply to another thread on here. I had a detailed conversation with the lady on the other end of the phone.

Post in thread 'LV Insurance no longer insuring Fiat motorhomes?' https://www.motorhomefun.co.uk/foru...-insuring-fiat-motorhomes.305761/post-6229508

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[jerryz]

I am not sure that is the case. I have linked my reply to another thread on here. I had a detailed conversation with the lady on the other end of the phone.

Post in thread 'LV Insurance no longer insuring Fiat motorhomes?' https://www.motorhomefun.co.uk/foru...-insuring-fiat-motorhomes.305761/post-6229508

THEY HAVE TOLD ME 3 TIMES THEY NO LONGER RENEW OR QUOTE FOR MOTORHOMES ???
AND OTHER MEMBERS HAVE HAD SAME ANSWER,

but seem some other are having a different experience ????

 

[nicholsong]

Allianz dropped MH insurance in Poland 2 years ago.

 

[sfrain145]

Hi
Just doing Motorhome Insurance Renewal quotes ane Ripe Insurance have come up with cheapest followed by Adrian Flux.
Anyone any dealings with Ripe Good or Bad ?
Thanks

Caravan guard seems to be the best for us

 

[Branston]

Just renewed with Scenic. Ten minutes phone call got it down to £24 more than last year. Quite happy with that.

 

[Lyrick]

THEY HAVE TOLD ME 3 TIMES THEY NO LONGER RENEW OR QUOTE FOR MOTORHOMES ???
AND OTHER MEMBERS HAVE HAD SAME ANSWER,

but seem some other are having a different experience ????

Just renewed my motorhome with them.

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[Snowflakes]

Used Ripe last two years, more than happy with the service and the quote, many £s less than nearest quote I received, Happy Day's.

 

[wiff2110]

Used Ripe last two years, more than happy with the service and the quote, many £s less than nearest quote I received, Happy Day's.

only if your under 80 years of age.

 

[tkk]

Ha! I read the T&Cs. They exclude cover for “panoramic windscreens”, in spite of being assured by the broker that big windscreens were covered.

Had to get a requote from a different underwriter (AXA). Now £26 more expensive. And larger excess when I read the second set of T&C. Really worth checking the fine print.

are you referring to Ripe?

 

[G-RMPS]

No.

Apologies for the abruptness. I had to check who the underwriter was - Ageas.

 

[triclops]

Just taken out insurance with Ripe Insurance after being quoted over £1k by all the main insurance companies.
Paid £262.34 and I've not just gone for the cheapest quote, I've checked the small print and am happy with the cover.
Plus I got a 20% discount off, if you want to get the 20% offer just use the link below

Get specialist protection just like June

Claim your exclusive discount today

ripe-motorhomes.mention-me.com

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[pagey]

just had an email from lv as my ins is running out soon

Thanks for being one of 4.5 million people in the UK to choose LV=. We want to try to help you understand what’s happening in the insurance market and what we're doing at LV= to support our customers. Why is the cost of insurance rising? It’s no secret that insurers are dealing with an increase in claims and growing costs. So, let’s look at why it’s happening and what we’re doing about it. In recent years we’ve seen the number of car insurance claims rise by 30% and the amount we spend on those claims by over 75%. Challenges faced by the car insurance industry: Cost of vehicle repairs – up 32% since 2022. Reflecting rising costs, energy inflation and more expensive repairs (source: ABI). Payouts for vehicle theft - up 35% since 2022 (source: ABI). Labour costs for repairs – up 50% since 2019, due to inflation, shortage of skilled workers and the energy crisis (source: Auto Body Professionals). Severe weather – Storms are getting worse and more frequent and it’s impacting motorists. Recent storms, Babet and Ciarán, saw many cars damaged by flash floods and falling trees/debris in the high winds. Here at LV= we’re doing everything we can to tackle these changes:​ Maintaining quality while driving down repair costs – We’ve increased the number of our body shops and garages, exclusively for LV= customers. With pre-agreed prices for repairs and quicker decision making, we ensure the highest standards while controlling costs.​ Expanding our team to get you back on the road – Continuing to invest in apprenticeships to grow our engineering team, so we can be there when you need us most.​ Tackling repair delays so you get what you need – We’re working with our suppliers to tackle the issue affecting everyone caused by a global shortage of high-tech car parts and other important materials.​ Claims Support​ Based on feedback, we understand that for customers who haven’t claimed, price increases can come as a real surprise. We’re dealing with more and more claims, and while no one ever expects to have to make a claim, we’re always here in case you do. Supporting you is what we do best and it’s something we’re incredibly proud of. Along with over 4.5 million customers like you, you’re in safe hands… and you don’t just have to take our word for it. “A quick stress free repair. It was all as easy as it could possibly have been. From start to finish everyone was excellent.” LV customer, May 2024 “Extremely impressed with the way you dealt with my claim, it was done speedily & you kept me informed every step of the way.” LV customer, May 2024​ Visit our price explained website​ For the most in-depth look at what's happening with insurance prices, we've put together some more useful information on LV.com/car-renewals We'll send your renewal invite, including your price, in the next few days.​ Send feedback Legal​ Security​ Accessibility​ Data Protection​ Please note that replies to this email address will not be received. If you have any questions about your policy, our people are always happy to help. You can reach us using this contact us link.​ LV= and Liverpool Victoria are registered trademarks of Liverpool Victoria Financial Services Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria General Insurance Group of companies. Liverpool Victoria Insurance Company Limited, registered in England and Wales number 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202965.​ Registered address: 57 Ladymead, Guildford, Surrey, GU1 1DB. Tel: 0330 123 9970.​ 0039162-2024​ ​ This is a service email. As a customer we'll always let you know of any information relating to your policy, but to unsubscribe from email marketing i think they are telling me its going to be expensive​

 

[OldAgeTravellers]

My Home Insurance went up by 50% with Nationwide, no explanation and I hadn't ever claimed. Just renewed with M&S, still expensive but £100 less but 90 days unoccupied allowed.

 

[DerryW]

just had an email from lv as my ins is running out soon

​

​ ​ ​ ​ Thanks for being one of 4.5 million people in the UK to choose LV=. We want to try to help you understand what’s happening in the insurance market and what we're doing at LV= to support our customers. ​ ​ Why is the cost of insurance rising? It’s no secret that insurers are dealing with an increase in claims and growing costs. So, let’s look at why it’s happening and what we’re doing about it. In recent years we’ve seen the number of car insurance claims rise by 30% and the amount we spend on those claims by over 75%. Challenges faced by the car insurance industry: Cost of vehicle repairs – up 32% since 2022. Reflecting rising costs, energy inflation and more expensive repairs (source: ABI). Payouts for vehicle theft - up 35% since 2022 (source: ABI). Labour costs for repairs – up 50% since 2019, due to inflation, shortage of skilled workers and the energy crisis (source: Auto Body Professionals). Severe weather – Storms are getting worse and more frequent and it’s impacting motorists. Recent storms, Babet and Ciarán, saw many cars damaged by flash floods and falling trees/debris in the high winds. ​ ​ ​ ​ ​ ​ Here at LV= we’re doing everything we can to tackle these changes:​ ​ ​ ​ ​ Maintaining quality while driving down repair costs – We’ve increased the number of our body shops and garages, exclusively for LV= customers. With pre-agreed prices for repairs and quicker decision making, we ensure the highest standards while controlling costs.​ ​ ​ ​ Expanding our team to get you back on the road – Continuing to invest in apprenticeships to grow our engineering team, so we can be there when you need us most.​ ​ ​ ​ Tackling repair delays so you get what you need – We’re working with our suppliers to tackle the issue affecting everyone caused by a global shortage of high-tech car parts and other important materials.​ ​ Claims Support​ Based on feedback, we understand that for customers who haven’t claimed, price increases can come as a real surprise. We’re dealing with more and more claims, and while no one ever expects to have to make a claim, we’re always here in case you do. Supporting you is what we do best and it’s something we’re incredibly proud of. Along with over 4.5 million customers like you, you’re in safe hands… and you don’t just have to take our word for it. “A quick stress free repair. It was all as easy as it could possibly have been. From start to finish everyone was excellent.” LV customer, May 2024 “Extremely impressed with the way you dealt with my claim, it was done speedily & you kept me informed every step of the way.” LV customer, May 2024​ ​ Visit our price explained website​ For the most in-depth look at what's happening with insurance prices, we've put together some more useful information on LV.com/car-renewals We'll send your renewal invite, including your price, in the next few days.​ Send feedback ​ ​ ​ Legal​ Security​ Accessibility​ Data Protection​ ​ Please note that replies to this email address will not be received. If you have any questions about your policy, our people are always happy to help. You can reach us using this contact us link.​ LV= and Liverpool Victoria are registered trademarks of Liverpool Victoria Financial Services Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria General Insurance Group of companies. Liverpool Victoria Insurance Company Limited, registered in England and Wales number 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202965.​ Registered address: 57 Ladymead, Guildford, Surrey, GU1 1DB. Tel: 0330 123 9970.​ ​ 0039162-2024​ ​ ​ This is a service email. As a customer we'll always let you know of any information relating to your policy, but to unsubscribe from email marketing i think they are telling me its going to be expensive​

Just softening you up for what’s to come.

 

[TinaLes]

Our van has been stored up due to ill health for just over a year now, its been taxed & insured as we were hoping to get out in it as soon as circumstances improved. The MOT had run out during this time, so I phoned Ripe as their on-line system would not let me get a quote.
They were keen to quote until they saw the van was not MOT'd, they said they were unable to quote on a non MOT'd vehicle.
I asked them what cover they would provide to allow me to drive it to a pre-booked MOT garage, they said they couldn't help me, and that I would need to seek out temp cover from another provider to take the van for its MOT. I asked them if they knew any companies that offered this temp insurance, their answer was No, cant help were afraid.
I then called back comfort Insurance Renewal team as their cover had run out a couple of days before.
Not only did they re-insure the van, they told me that since the renewal quote my premium had Reduced!
It reduced from £500 to £461, with EU/UK Breakdown cover and £300 excess, so I had to renew with Comfort, catch 22 situation, but at least its insured now & on risk.
LES

 

[pagey]

After all the waffle above it came in at £334 only £30 dearer than last year and cheaper than ripe that never even bothered to phone me back

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