Help! Insurance quoted extortionate!

Joined
Aug 1, 2023
Posts
29
Likes collected
79
Location
Yorkshire, UK
Funster No
97,801
MH
AutoTrail Apache 700
Exp
I'm new and nervous but very excited!
We're new to Motorhoming but we've both been driving forever and have owned and caravan previously. I've just been quoted £845 Caravanguard and £1,150 Safeguard for insurance (we've no convictions or medical convictions etc. - does this mean reasonable - I was expecting to pay half this?!
 
The more I deal with insurance companies, the more disillusioned I get. 😡

Got a quote over the phone this morning from Comfort Insurance of £765 but as we hadn't arranged secure parking at the time (so couldn't give them a postcode) we asked for a quote assuming it was parked at home, but would look at the figures again if we were to get secure parking. Fair play to my wife, she arranged Accredited CaSSOA "Gold Standard" parking in a secure compound with "4-levels of security onsite including electronic access control, secure perimeter fencing, CCTV and alarm systems" ...... and (drum roll please) the premium has now gone up to £950. :confused:

How the hell can it be less secure in a "Gold Standard" secure compound with razor wire, CCTV and alarms than sat in my own private drive at home with just German Shepherd Mk I for security? Someone somewhere is taking the p*ss, but you feel like you're banging your head against a brick wall because the "Computer Says No". 😡
I gave up with Comfort a couple of years ago.
 
Upvote 0
Mine only went up £15 this year with Comfort and was still the cheapest like for like I could find . Also let them know I had modified the van by fitting a towbar , noted by them , no increase in premium.
Been with them for years for various MH and PVC’s.
 
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