France and beyond anyone?

[2657]

We're due to leave for Spain early September. Due to current advise not to travel, insurance companies are not providing cover. Our annual cover is due for renewal next week at a cost of £400. Don't think we'll bother renewing until a later date and put the money towards the ferry cost.

That's what we have done, only took it out, after ten years fulltiming without, because it came with the Nationwide account. Renewal this year was £340 with time extension etc, not worth paying the £13 a month account either now as we also have ADAC breakdown cover, will get round to it sometime but problematic at the moment with being out of the UK.

 

[IanRJ]

I just hope if they get caught out they don't expect any of the authorities to help them and most importantly don't think that it would be a good idea if they start to show symptoms to try and get back to the UK.

So no help from any authorities and they shouldn’t go home...?

Perhaps there should just be a camp for the sick and dying Wonder how it works if a French or Spanish person gets ill in UK?

There is nothing illegal about it and the French and Spanish authorities are more than happy to have us visit in a socially acceptable way, avoiding the areas they have spikes of course (much like UK has in Luton and Manchester etc).

If anyone needs help in Europe they will get help in Europe, just as any European would in UK!

 

[IanRJ]

Thank you.

You’re welcome, but I thought you would’ve known that already?

 

[2657]

Thank you.

So by implication any one of us could have it, which is correct, and thus the only way to completely avoid infecting others is to completely self isolate.

The more practical alternative is to comply with safe distancing, disinfecting etc to reduce the possibility which can be done anywhere not just at home.

 

[MC 55 FUN]

You’re welcome, but I thought you would’ve known that already?

I take nothing for granted, it's just the fact that you contradicted yourself by stating that you & your wife don't have the virus & then you stated that ''Of course impossible for any one of us to know for sure ''

Your contradiction confused me.

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[EssexBoy]

We've been here in Brittany for a week or so now. Good hygiene, social distancing & wide open spaces make us safer here than at home..

 

[MC 55 FUN]

So by implication any one of us could have it, which is correct, and thus the only way to completely avoid infecting others is to completely self isolate.

The more practical alternative is to comply with safe distancing, disinfecting etc to reduce the possibility which can be done anywhere not just at home.

I'm not querying the ways & means or risks of contagion.

I'm querying the statement that was originally made & then retracted.

 

[violet]

Still undecided, we are booked on Eurotunnel on the 30th and returning on the 22nd September
Had been planning on watching 4or 5 stages of the TDF but with the FCO advise not to travel and Red Pennant insurance have said they won’t cover us for either breakdown or any health cover I’m a bit jittery
I do however have Fiat Assist for two years from new and our motorhome is only 18 months old so I could rely on that but there is still the worry of no personal insurance

Those already in France,etc will have their travel insurance but anyone going while the FCO say essential travel only will not be covered. The EHIC card is great but doesn't cover everything or all eventualities, such as needing to be flown home. I know people who would have paid thousands for treatment they needed if they had had only the EHIC. Of course many people will take a chance, but I wouldn't be one of them. It's not just falling ill, it's anything, broken leg, concussion, car accident, near drowning!!!! I probably sound melodramatic but I think you are wise to be cautious.

 

[busby]

That's what we have done, only took it out, after ten years fulltiming without, because it came with the Nationwide account. Renewal this year was £340 with time extension etc, not worth paying the £13 a month account either now as we also have ADAC breakdown cover, will get round to it sometime but problematic at the moment with being out of the UK.

My ADAC has just expired and of course they are not renewing for us in UK. BUSBY.

 

[busby]

We've been here in Brittany for a week or so now. Good hygiene, social distancing & wide open spaces make us safer here than at home..

Just been up to our local McArthur Glen and i can reasure all that COVID19 is all over,,Well the behaviour of the public up there would make you think it is..Stayed 5 mins and scarpered..About 30% without masks,no Social Distancing,,queuing at most shops,,,It was rammed,,,Will feel safer when in the French countryside next month,,BUSBY.

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[Marty Gilly and Pup]

Seems to me there are two main factors for consideration here. Firstly can Ian keep himself and family away from Covid and the answer is probably yes. Even if he doesn’t, he may well get through ok. The second factor is can I avoid falling ill From a non Covid condition or suffering an accident, whoever’s fault that may be There’ll be non repatriation or recompense most likely. I personally won’t take that uninsured risk and I’m surprised others will really. Each to their own though so as long as Ian is comfortable with that level of risk then all is good eh?

 

[WJACC]

Just been up to our local McArthur Glen and i can reasure all that COVID19 is all over,,Well the behaviour of the public up there would make you think it is..Stayed 5 mins and scarpered..About 30% without masks,no Social Distancing,,queuing at most shops,,,It was rammed,,,Will feel safer when in the French countryside next month,,BUSBY.

Like France at least it had free parking...

 

[IanRJ]

Seems to me there are two main factors for consideration here. Firstly can Ian keep himself and family away from Covid and the answer is probably yes. Even if he doesn’t, he may well get through ok. The second factor is can I avoid falling ill From a non Covid condition or suffering an accident, whoever’s fault that may be There’ll be non repatriation or recompense most likely. I personally won’t take that uninsured risk and I’m surprised others will really. Each to their own though so as long as Ian is comfortable with that level of risk then all is good eh?

No issues with insurance for us but unfortunately Barney the Collie isn't insured whilst out of UK. He costs us a fortune anyway

 

[Scotch mist]

We are booked on the tunnel on the 28th ( for 4 weeks ) , can’t wait , had to cancel our June trip already
, hoping to be in France but may have to go where ever we Can manage in Europe
fingers crossed

 

[The Wino]

So no help from any authorities and they shouldn’t go home...?

Perhaps there should just be a camp for the sick and dying Wonder how it works if a French or Spanish person gets ill in UK?

There is nothing illegal about it and the French and Spanish authorities are more than happy to have us visit in a socially acceptable way, avoiding the areas they have spikes of course (much like UK has in Luton and Manchester etc).

If anyone needs help in Europe they will get help in Europe, just as any European would in UK!

I meant from the UK authorities if people decide to ignore the advice and go to a country the FCO advises against. If the country they are going to accepts visitors then they should accept the care of them if they become ill although of course there may be charges involved which the travellers ought to be prepared to pay if they travel without insurance.

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[busby]

I meant from the UK authorities if people decide to ignore the advice and go to a country the FCO advises against. If the country they are going to accepts visitors then they should accept the care of them if they become ill although of course there may be charges involved which the travellers ought to be prepared to pay if they travel without insurance.

That's what a trusty credit card is handy for BUSBY..

 

[Neil S]

I’ve just done an online quote with
www.battleface.com for travel insurance for the two of us at 60 and 63 years of age for the period of 30/8 - 22/9
£264 which includes repatriation if necessary
They are prepared to offer cover even with the current FCO advise

 

[The Wino]

I’ve just done an online quote with
www.battleface.com for travel insurance for the two of us at 60 and 63 years of age for the period of 30/8 - 22/9
£264 which includes repatriation if necessary
They are prepared to offer cover even with the current FCO advise

The small print says they only cover covid for people under 59 years old and theres a£250 excess on any other medical claim.

 

[Neil S]

The small print says they only cover covid for people under 59 years old and theres a£250 excess on any other medical claim.

yep your right enough , oh well it was worth a try

 

[nicholsong]

One point about FCO advice re only essential travel is that they only list by whole countries, whereas an individual traveller can chose less risky regions, without being socially unacceptable. For example, France has only declared two Red Zones.

On travel insurance, I have only taken it out recently for us, as Basia has family including a 99 year-old Mother, so there is the chance of cancellation, or need to return urgently. I never had it as a bachelor on the basis I could self-insure for a real emegency like needing repatriation, for which I had a high credit card limit, and funds to pay it off. Over the last 40 years what I saved in premiums would probably fund repatriation. I know not everyone has such funds bur many do.

Geoff

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[MC 55 FUN]

One point about FCO advice re only essential travel is that they only list by whole countries, whereas an individual traveller can chose less risky regions, without being socially unacceptable. For example, France has only declared two Red Zones.

On travel insurance, I have only taken it out recently for us, as Basia has family including a 99 year-old Mother, so there is the chance of cancellation, or need to return urgently. I never had it as a bachelor on the basis I could self-insure for a real emegency like needing repatriation, for which I had a high credit card limit, and funds to pay it off. Over the last 40 years what I saved in premiums would probably fund repatriation. I know not everyone has such funds bur many do.

Geoff

That's all well & good & obviously well thought out

How about personal liability though ?

X person or company could claim £ X amount from you personally if your travel insurance is invalid or indeed never taken out, that claim, for death or incapacitation, for example, could be in excess of all your wealth combined, consequently bankrupting you.

 

[2657]

That's all well & good & obviously well thought out

How about personal liability though ?

X person or company could claim £ X amount from you personally if your travel insurance is invalid or indeed never taken out, that claim, for death or incapacitation, for example, could be in excess of all your wealth combined, consequently bankrupting you.

That is a possibility anywhere.
How many of us have personal liability insurance in the UK?
Vehicle insurance would still be valid and cover any 3rd party claims.

I have a Camping Card International, costs about £5 a year and has some personal liability insurance, not sure of the exact details, as well as 10% discount at many sites in Europe.

 

[MC 55 FUN]

That is a possibility anywhere.
How many of us have personal liability insurance in the UK?
Vehicle insurance would still be valid and cover any 3rd party claims.

I have a Camping Card International, costs about £5 a year and has some personal liability insurance, not sure of the exact details, as well as 10% discount at many sites in Europe.

I agree, it's indeed a possibility anywhere, all the more reason not to roll the dice i.m.o.

I'm not referring to vehicle insurance, purely personal liability.

Our house insurance includes personal liability insurance & suspect that's quite common.

As for travel insurance our Amex T/I covers us for personal liability within the U.K. & Europe, I also suspect that's common policy with most, if not all, travel insurance providers.

 

[busby]

That's all well & good & obviously well thought out

How about personal liability though ?

X person or company could claim £ X amount from you personally if your travel insurance is invalid or indeed never taken out, that claim, for death or incapacitation, for example, could be in excess of all your wealth combined, consequently bankrupting you.

That's the beauty of having nothing,,never worry about being sued,,,Had enough of that in the 80s,,BUSBY.

 

[Jewellbags]

Been in Europe for 10 days now. Four in Germany and now wending our way south, Carcassonne on Wed or Thursday. Keeping aware and managing the risks as well as we can. All of the sites and aires have been well prepared, clean and sanitised, everyone with masks where appropriate. Some on this forum think we are crazy for being here at all, I was going crazy at home!

Still got Spain, Portugal and Spain again in the next 30 days or so, before settling down until October ready to head home.

We’ll be back to Blighty in November, hopefully everything will have quietened down by then.

I don’t blame you - if I could I’d be doing that as well

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[MC 55 FUN]

That's the beauty of having nothing,,never worry about being sued,,,Had enough of that in the 80s,,BUSBY.

You can't have nothing of value, you have an income ? you have a vehicle ?

They are actual or potential assets that you could lose if you were claimed against without adequate personal liability insurance to cover yourself.

 

[busby]

You can't have nothing of value, you have an income ? you have a vehicle ?

They are actual or potential assets that you could lose if you were claimed against without adequate personal liability insurance to cover yourself.

My income is pension,,,non surplus and bankruptsy courts not interested in old vehicles...BUSBY.

 

[nicholsong]

That's all well & good & obviously well thought out

How about personal liability though ?

X person or company could claim £ X amount from you personally if your travel insurance is invalid or indeed never taken out, that claim, for death or incapacitation, for example, could be in excess of all your wealth combined, consequently bankrupting you.

What do you think I am likely to do to people?

 

[The Wino]

One point about FCO advice re only essential travel is that they only list by whole countries, whereas an individual traveller can chose less risky regions, without being socially unacceptable. For example, France has only declared two Red Zones.

On travel insurance, I have only taken it out recently for us, as Basia has family including a 99 year-old Mother, so there is the chance of cancellation, or need to return urgently. I never had it as a bachelor on the basis I could self-insure for a real emegency like needing repatriation, for which I had a high credit card limit, and funds to pay it off. Over the last 40 years what I saved in premiums would probably fund repatriation. I know not everyone has such funds bur many do.

Geoff

Same with any insurance especially with the ehic but if it's somewhere like the states with the cost of treatment there I wouldn't fancy the risk.

 

[MC 55 FUN]

What do you think I am likely to do to people?

Roll the dice ?

Good luck

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