EHIC replacement from 1.1.2021. Now called Global Health Insurance Card (GHIC)

[Solwaybuggier]

It was via a Lloyds Bank packaged account - I think it was AXA. But beware - they paid out well but the advertised support services (translators etc) were appalling. It may be they paid the excess partly in recognition of that.

 

[Dorset Diver]

It was via a Lloyds Bank packaged account - I think it was AXA. But beware - they paid out well but the advertised support services (translators etc) were appalling. It may be they paid the excess partly in recognition of that.

Thanks. I don't use Lloyds and even if I did they may not provide the cover because of my age.

 

[Coolcats]

Thanks. I don't use Lloyds and even if I did they may not provide the cover because of my age.

And that’s the issue with insurance companies I guess pre health conditions or age ramps up the costs

 

[The Wino]

And that’s the issue with insurance companies I guess pre health conditions or age ramps up the costs

I don't see that as surprising they are gambling on there not being a claim if the odds of a claim alter the premium will.
The other option would be to make the premium the same for everyone regardless so low risk people pay for others to have cover on holiday the same as they pay more in ni than on average they claim on NHS spending. But I think it's hard to argue that's fair when it's just a jolly.

 

[ElliesBoss]

I think it is fairly simple really. Firstly the arrangement with Europe was never going to go away. Most EU countries have finely honed systems for identifying people from other countries and ensuring that the cost of their treatment is claimed back from the country in which they reside. The UK is rubbish at this and consistently fails to claim these costs and has lost millions if not billions, to the advantage of the other countries. Why would they give that up?

Why Global? Because since Brexit we have been busy making trade deals with other countries and for the most part these include a reciprocal health cover arrangement. Long may it continue .

Great. I can use a Kenyan hospital for free

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[Phill D]

The .Gov web site has been updated today, i have just applied for the new GHIC

 

[orridge]

I think it is fairly simple really. Firstly the arrangement with Europe was never going to go away. Most EU countries have finely honed systems for identifying people from other countries and ensuring that the cost of their treatment is claimed back from the country in which they reside. The UK is rubbish at this and consistently fails to claim these costs and has lost millions if not billions, to the advantage of the other countries. Why would they give that up?

Why Global? Because since Brexit we have been busy making trade deals with other countries and for the most part these include a reciprocal health cover arrangement. Long may it continue .

Most of the "New" Trade deals are just rollover of the previous trade deals we already had in place via our EU Membership for example Canada which has no reciprocal healthcare with the UK.

I would be most concerned if the new trade deals do have reciprocal healthcare.

 

[nicholsong]

As a State Pensioner living in Poland I applied to NHS for my New(as in valid after 1.1.2021) card, although as it turned out after application, my existing card is now deemed valid till 10.01.2025 and the new one only a bit longer to10.11.2025, so the existing one must have been for 10 years and the new one for 5 years.

The card was presumably issued on 10.11.2020, the covering letter dated 19.12.2020 and it arrived here today 11.01.2021 - two months after issue, but 5 weeks of that seems to have sat in the NHS system awaiting despatch for 5 weeks. Then the post took 23 days.

Well it is good to get something for all the tax I pay in UK. But it was a wasted effort of the government first to announce the old cards were not valid after 31st Dec and then to announce that they are up to expiry.

Anyone want to buy my old card with 4 years less one day to run?

Geoff

 

[carolyn]

The EHIC and fortunately the GHIC also cover those on regular dialysis and provision of oxygen for travellers provided it’s arranged beforehand. This is not covered by travel insurance and is not something that most people think about but does involve a few people each year. Very pleased it’s something that the Govt have managed to negociate.

Not for me but I remember arranging it for patients.

 

[peterc10]

Thanks. I don't use Lloyds and even if I did they may not provide the cover because of my age.

The travel insurance is the only reason we stay with Lloyds. It covers you up to 80, so we have another 8 years left.

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