Cycleguard do insurance for electric bikes - but only for 90 days per year - max 45 days per trip. But they do have a separate public liability policy which is very reasonable cost wise and is worldwide £5 million cover - so ok for Spain. We have Pro-rider Wayfarer bikes and the supplier say that they cannot supply a COC to cover the bikes - which are clearly made in China - and although legal in the UK are potentially not in Spain. I also raised this with the Caravanning and Camping Club - who are going to look into it further - as there have been reports of someone being fined in Murcia. If its a legal requirement surely this should have been publized far more than it has been. Our household 3rd party liability doesnt cover the bikes in Spain and the Insurers knew nothing about the requirement.