Does anyone have cover for vermin damage with their policy?

[royandsharont]

I know Comfort and Caravan Guard definitely don’t cover such damage and I’ve asked Comfort and another broker if they can provide such cover with a big No.

Does anyone know if their policy actually covers you if you get damage. I believe it is quite common in cars for mice eating cables & seem to recall the RAC calling 2023 the year of the rat, given the number of calls they got to breakdowns.

 

[starquake]

No, but we have taken to spraying under the van and engine with the Peppermint deterrant spray before any significant park up now. We did have a visitor in only our first winter, and quickly eradicated it. Preparation beats insurance, as the mess the buggers make would make you not want a van in future. We caught ours quickly in our bi weekly winter checks.

 

[Dorwyn]

No, but we have taken to spraying under the van and engine with the Peppermint deterrant spray before any significant park up now. We did have a visitor in only our first winter, and quickly eradicated it. Preparation beats insurance, as the mess the buggers make would make you not want a van in future. We caught ours quickly in our bi weekly winter checks.

Wow!

 

[Andy MacD]

I’m just going to keep the grandchildren out, that should sort it.

Bit harsh to refer to them as vermin though.

 

[royandsharont]

Looks like no insurers cover damage by rats & mice then, understandable I suppose

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