Disposable income will be non existent now.
- Thread starter Mr porky
- Start date
- Jul 28, 2010
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- May 2010
Hargreaves Lansdown
£11.95 per transaction
0.5% stamp duty on purchases. If you do frequent dealing the cost per transaction comes down.
AFAIK we are allowed 12,000 profit tax free totally unrelated to your personal allowance. All dealing expenses can be set against any tax.
I just googled this and it seems as a couple it would be 24K
"Basic-rate taxpayers pay 10% capital gains tax. Higher and additional-rate taxpayers pay 20% capital gains tax. In the 2019-20 tax year, you can make £12,000 in capital gains before you have to pay any tax - and couples can pool their allowance. ... In 2020-21, this allowance will increase to £12,300."
I don't buy all my shares at one price as often the price keeps dropping, so I put a foot in at a good drop and buy in two more lots as they fall. Likewise selling I sell in batches as each make at least 20p each as the price climbs. Keir suffered hugely but I've invested since last June and there is no other stock that fluctuates as much and price has bounced up and down between low 70p and £1.50
Last edited:
Lenny HB
LIFE MEMBER
- Oct 18, 2007
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- Since 2008 & many years tugging
We have lost a big chunk of our savings just hoping it all bounces back up when the worst is over. Not as bad as when the Banks crashed then our 90k of Lloyds shares (boss worked for Lloyds) turned into a 20k loss.
Currently our Next shares have crashed from £60 down to £40 but we only paid 22p for them so we shouldn't really complain but still looks like a big loss to us.
Looking around now to see what is worth buying.
Currently our Next shares have crashed from £60 down to £40 but we only paid 22p for them so we shouldn't really complain but still looks like a big loss to us.
Looking around now to see what is worth buying.
6
63720
Deleted User
Seems to me that the businesses recently closed represent discretionary spending and these have taken the place of manufacturing. It's unfortunate for those employed in this sector but it's not essential.
- Jul 18, 2009
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Summer Rentals on our Villa Wiped out
Business in the UK, poor.
Might buy a Caravan and a Field !
Business in the UK, poor.
Might buy a Caravan and a Field !
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- Jul 28, 2010
- 15,475
- 20,763
- Funster No
- 12,905
- MH
- Rapido 7090F 3 litre 160
- Exp
- May 2010
Pleasure, read my edits too
we are lucky dont owe a brass fart and have state pensions a little set aside cash
plus a untouched pru pension that is a little worrying about its security
no outgoings other than usual household bills
van trike and probably car going onto sorn but I will keep up with insurance
I think our normal cash spending will be down to around a third
so will probably end up saving
plus a untouched pru pension that is a little worrying about its security
no outgoings other than usual household bills
van trike and probably car going onto sorn but I will keep up with insurance
I think our normal cash spending will be down to around a third
so will probably end up saving
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