Comfort Renewal (1 Viewer)

[MichaelT]

Does anyone know for sure if A classes are more pricey to insure than coachbuilts?

I imagine yes as say a front wing for a fiat coachbuilt is easy available and cheaper than a rip off A class part, plus the value of say 2 vans of same make and model where one is a class the other coachbuilt the a class is much more expensive.

 

[Orion]

just called lv for a quote ,,they no longer cover motorhomes ,,my comfort renewal up £30 on last year ,,cant get it any cheaper

That’s strange as I’m just about to renew my “Fiat Motorcaravan” policy with LV at £327.47 fully comp (up from £319.14 last year)!

 

[andysam]

Comfort were £420 for me, renewed today with Caravan Guard for £341 inc breakdown (which I get with my bank anyway).

 

[andysam]

That’s strange as I’m just about to renew my “Fiat Motorcaravan” policy with LV at £327.47 fully comp (up from £319.14 last year)!

LV quoted me yesterday for £320.

 

[rob1234]

That’s strange as I’m just about to renew my “Fiat Motorcaravan” policy with LV at £327.47 fully comp (up from £319.14 last year)!

They said they do cover for campervans but stopped coachbuilt ..this maybee new customers..?

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[Orion]

They said they do cover for campervans but stopped coachbuilt ..this maybee new customers..?

Maybe you unfortunately had a ‘customer services advisor’ who wasn’t too clued up about what they offered cover on?

As per andysam, he was quoted only yesterday so perhaps try again and ask for cover for a ‘Fiat Motorcaravan’ as they don’t apparently list the individual converters on their system?

 

[rob1234]

Maybe you unfortunately had a ‘customer services advisor’ who wasn’t too clued up about what they offered cover on?

As per andysam, he was quoted only yesterday so perhaps try again and ask for cover for a ‘Fiat Motorcaravan’ as they don’t apparently list the individual converters on their system?

thanks ,,if you go onto the website,, when i put my reg in, it says ,cant find vehicle ? put details in manually ,,there is no motorhomes on there listings only vans and cars ,,weird i might try them again ,,just called them again and they said they do cover motorhomes ,,she said she knows the person that told me this and she will correct her ,,there still £40 dearer than comfort ..

 

[Orion]

thanks ,,if you go onto the website,, when i put my reg in, it says ,cant find vehicle ? put details in manually ,,there is no motorhomes on there listings only vans and cars ,,weird i might try them again ,,

You have to phone them, can’t do it via the website.

 

[Lenny HB]

Does anyone know for sure if A classes are more pricey to insure than coachbuilts?

Generally no, they tend to go on value rather than type also how often do you hear of an A Class being nicked.

 

[gus-lopez]

because of the wars currently going on.

Talk about spouting b*****ks.

Even if I completely wrecked my van on my own drive (with no one else involved) I wouldn't tell the insurance
(unless I wanted to claim). No one would ever know that it had happened. Why tell the insurance?

Used to be quite common.I've written stuff off & torn the back off another , never told anyone .second one was repaired at work . Our mechanic wasn't happy

Years ago when young I used to run 3 cars all road parked , along with a 4th cheap as chips & insured as cheap as possible whose only use was to accrue no claims bonus in case any was lost on one of the other vehicles . many of us used to do it.

thanks ,,if you go onto the website,, when i put my reg in, it says ,cant find vehicle ? put details in manually ,,there is no motorhomes on there listings only vans and cars ,,weird i might try them again ,,just called them again and they said they do cover motorhomes ,,she said she knows the person that told me this and she will correct her ,,there still £40 dearer than comfort ..

You have to ring ,Can't be done online.

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[rob1234]

You have to phone them, can’t do it via the website.

thanks i did call them ,,

 

[VXman]

just called lv for a quote ,,they no longer cover motorhomes ,,my comfort renewal up £30 on last year ,,cant get it any cheaper

Maybe you unfortunately had a ‘customer services advisor’ who wasn’t too clued up about what they offered cover on?

As per andysam, he was quoted only yesterday so perhaps try again and ask for cover for a ‘Fiat Motorcaravan’ as they don’t apparently list the individual converters on their system?

Sums up my experience of LV trying to get quotes in the last 2 years. I did get a quote eventually but they required a tracker so it made it more expensive. However, I wouldn't insure with them as they really don't seem to understand motorhomes and I would be worried that I wasn't actually insured properly.

 

[WallaceandGromit]

Have my van insured with saga 3 year fixed so no change the cars another story £150 more Hyundi i10 1.2

 

[Silver-Fox]

Maybe you unfortunately had a ‘customer services advisor’ who wasn’t too clued up about what they offered cover on?

The “adviser” I spoke to at LV a couple of years ago said they couldn’t insure me as I carried gas bottles

I thought I’d heard it all

 

[MichaelT]

Sums up my experience of LV trying to get quotes in the last 2 years. I did get a quote eventually but they required a tracker so it made it more expensive. However, I wouldn't insure with them as they really don't seem to understand motorhomes and I would be worried that I wasn't actually insured properly.

I feel the same, comfort and other brokers who specialise in mh insurance know what they are talking about.

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[rob1234]

Have my van insured with saga 3 year fixed so no change the cars another story £150 more Hyundi i10 1.2

i try saga now ,,,thanks saga same cover as comfort @ £345 ..they want (saga) _£1452 ,,whats that about

 

[headlight]

Last year when my LV insurance was due for renewal they wouldn't cover me as they had decided that my drive was in fact not a drive but a "communal residents car park".
Nothing had changed from when they had insured it 12 months previously.
Didn't make any sense to me and I went with another company who had no problem with me parking on my drive.

 

[andysam]

You have to phone them, can’t do it via the website.

Got my quote online. Start listing it as a van by chassis make and then the model is motorhome.

 

[Orion]

Got my quote online. Start listing it as a van by chassis make and then the model is motorhome.

Good to know. I went in under Fiat and then Ducato, which only appeared to list the various van models - should have looked further.

 

[rob1234]

Good to know. I went in under Fiat and then Ducato, which only appeared to list the various van models - should have looked further.

Me too...there more expensive than comfort anyway but good to know ..

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[GMLS]

B

Probably find that by reducing the XS, the premium will shoot up.
But if you don’t make a habit of claiming, why worry about the excess?

Agreed I have multiple vehicles and take a high excess to keep the premiums down. I'm really only worried about total loss as any claim is going to have a major impact on all policies for years. I have an ever growing slush fund to deal with an issues.

 

[DDJC]

Thanks to everyone for the comments. I renewed with Comfort.

 

[rob1234]

Thanks to everyone for the comments. I renewed with Comfort.

so did i,, cheapest by £25

 

[Camdoon]

That’s strange as I’m just about to renew my “Fiat Motorcaravan” policy with LV at £327.47 fully comp (up from £319.14 last year)!

|=Tried to get a quote out of LV online and it led me all over the place with model (renault motorhome) and model (something weird and not relevant) as well as quotes coming through as car and van. Could not get through on the phone, gave up.

 

[rob1234]

Lv were the closest to comfort @ £370

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