Follow along with the video below to see how to install our site as a web app on your home screen.
Note: This feature may not be available in some browsers.
Same in SpainIn France all motor insurance (AFAIK) covers the vehicle and any legal driver, the only thing affected is the excess rates.
Subscribers do not see these advertisements
You could do worse than speak to Comfort insurance about your needs - I can't find it on their site but I'm sure they sent out material to existing policy holders on the subject of insuring friends and family and they certainly do a hire insurance.Something I'm looking into, as have a few family members that may use the MoHo on occasion. Is it possible to get an 'over 40' any driver policy for example?
Not for hire/reward which is a different matter altogether.
So how does that work? Suppose owner has a clean licence and no accident history. He has an excess of say Ā£250. He lends the car to son who has a licence full of points and a bad history of accidents. How does the policy holder know what excess would be applied?In France all motor insurance (AFAIK) covers the vehicle and any legal driver, the only thing affected is the excess rates.
Same in Spain
Subscribers do not see these advertisements
So how does that work? Suppose owner has a clean licence and no accident history. He has an excess of say Ā£250. He lends the car to son who has a licence full of points and a bad history of accidents. How does the policy holder know what excess would be applied?
Genuine question.
They used to.I always had any driver up to leaving the uk in 2002Would be incredibly handy if the UK also did this.
In spain there is no difference in the excess. My excess is 180ā¬ You can increase it to what you want but i was told it applies to each facet of the vehicle .i.e front,back ,each side ,roof, underside. so a write off it is 6 x 180 deduction.So how does that work? Suppose owner has a clean licence and no accident history. He has an excess of say Ā£250. He lends the car to son who has a licence full of points and a bad history of accidents. How does the policy holder know what excess would be applied?
Genuine question.
No ,if you are talking about as above it applies to t,p,f&t as well as todo riesgo(full comp) which is what I have. Vehicle is insured for anyone over age of 30.It is a third party only insurance as far as I am aware, you hit and injure someone they are covered, it's you bend it you mend it insurance so that in theory any vehicle on the road has some form of insurance regardless of driver's licence or lack of!