Am I missing something or is it pure greed?

[trevor 87]

MH insurance seems to be prone to big rises and many are adding conditions such as must have gas and electrical certificates alarms,and many other conditions that were not on their list a couple of years ago,along with others no longer offering cover for expensive or self built

Yes,! They do require gas and electric test here in Hungary but the mot is every 2 years. the down side for any self builds is they have changed the rules if it’s registered as a van then the mot now has to have pictures of the rear of the van empty They have for years always taken pictures of the vehicle and the instrument cluster ( mileage/ no error lights ) lots of sellers of self builds now sign of things to come in the uk

 

[suavecarve]

I got a nearly £1200 quote rising from £700 last year which had raised from £500 the year before (change of van this year but pretty much the same for insurance purposes)

Go compare equivalent gave me a few options and managed to get £616 but had to get +3500 kg european recovery for 138 so 754 and a 400 + saving

 

[oldiesontour]

Yes,! They do require gas and electric test here in Hungary but the mot is every 2 years. the down side for any self builds is they have changed the rules if it’s registered as a van then the mot now has to have pictures of the rear of the van empty They have for years always taken pictures of the vehicle and the instrument cluster ( mileage/ no error lights ) lots of sellers of self builds now sign of things to come in the uk

I guess the way UK legislators move I won't be around for it to bother me ... it'll take years to talk about it,have a study, fight the objectors and finally bring it in to apply to vans made after ICE vans will be old enough to be exempt under classic vehicle rules

 

[TheAleMan]

This is what gets right on my tits with insurance companies.
You did absolutely nothing wrong, got hit by someone else and yet YOUR premiums go up! WHY?
It wasn’t anything you did so why should you / we suffer financially for it? You’re damage should be covered totally by the guilty party.
The guilty parties insurer should also cover the cost of any raise in the innocents premium until it comes back down to what it was originally. They’d soon stop that disgraceful practice if it hit them in the pocket! Bastards!
Sorry, but I think it’s an absolute disgrace.

I probably should have made it clearer that the price hike had nothing to do with our recent accident which is no fault claim, it was just our annual renewal that I was citing. Sorry for any confusion.

Must just say though, NFU have been nothing short of brilliant sorting out our accident stuff.

 

[Tony50]

My private hire (taxi) insurance went from £894 to £1987 nothing had changed and no claims in 15 years

I probably should have made it clearer that the price hike had nothing to do with our recent accident which is no fault claim, it was just our annual renewal that I was citing. Sorry for any confusion.

Must just say though, NFU have been nothing short of brilliant sorting out our accident stuff.

But when I tried them they quoted a lot more than others, I do know from others they do give good service.

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[Rozzer]

The usual stupid insurance merry-go-round! I think they must be expecting a fair percentage to accept their increases. I had a similar hike this year and changed insurers at around 10% higher. Unscrupulous lot.

 

[Folkranger]

I know LV won’t insure new customers. So just for existing customers, my renewal with them this Dec was an increase from £415 to £464. This covers a £27k value MH for 15k miles pa including european breakdown with Britannia. I’ll give them a ring this week to see if they can do better!

I’ll most likely stay with them as they will give me the Green Card for Morocco.

For some years we have renewed with LV through comparison sites and always cheaper than their renewal quote. Still one of the best though for us

 

[Tony50]

For some years we have renewed with LV through comparison sites and always cheaper than their renewal quote. Still one of the best though for us

Not unreasonable cost , my house insurance I used 2 Brokers like for like spec., £100 + difference, when I looked in further they were using the same insurance company!!

 

[nicholsong]

Not unreasonable cost , my house insurance I used 2 Brokers like for like spec., £100 + difference, when I looked in further they were using the same insurance company!!

That is why I suggested earlier asking what the Underwriters are quoting to the broker. Then one can see what the broker is adding as their mark-up.

 

[JockandRita]

I recently questioned Saga about the hike in the renewal premium. Looking to see how it could be reduced, I was asked to consider reducing my annual mileage from 6000 miles. I wasn't happy to do so, but as pointed out by the operative on the phone, if I went from 6000 to 5999 miles per annum, it knocked £50 of the premium. Then she found another £35 as a customer loyalty bonus, knocking £85 off in total meaning that we were only paying £40 more, with a price promise for 3 x years.
It's their Saga Plus Motorhome Insurance which is quite comprehensive cover wise.

If we didn't need EU Breakdown & Repatriation Cover, I'd go back to NFU at the drop of a hat.

Cheers,

Jock.

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[B-JandBella]

Hey GAVLAD

I had exactly the same happen to me so I said "Good by".
Got a great deal from Principal Insurance at a huge difference in price. Give them a try.
Billy

 

[nicholsong]

I recently questioned Saga about the hike in the renewal premium. Looking to see how it could be reduced, I was asked to consider reducing my annual mileage from 6000 miles. I wasn't happy to do so, but as pointed out by the operative on the phone, if I went from 6000 to 5999 miles per annum, it knocked £50 of the premium. Then she found another £35 as a customer loyalty bonus, knocking £85 off in total meaning that we were only paying £40 more, with a price promise for 3 x years.
It's their Saga Plus Motorhome Insurance which is quite comprehensive cover wise.

If we didn't need EU Breakdown & Repatriation Cover, I'd go back to NFU at the drop of a hat.

Cheers,

Jock.

Jock it is all a joke, were it not serious.

Everyone should declare 1 mile less than a round thousand.

Next they will be asking us for odometer readings at each renewal, or maybe not because if we do 2000 miles less than declared they may have to give a rebate - good luck to anyone on that one.

If there is a loyalty bonus why are they not applying it to every customer renewing? Shysters!