AIB Insurance 15% Funster Discount (1 Viewer)

[Birdy67]

I would if it was our A Class MH being ensured, as a genuine replacement windscreen is around £4.5K to £5K.

Is yours an A Class?

Cheers,

Jock.

Yes, a Roller Team Pegaso 740. It seems impossible to find anything that shows the cost of a replacement screen online barring on this forum where price indications seem to range from £2,500 to £5,000 +.

Thanks for the reply Jock. I'll go back to them and see if any other options are available.

 

[mondo]

Been chasing insurance for PVC I'm looking at purchasing..some of the quotes are absolutely horrendous..so I'll give them a whirl..thanks

 

[Nanniemate]

Even with the discount they are still more expensive than others offering the same LV insurance but the breakdown cover was better
Pressure selling and scare strategies used this is a one day only offer.
We will see when I call them back later to renewal date not had chance this week as intended

 

[Nanniemate]

Even with the discount they are still more expensive than others offering the same LV insurance but the breakdown cover was better
Pressure selling and scare strategies used this is a one day only offer.
We will see when I call them back later to renewal date not had chance this week as intended

Update went with AIB or the breakdown cover as the price was the same as everyone quoting LV then got request for ncb , not got it OK your renewal request sent that
Now not good enough
Today another email can i contact LV surely as a broker and the vehicle was already insured with LV this is reflected in the quote
Now at this moment I have a oung lady on the phone saying that not producing will not effect the policy
As it is now past the 14 days I now waiting to find out how much to cancel it
They will refund me in the region of £250
Now Adam has told me it's not needed and will not effect the policy but will next year

Buyer be ware the funster discount dose not make it any cheaper than other brokers

BUYER BEWARE

If I did not want to use the van all dealings with them would cease

And yes I'm furious

 

[rob1234]

just had quote from aib £379 aviva ,,comfort,,aviva £345 looks like staying with comfort ..even though the charge £25 to change address on policy

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[Justin Dean]

I work in insurance and let me tell you not all insurance is the same, just because it is cheaper does not mean it is the same cover as the more expensive quote, could be much worse and cheaper, it happens all the time and only gets found out when trying to claim

 

[Janine]

I work in insurance and let me tell you not all insurance is the same, just because it is cheaper does not mean it is the same cover as the more expensive quote, could be much worse and cheaper, it happens all the time and only gets found out when trying to claim

That’s interesting but how do we know which policy to choose?

 

[The Wino]

I work in insurance and let me tell you not all insurance is the same, just because it is cheaper does not mean it is the same cover as the more expensive quote, could be much worse and cheaper, it happens all the time and only gets found out when trying to claim

That's the same with everything including all the stuff in supermarkets. But it's equally true that if you pay more it won't necessarily be any better.
How do you see the industry I generally see it as paying someone to take a gamble that you won't claim during the year and that if you can afford to take the risk yourself overall you're going to save money unless you're unlucky

 

[Cockers]

Just had my renewal through, I’ll be staying with AIB

 

[stuartholmes]

Even with the discount they are still more expensive than others offering the same LV insurance but the breakdown cover was better
Pressure selling and scare strategies used this is a one day only offer.
We will see when I call them back later to renewal date not had chance this week as intended

I'm more than a bit late to this thread so hope not repeating something but it might be worth mentioning - my son works in insurance and advised me to never leave getting insurance until almost due because 'they' know you're about to start getting desperate / short of time to shop around etc so won't give you their 'best price'.
As in 'not the price that's best for you'.

I just renewed with Comfort, price increase over last year less than inflation
(Joined them originally as the only people I could find who'd recognise & transfer NCB entitlement from my car.)

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[martin2603]

Ageas Highway and LV are all under the same banner, Ageas own the lot. AIB breakdown cover was better with a 5ton MH. Aviva formerly NU are no longer covering MHs.

 

[David and Sally]

Forgot to ask about Funster discount

But managed to get this year at a slight increase on last year via AIB. Maybe not too bad considering all the price hikes recently.

 

[Figaro]

Update went with AIB or the breakdown cover as the price was the same as everyone quoting LV then got request for ncb , not got it OK your renewal request sent that
Now not good enough
Today another email can i contact LV surely as a broker and the vehicle was already insured with LV this is reflected in the quote
Now at this moment I have a oung lady on the phone saying that not producing will not effect the policy
As it is now past the 14 days I now waiting to find out how much to cancel it
They will refund me in the region of £250
Now Adam has told me it's not needed and will not effect the policy but will next year

Buyer be ware the funster discount dose not make it any cheaper than other brokers

BUYER BEWARE

If I did not want to use the van all dealings with them would cease

And yes I'm furious

I don't understand AIB asking for proof of NCD, they don't offer it on motorhome policies and so I'm surprised they are asking for it.
They usually base quote on driving record so they told me.
But I suppose it may different between underwriters ? I know they moved me this year from markerstudy to AGEAS

 

[Nanniemate]

I don't understand AIB asking for proof of NCD, they don't offer it on motorhome policies and so I'm surprised they are asking for it.
They usually base quote on driving record so they told me.
But I suppose it may different between underwriters ? I know they moved me this year from markerstudy to AGEAS

I've got to start looking this year but dropping the milage from 10000 will make a huge difference. I hope. I have all the contents on the same policy so if there is a claim its all in one and house contents are not an issue .
Standard mh contents bearly cover the cost of 2 pairs of good walking boots let alone my rolex

 

[stuartholmes]

Forgot to ask about Funster discount

But managed to get this year at a slight increase on last year via AIB. Maybe not too bad considering all the price hikes recently.

There's a Funster discount?!?

If only I'd known!!!

Ah well, next year.... Thank you for mentioning.

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[Rodders1234]

Tried to renew with AIB - 54%increase even with discount! Took out a policy with Comfort instead with only 15% increase on last year. No brainer.

 

[David and Sally]

Tried to renew with AIB - 54%increase even with discount! Took out a policy with Comfort instead with only 15% increase on last year. No brainer.

I understand that insurers want to balance their portfolios of who is on their books so price in odd ways. Might be wrong.

But it is strange that they seem to deliberately price some good, long standing customers out of their market.

 

[Jo-jo]

I just had a quote with AIB. I got all the way to receiving the price, then mentioned the MHF discount. Best he could do was £84 off the quoted price of £869. Still more expensive than the quotes I've had so far and AIB is lower cover.

 

[Mike800966]

Have been quoted by AIB a bit higher than my present insurer. Then had to call back to be sure it included the requested euro cover and euro breakdown. They had forgotten that!
So thats gone out of the window. Also told them that i was a MHF member and what about the 15% discount, to be told it was ready included.
Despite not having told them previously that i was entitled to it!
Nuff said, i'll look elsewhere
Mike

 

[Nanniemate]

Have been quoted by AIB a bit higher than my present insurer. Then had to call back to be sure it included the requested euro cover and euro breakdown. They had forgotten that!
So thats gone out of the window. Also told them that i was a MHF member and what about the 15% discount, to be told it was ready included.
Despite not having told them previously that i was entitled to it!
Nuff said, i'll look elsewhere
Mike

I'm looking elsewhere do to a fiasco last year with them

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[BouncyBoatFolk]

Have been quoted by AIB a bit higher than my present insurer. Then had to call back to be sure it included the requested euro cover and euro breakdown. They had forgotten that!
So thats gone out of the window. Also told them that i was a MHF member and what about the 15% discount, to be told it was ready included.
Despite not having told them previously that i was entitled to it!
Nuff said, i'll look elsewhere
Mike

That's my experience at renewal time as well, exactly why I wasn't a returning customer for them this year. Perhaps they don't want motorhome business any more, unless it's bog standard vans
Mike.

 

[Sasbo]

Insurance renewal time again, so I phoned AIB for a quote and with the MHF discount applied it was £599, but they would not divulge what discount had been applied to the quote. This leaves me wondering if we really do, as MHF forum members, get any discount from AIB.

For the exact same level of cover, 8k miles pa, my Comfort renewal this year is £357.

Other quotes were:
RIPE £557
Peter Best £614
CAMC £993

CAMC did say at the start of the quote process that they would beat my renewal quote by £25. When they quoted me the £993 I asked them to confirm their offer on beating renewal quote by £25 and told them the Comfort quote was £357. The agent said he needed to 'do a bit of work on his computer' and put me on hold.

After 45 minutes then line went dead. I have a full recording of the conversation, as no doubt do they, but I can't be bothered to follow this up with Insurance Ombudsman as life's too short and I've got better things to do.

So, for the 9th year in succession, Comfort will get my business again

 

[Coolcats]

I work in insurance and let me tell you not all insurance is the same, just because it is cheaper does not mean it is the same cover as the more expensive quote, could be much worse and cheaper, it happens all the time and only gets found out when trying to claim

So you work in insurance do tell as victim of a break in, loss of two vehicles the moho insurance (Moho not stollen) went from £350 to over £3k each of the new vehicles also skyrocketed so as a no fault claim our accounts are flagged as F although it’s no fault. The insurance industry seems to want to punish the victims of crime. Even when the wife’s car was found along with the individual driving nothing happened in regards to insurance cost. So you’re right not all insurance is the same but the insurance brokers / underwriters are in relation to no fault claims where the industry can’t get their money back.

 

[The Wino]

So you work in insurance do tell as victim of a break in, loss of two vehicles the moho insurance (Moho not stollen) went from £350 to over £3k each of the new vehicles also skyrocketed so as a no fault claim our accounts are flagged as F although it’s no fault. The insurance industry seems to want to punish the victims of crime. Even when the wife’s car was found along with the individual driving nothing happened in regards to insurance cost. So you’re right not all insurance is the same but the insurance brokers / underwriters are in relation to no fault claims where the industry can’t get their money back.

It would at least be better if they're flagged it as C for claim against your policy rather than at fault although the bonus is actually a no claims bonus rather than no fault bonus.

 

[Jo-jo]

Insurance renewal time again, so I phoned AIB for a quote and with the MHF discount applied it was £599, but they would not divulge what discount had been applied to the quote. This leaves me wondering if we really do, as MHF forum members, get any discount from AIB.

For the exact same level of cover, 8k miles pa, my Comfort renewal this year is £357.

Other quotes were:
RIPE £557
Peter Best £614
CAMC £993

CAMC did say at the start of the quote process that they would beat my renewal quote by £25. When they quoted me the £993 I asked them to confirm their offer on beating renewal quote by £25 and told them the Comfort quote was £357. The agent said he needed to 'do a bit of work on his computer' and put me on hold.

After 45 minutes then line went dead. I have a full recording of the conversation, as no doubt do they, but I can't be bothered to follow this up with Insurance Ombudsman as life's too short and I've got better things to do.

So, for the 9th year in succession, Comfort will get my business again

I waited for them to give me the price then said "oh sorry, I forgot to mention, I'm a member of MHF and we get a 15% discount". I too was on hold ages while they had a conflab about it and managed almost 10% off, not 15%.

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[Fragle]

Have been quoted by AIB a bit higher than my present insurer. Then had to call back to be sure it included the requested euro cover and euro breakdown. They had forgotten that!
So thats gone out of the window. Also told them that i was a MHF member and what about the 15% discount, to be told it was ready included.
Despite not having told them previously that i was entitled to it!
Nuff said, i'll look elsewhere
Mike

I have also had it's already included when asked for fun discount.

My renewal is 1st sept so will request quote after 1st aug.
For the last 2 years I've been told that it would be a shame to leave them so close to the 10 years as a valued loyal customer you get a free years insurance. They were never the cheapest for me on quotes but as we had full European breakdown cover included and it always happened to be renewal during holidays we stayed with AIB.

Well this is 10 years with them. So let's see if Darren is true to his word.

I will definatly post the results when they are in.

 

[Rob Hammond]

Let’s be honest insurance companies are conmen/women cart Blanche to make up prices as it pleases them .

 

[CazPaul]

I have also had it's already included when asked for fun discount.

My renewal is 1st sept so will request quote after 1st aug.
For the last 2 years I've been told that it would be a shame to leave them so close to the 10 years as a valued loyal customer you get a free years insurance. They were never the cheapest for me on quotes but as we had full European breakdown cover included and it always happened to be renewal during holidays we stayed with AIB.

Well this is 10 years with them. So let's see if Darren is true to his word.

I will definatly post the results when they are in.

Really I’ve never seen that advertised anywhere, this is our 6th year with them.

 

[Fragle]

Really I’ve never seen that advertised anywhere, this is our 6th year with them.

I've been told that by Darren for the last 2 years renewals when deciding if I will renew with them. Obviously if you are only 2 years away it makes sense and will influence you to stay with them. But you only have his word for it.

The moment of truth is just around the corner. I'll give them the benefit at the moment.

 

[CazPaul]

I've been told that by Darren for the last 2 years renewals when deciding if I will renew with them. Obviously if you are only 2 years away it makes sense and will influence you to stay with them. But you only have his word for it.

The moment of truth is just around the corner. I'll give them the benefit at the moment.

Let me know please that’s a great incentive to stay with them.

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