I'm really impressed with UK travel insurance via the Flex Plus account. My wife was admitted to hospital on Monday 26th and discharged Wed 28th.We were due to fly to Tenerife on the 27th. Contacted UK insurance today at 2pm and claimed for loss of holiday. The claim was approved at 6pm tonight. Just have to claim the flight taxes from YUI. She is OK now but due to go back for a recheck in a couple of months.