Motorcycle Insurance

[Norfolk Nomad]

I haven't ridden a bike in 40 years and have just bought a KTM 390 duke. My problem is the cheapest quote I've found is £600, does this seem high or about right given my lack of experience.

 

[Richard n Ann]

Holy moly! That's dear, my Duke 390 insurance is about £115. I think it's 3rd party fire and theft though. At least there's some money in the kitty to get it fixed up when/if I drop it
I'm 49 and last rode a bike in 2005, i've been riding a scooter for the last 3 years but I haven't got any no claims for the bike.

Couple of thoughts.
Get a big disc lock for it, I bought a £65 xena xx14 and it's listed as one that the insurance company likes (classe SRA).

Also I always up the excess because I wouldn't ever claim anyway (they have it back off you thrice fold)

 

[Stealaway]

£600 does sound a lot - shop around you should get it at less than half that. I don't think you need tell them you have not ridden for years - just take your time getting used to it again.
Bennetts - Adrian Flux - Carole Nash - Devitt

 

[Deleted member 29692]

Sounds like a lot for a little bike.

My 1250 Bandit and my Victory Kingpin cost around £200 each fully comp.

 

[hilldweller]

cheapest quote I've found is £600.

Sounds ridiculous. Unless we all have big no claims bonuses and you don't.

Keep trying.

As above, £200 is your target.

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[bigtree]

Mrs bigtree paid £105 fully comp. and that's with no no claims as she has that on her 690, might be down to your postcode.

 

[tacr2man]

Try Bennets , I only pay £95 for my Burgman 400 , without noclaims bonus

 

[Enword]

Wow that's expensive, I'd not ridden on the road for 29 years so no NCD (675 Street Triple) & last year Carole Nash was £298.00 this year it had gone up by a lot, so went with Bennetts £252 with same cover & more miles, the cheapest quote was £162 but no breakdown etc etc

 

[bigtree]

I haven't ridden a bike in 40 years and have just bought a KTM 390 duke. My problem is the cheapest quote I've found is £600, does this seem high or about right given my lack of experience.

Got any pictures of your bike?

 

[Norfolk Nomad]

Got any pictures of your bike?

Still at the dealers at the moment.

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[Norfolk Nomad]

Got it down to £280 with Adrian Flux, that is with a £1000 excess. Problem is zero no claims on a bike policy.

 

[bigtree]

Still at the dealers at the moment.

Is it the new model ?

 

[Norfolk Nomad]

Is it the new model ?

No 2016.

 

[RogerThat]

Wait until you see how much road tax we have to pay too (when some cars are FREE?!)

WTF is that all about?!

 

[hilldweller]

WTF is that all about?!

Minority group, few votes, screw them.

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