modifications and insurance

[highwood122]

hi, sorry if this has been asked before but a lot of owners seem to fit extras to there vans. now if you fit off grid electrics for instance(solar panels and stuff that goes with it) does that load your insurance premiums if so roughly how much

 

[IRHP]

I have a few mods/additions. Solar, air suspension, up plate. Always informed the insurance Co ( comfort) never an increase in premium. The only things that have increases the premium is an increase in annual mileage and the increase in value since I bought it.

 

[highwood122]

thanks for that

 

[TerryL]

Had ours remapped, insurance co. not interested!

 

[Emmit]

Saga once refused to give me a quote because I had solar on the roof???

^{_{Subscribers  do not see these advertisements}}

 

[Puddleduck]

What IRHP said. Always inform the insurance company who make a note but never an increase in premium, although they did say if it wasn't a professional installation they might have a different view.

 

[chaser]

If they don't ask when you take out your insurance, how do they know it wasn't already on the van?

 

[David and Sally]

Saga once refused to give me a quote because I had solar on the roof???

I am a Saga shareholder so I have given them the chance on a few quotes. Completely USELESS.
Only have the shares as they were free a long time ago.

 

[Emmit]

I am a Saga shareholder so I have given them the chance on a few quotes. Completely USELESS.
Only have the shares as they were free a long time ago.

Don't remember them dishing out shares. But there again if it before yesterday that isn't a surprise.
We??? took out Life Membership 20+ years ago and they've never been back to check if I'm still above the sod.

 

[Pausim]

Someone posted about their insurance company insisting that solar panels must be professionally fitted. I can only guess that they had a claim for damage done by one falling off on the move. Always best to tell them, less wiggle room if something goes wrong.

^{_{Subscribers  do not see these advertisements}}

 

[Pausim]

If they don't ask when you take out your insurance, how do they know it wasn't already on the van?

I think you are supposed to tell them, doubtless there will be something in the small print somewhere that makes it your fault not theirs.

 

[Lenny HB]

Someone posted about their insurance company insisting that solar panels must be professionally fitted. I can only guess that they had a claim for damage done by one falling off on the move. Always best to tell them, less wiggle room if something goes wrong.

I think that was NFU, either professionally fitted or inspected by engineer required.
Having seen some professional installations, they ain't coming near my van.

 

[chaser]

I think that was NFU, either professionally fitted or inspected by engineer required.
Having seen some professional installations, they ain't coming near my van.

I am with NFU and never ever been asked if it has solar panels or gas bottles or anything really other than would be asked for a normal van.

 

[chaser]

I am with NFU and never ever been asked if it has solar panels or gas bottles or anything really other than would be asked for a normal van.

And saying that I have never witheld anything I have been asked either.

 

[Pausim]

And saying that I have never witheld anything I have been asked either.

They don’t have to ask, you have to tell them. Each year NFU send a Statement of Car Insurance on which any modifications will be listed. They tell you to check the statement and that a failure to disclose accurate information may invalidate the insurance.

^{_{Subscribers  do not see these advertisements}}

 

[Elsie2010]

hi, sorry if this has been asked before but a lot of owners seem to fit extras to there vans. now if you fit off grid electrics for instance(solar panels and stuff that goes with it) does that load your insurance premiums if so roughly how much

We declared ours, as they said solar is a modification, as would be a tow bar, neither of which increased ours, but I suppose it depends on your insurer.
We're with performance direct

 

[gus-lopez]

They don’t have to ask, you have to tell them. Each year NFU send a Statement of Car Insurance on which any modifications will be listed. They tell you to check the statement and that a failure to disclose accurate information may invalidate the insurance.

Here many companies insist on photo's ,even for a normal car,when swopping companies. I had to supply front ,back ,either side ,roof ,underneath, inside with side & rear doors open ,inside roof,etc.etc.

 

[Minxy]

Here many companies insist on photo's ,even for a normal car,when swopping companies. I had to supply front ,back ,either side ,roof ,underneath, inside with side & rear doors open ,inside roof,etc.etc.

Probably because you're special and they want to see all the military mods you've made!