Medical insurance

[vzac]

Does any one take this out when traveling in Europe and if so who do you use thanks.

 

[stevewagner]

I think you’ll find that most do as part of their travel insurance. We use the Nationwide travel insurance that comes with the flex account at £18 a month which includes medical, vehicle breakdown & recovery for any vehicle we are in and mobile phone cover.

 

[Baggydave]

Does any one take this out when traveling in Europe and if so who do you use thanks.

Nationwide flex account & ehic card. (Now ghic)
Wife spent two weeks in Spanish hospital with leg infection on one of our trips. She had an habit of scratching it with her walking stick!
Own room & fantastic treatment, they even organised English speaking staff. Food great. Didn’t cost a penny. This was in Burgos & I stayed on the aire then the campsite.
Better treatment & accommodation than the nhs by far. At least here in Eastbourne & dgh. Gave us meds to see us home too.

 

[Lenny HB]

A bit of a risk not to, if you need repatriating costs are enormous could be £50k or more, even an operation in a French hospital could cost you a few grand as you have to pay 20%. The GHIC only gives you the same cover as the locals.
Also a taxi or ambulance will often take you to a private hospital which will cost you a fortune.

We use the insurance that comes with our Lloyds Bank account.

 

[carolyn]

We have travel insurance with our Lloyds bank account, it’s an obsolete Premier account so covers us worldwide up to 62 days up to age 80.

Madness not to . Think of repatriation costs. People talk about dying overseas and say they’d be happy to be buried there. That’s fine but imagine having a stroke and suddenly having long term care needs. I’d want to be at home in a system I understood.The doctors might understand English abroad but all the support staff won’t outside touristy areas.

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[vzac]

We always have insurance, but I am finding it difficult and very expensive we go for upto 3 months, so nationwide is no good for us, and I do not require full travel insurance as our breakdown covers repatriation of vehicle and people. I understand the costs of hospital medical as I was once paralysed in France. But am struggling to find medical insurance for Europe without it costing (quoted £693) for an annual all EU cover.

 

[carolyn]

On the whole more expensive insurance is more expensive for a good reason! I don’t mean to be unsympathetic but the older we get the more likely we are to have things go wrong that are expensive. Although youngsters have accidents they aren’t as frequent as the Daily Mail wil have you believe and they mend quickly .

 

[Nirvanauk]

You would be mad not to.

 

[scotzsue]

I just wish you could get cover for repatriation only

 

[stevewagner]

We always have insurance, but I am finding it difficult and very expensive we go for upto 3 months, so nationwide is no good for us, and I do not require full travel insurance as our breakdown covers repatriation of vehicle and people. I understand the costs of hospital medical as I was once paralysed in France. But am struggling to find medical insurance for Europe without it costing (quoted £693) for an annual all EU cover.

Still a lot cheaper than treatment or repatriation costs

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[Tykatem]

We used virgin for annual multi trip cover (single trip 94 days) £318 for both of us in our 70's (inc couple of med conditions).

Pete

 

[Puddleduck]

I'd never travel without proper medical / travel insurance.

I had to claim last year (previous provider of Nationwide policy) as I was taken into hospital in the UK following a fall and we had to cancel our holiday (not motorhome). Without the insurance we would have lost £10,000. Luckily the reason for the fall was a pre-declared and accepted condition so no wriggle room.

Always declare medical conditions or you are wasting the premium. Yes, might put up the cost of the policy but what's the point in paying for a policy if you are going to negate it by being less than fully honest?

 

[Fidge]

Just bought 90 days insurance for two people, both with medical conditions, and in our seventies for £299 with Goodtogo ins.

 

[vzac]

Just bought 90 days insurance for two people, both with medical conditions, and in our seventies for £299 with Goodtogo ins.

Thanks will have a look
Cheers

 

[pandas]

I think you’ll find that most do as part of their travel insurance. We use the Nationwide travel insurance that comes with the flex account at £18 a month which includes medical, vehicle breakdown & recovery for any vehicle we are in and mobile phone cover.

But limited in the length of day covered

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[Nanniemate]

We always have insurance, but I am finding it difficult and very expensive we go for upto 3 months, so nationwide is no good for us, and I do not require full travel insurance as our breakdown covers repatriation of vehicle and people. I understand the costs of hospital medical as I was once paralysed in France. But am struggling to find medical insurance for Europe without it costing (quoted £693) for an annual all EU cover.

Having had a relative in hospital for 6 months until stable and then a full medical team and airlift repatriation

The cost of additional accomodatoon lost ongoing booking and all the other bits that go with it

Lenny HB 's suggestion of £50,000 ,is a huge underestimation if some serious goes wrong

We often discussed that as a family 3 houses 8 vehicles contents holidays etc how much it cost us as in insurance bearing in mind up until then the only claims ever made from any of the 3 family homes was

1 stolen car ...mine
1 flood burst pipes parents.

Every penny was worth it as the money those insurance companies took off us was invested so when we needed it

They paid

Which meant we all kept our houses and savings