Lifesure insurance broker…

Just smiffy

Just smiffy

Joined
May 31, 2015
Posts
13,801
Likes collected
72,861
Location
Cornwall
Funster No
36,638
MH
Ducato PVC
Exp
Getting Better
Had a little dabble at insurance quotes comparison sites which I don’t normally do… but these came up with a good quote, nearly half the price of my current (comfort) insurance….

Policy documents are similar… underwritten by KGM services

Anyone heard of them or had experience…?
 
Sort by date Sort by votes
Colino said:
Not very good reviews on trust pilot

uk.trustpilot.com

Lifesure is rated "Poor" with 2.1 / 5 on Trustpilot

Do you agree with Lifesure 's TrustScore? Voice your opinion today and hear what 55 customers have already said.
uk.trustpilot.com uk.trustpilot.com
Click to expand...

Only 49 reviews though, mostly caravans and not answering the phone…

For me the Bottom line is will they pay out, same as any insurance company I suppose…🤔
 
Upvote 0
Upvote 0
Lifesure.... originally MHIA ( Motorhome Insurance Agency).
Been with them for 20+ yrs.
Motorhome, and both cars.
Annual renewal never much more, sometimes cheaper than last year.
Over years had 3 claims.. one car stolen and one car accidentally written off and one moho body ( my fault) damage. Plus 2 windscreen claims.
Quick phone call and all was sorted..
Absolutely no problems... indeed when Mrs Poppycamper slid of road on ice and totalled her car the payout was so impressive we used it to buy our first and only brand new car..
Recommended them many times on here in the past..
When I was getting my van converted they could not be more helpful in what I needed to do to insure van before, during and after conversion..
Ps don't believe the not answering phone claims..... they always, but always answer phone.
 
Last edited:
Upvote 0
poppycamper said:
Lifesure.... originally MHIA ( Motorhome Insurance Agency).
Been with them for 20+ yrs.
Motorhome, and both cars.
Annual renewal never much more, sometimes cheaper than last year.
Over years had 3 claims.. one car stolen and one car accidentally damaged and one moho body ( my fault) damage. Plus 2 windscreen claims.
Quick phone call and all was sorted..
Absolutely no problems... indeed when Mrs Poppycamper slid of road on ice and totalled ger car the payout was so impressive we used it to buy our first and only brand new car..
Recommended them many times on here in the past..
When I was getting my van converted they could not be more helpful in what I needed to do to insure van before, during and after conversion..
Ps don't believe the not answering phone claims..... they always, but always answer phone.
Click to expand...

Well…. That’s a good recommendation…👍🏼
 
Upvote 0
Is it a proper Motorhome policy, i. e. Covers plastic windows, fire from on board gas, awning etc.
 
Upvote 0
Lenny HB said:
Is it a proper Motorhome policy, i. e. Covers plastic windows, fire from on board gas, awning etc.
Click to expand...

I’ve had a good read at the policy wording and it covers what I need, some reviews are confusing because of caravans where one awning wasn’t covered because it’s detachable.. ie. Caravan awning but fixed awnings are covered.

No plastic windows in my van Lenny so didn’t notice if they were…

But it is a specific motorhome/camper policy….

Subscribers  do not see these advertisements

 
Upvote 0
They don’t cover Morocco though like most but I will be calling LV today and see what they quote..

Comfort have quoted me over £600 renewal for this van and Lifesure is just over £300, I’ll see what LV have to offer but it looks like Lifesure for me, even though I’ll have to pay €200-€300 border insurance in Morocco…
 
Upvote 0
I have checked the defaqto rating it looks great but do check the company you are using is the one that has the rating, sometimes they can have a very similar name but be a different company.

www.defaqto.com

Star Ratings | Defaqto :: Defaqto

Our Star Ratings give you the confidence to choose the right financial products, thanks to an unbiased, at a glance assessment of quality you can trust.
www.defaqto.com www.defaqto.com
 
Upvote 0
Just smiffy said:
I know Lenny, I put 10k a year and value at 25k….😱
Click to expand...
Value doesn't affect it normally if under £100k mines at £74½k, mileage 10k compared to 8k puts it up around £30. Maybe because your van is not a mainstream conversion.
 
Last edited:
Upvote 0
Lenny HB said:
Value doesn't affect it normally if under £100k mines at £74½k, mileage 10k compared to 8k puts it up around £30. Maybe because your van is not a mainstream conversion.
Click to expand...

Quite possibly the conversion Lenny but just came off the phone to LV who didn’t even ask about the name came back as £520…

So it looks like Lifesure for me..👍🏼
 
Upvote 0
Lenny HB said:
Value doesn't affect it normally if under £100k mines at £74½k, mileage 10k compared to 8k puts it up around £30. Maybe because your van is not a mainstream conversion.
Click to expand...
Same for us this year having moved to Comfort from AIB, who lost out as they were 10% dearer for exactly the same policy.
Mike.
 
Upvote 0
Just smiffy said:
Quite possibly the conversion Lenny but just came off the phone to LV who didn’t even ask about the name came back as £520…

So it looks like Lifesure for me..👍🏼
Click to expand...
Did you ask if you could take out a new policy while out of the country?
 
Upvote 0
Just smiffy said:
Do I look like a test pilot….🤷🏼‍♂️ 😆😉
Click to expand...
The thing is if you had a prang and then they decided you weren't insured could get very expensive with 3 rd party claims.
Probably best to renew current policy then change insurers when back in the UK.
 
Upvote 0

Join us or log in to post a reply.

To join in you must be a member of MotorhomeFun

Join MotorhomeFun

Join us, it quick and easy!

Join us

Log in

Already a member? Log in here.

Latest journal entries

Back
Top