Insurance and Tax on Motorhome to Purchase

[J1Snr]

Hi All, perhaps the answer is obvious in which case happy to be teased but, next week I’m off to purchase a second-hand motorhome. I’ve put a small deposit down and on the day to pick up and collect I’m taking a good friend of mine who is going to check it out mechanically. I fully expect to purchase it however a slim chance that I don’t, so I’m a little curious how to best approach tax and insurance, in my mind if I purchase it then I will insure and tax before I drive it home I.e. straight away. Are there any other thoughts if there is a better approach?

Thanks

J

 

[Spriddler]

I’m taking a good friend of mine who is going to check it out mechanically.

Before you go check out it MOT history here.........

Check the MOT history of a vehicle

Check the MOT history of a vehicle from 2005 onwards, including if it passed or failed, its mileage and why it failed, download MOT test certificate

www.gov.uk

I will insure and tax before I drive it home I.e. straight away

Get quotes before going and set one up which you can activate by phone when the purchase decision is made.
If it's taxed or on SORN now it will remain taxed (in the current owner's name) until the change of ownership is recorded by the DVLA.
Check here:

Check if a vehicle is taxed

Check and report if a vehicle has up-to-date vehicle tax or is 'off road' (SORN)

www.gov.uk

 

[Phill D]

good advice above

 

[PP Bear]

You can tax and insure it there and then, I’ve done this myself just so long as you have the logbook etc, but I think you may well pay a premium for it, rather than search for the best deals on the internet.

There is a company advertising on tv at the moment for 24 hour insurance cover, so might be worth searching for something like this.

Have you downloaded Jim’s guidance on buying a motorhome, there’s lots of good advice there

The Motorhome Buyer's Guide

Download our Free Motorhome Buyer's Guide packed with essential tips, checklists, and expert advice. Distilled wisdom from 60,000 members

www.motorhomefun.co.uk