Does Anyone Have This Insurance For Their Dog/s?

[HKF]

Mentioned in another thread, I was looking at Camping Alicante Imperium and, in particular, this page;

A campsite for Dogs - Camping Alicante Imperium

⇨At our campsite we accept dogs. We also have a dog shower and we are close to a dog friendly beach.

www.campingalicanteimperium.com

I was surprised to see this as one of the T&Cs for dogs;

I'm assuming this is Public Liability but I'm wondering;

• Who has this insurance for their dog/s?
• Is this a common request on Spanish sites?
• Has anyone been asked for proof of this in Spain? Or any other country, for that matter?
• If you have been asked for proof of this, were you refused entry without it?

It's something I've never even thought about, to be honest, and not something I have, unless it's hidden away in the T&Cs of my house insurance. But that's in French so, even if I showed it to someone in Spain, they may not understand it....and what then?

 

[JRT]

1. Mentioned in another thread, I was looking at Camping Alicante Imperium and, in particular, this page;
   
   

   

   A campsite for Dogs - Camping Alicante Imperium

   ⇨At our campsite we accept dogs. We also have a dog shower and we are close to a dog friendly beach.

   www.campingalicanteimperium.com

   
   I was surprised to see this as one of the T&Cs for dogs;
   
   View attachment 869544
   
   I'm assuming this is Public Liability but I'm wondering;
   

   • Who has this insurance for their dog/s?
   • Is this a common request on Spanish sites?
   • Has anyone been asked for proof of this in Spain? Or any other country, for that matter?
   • If you have been asked for proof of this, were you refused entry without it?

   It's something I've never even thought about, to be honest, and not something I have, unless it's hidden away in the T&Cs of my house insurance. But that's in French so, even if I showed it to someone in Spain, they may not understand it....and what then?

   It's commonly included with normal pet insurance policies. We have it with ours.

 

[HKF]

1. 
   It's commonly included with normal pet insurance policies. We have it with ours.

Ah, ok. I've never had pet insurance, I've always self-insured. Good to know, thanks

 

[JRT]

Ah, ok. I've never had pet insurance, I've always self-insured. Good to know, thanks

Worth double checking your home insurance too. I've got a vauge recollection of having it included in a policy we once had, under third party liability.

 

[Grianan]

It is included in our pet insurance too.
I’ve never been asked for it and might struggle to prove it while on holiday.
It would be a good one to have as a dog could easily cause injury to others - I know with ponies we got 3rd party by joining certain affiliated organisations - may be worth seeing if this is possible with dogs too.

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[seesaw]

Think Pets Trust do a Public Liability if you join. Half price if you are over 60.
HTH
Sid

 

[Langtoftlad]

I used to have membership of Dog's Trust - £12.50 pa for oldies - which included £1 million [per claim] public liability insurance.

 

[HKF]

Think Pets Trust do a Public Liability if you join. Half price if you are over 60.
HTH
Sid

I think I might struggle to get something like that in France

 

[Burgo]

The compulsory dog insurance introduced by the new Animal Welfare Act is, in essence, a civil liability insurance. It also covers damage that the pet may cause to third parties (people or property). Until now, this insurance was only compulsory for dogs of potentially dangerous breeds.
This insurance covers the liability of the pet owner and that of an occasional handler, e.g. someone who looks after or walks the dog.

Regarding the protections included in this policy, the most obvious is that it protects the owner if the animal were to bite a person or another dog or cause property damage. In this situation, the civil liability insurance would pay compensation, provided that the incident was not directly the owner's fault (i.e. if the dog were loose in a place it is forbidden, or not wearing a muzzle if it is a potentially dangerous breed, etc.).

The penalties you may face if you are caught with your dog without compulsory insurance depend on the incident's seriousness and the verdict of the police officer who detects it.

This can range from a warning or fines from €500 to €10,000 if the offence is detected after the dog has been involved in an accident. In addition, in the latter case, you will be responsible for compensation for the incident.

 

[JRT]

The compulsory dog insurance introduced by the new Animal Welfare Act is, in essence, a civil liability insurance. It also covers damage that the pet may cause to third parties (people or property). Until now, this insurance was only compulsory for dogs of potentially dangerous breeds.
This insurance covers the liability of the pet owner and that of an occasional handler, e.g. someone who looks after or walks the dog.

Regarding the protections included in this policy, the most obvious is that it protects the owner if the animal were to bite a person or another dog or cause property damage. In this situation, the civil liability insurance would pay compensation, provided that the incident was not directly the owner's fault (i.e. if the dog were loose in a place it is forbidden, or not wearing a muzzle if it is a potentially dangerous breed, etc.).

The penalties you may face if you are caught with your dog without compulsory insurance depend on the incident's seriousness and the verdict of the police officer who detects it.

This can range from a warning or fines from €500 to €10,000 if the offence is detected after the dog has been involved in an accident. In addition, in the latter case, you will be responsible for compensation for the incident.

I presume you are not talking about the UK here?

But rather your location.

Just for clarity.

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[HKF]

The compulsory dog insurance introduced by the new Animal Welfare Act is, in essence, a civil liability insurance. It also covers damage that the pet may cause to third parties (people or property). Until now, this insurance was only compulsory for dogs of potentially dangerous breeds.
This insurance covers the liability of the pet owner and that of an occasional handler, e.g. someone who looks after or walks the dog.

Regarding the protections included in this policy, the most obvious is that it protects the owner if the animal were to bite a person or another dog or cause property damage. In this situation, the civil liability insurance would pay compensation, provided that the incident was not directly the owner's fault (i.e. if the dog were loose in a place it is forbidden, or not wearing a muzzle if it is a potentially dangerous breed, etc.).

The penalties you may face if you are caught with your dog without compulsory insurance depend on the incident's seriousness and the verdict of the police officer who detects it.

This can range from a warning or fines from €500 to €10,000 if the offence is detected after the dog has been involved in an accident. In addition, in the latter case, you will be responsible for compensation for the incident.

Thank you for this information. So, is the insurance compulsory only for Spanish residents or does it also include visitors to the country? If it does include visitors, then this is something that I wasn't aware of. And, if it's only for residents, I wonder how non-residents would be treated at Camping Alicante Imperium. Would they be allowed to stay without insurance?

I did find this https://www.surinenglish.com/spain/...e-under-the-new-animal-20230904155225-nt.html but it doesn't say whether it's for residents only or includes visitors.

I have to also say that I've stayed in 11 different Spanish hotels / apartments since 29th September with my dog and never once been asked for proof of insurance for her. They didn't even ask for her passport, yet Camping Alicante Imperium want both. It's very confusing

 

[Burgo]

Thank you for this information. So, is the insurance compulsory only for Spanish residents or does it also include visitors to the country? If it does include visitors, then this is something that I wasn't aware of. And, if it's only for residents, I wonder how non-residents would be treated at Camping Alicante Imperium. Would they be allowed to stay without insurance?

I did find this https://www.surinenglish.com/spain/...e-under-the-new-animal-20230904155225-nt.html but it doesn't say whether it's for residents only or includes visitors.

I have to also say that I've stayed in 11 different Spanish hotels / apartments since 29th September with my dog and never once been asked for proof of insurance for her. They didn't even ask for her passport, yet Camping Alicante Imperium want both. It's very confusing

You can see the whole text at: https://www.boe.es/eli/es/l/2023/03/28/7

 

[Coastal Cruiser.]

Have the 2 rabid Jack Russells insured for about £20m pl as I know if they even get a sniff of a Carthargo heading their way they go psycho and I won’t be able to stop them

 

[HKF]

You can see the whole text at: https://www.boe.es/eli/es/l/2023/03/28/7

Thanks. In the relevant bit, it says;

Article 61 Pets from the European Union or third countries.​

1. At the time of entry into the national territory, the person responsible for the import of pets shall have the documentation to prove that the animal fulfils the legal requirements for its possession as an animal of company, including the conditions laid down in this law, as well as the origin of the animal and the data of the final recipient, whether a private holder, an animal sales establishment or a person responsible for the activity of the breeding and sale of pet animals registered in the relevant Register, without prejudice to any other legal requirement. In the case of animals identifiable in accordance with the current regulations, they must be registered in the name of the final recipient in the Register of Company Animals within a maximum of 72 hours of their arrival. In the case of pets of the non-resident travellers in Spain who transport them, the obligation provided for in this paragraph shall be deemed to have complied with when the European Union rules are complied with in this regard. In the case of entries of pets accompanying their holders, it will be subject to the specific rules.

2. If, for any reason, there is a customs rejection of the entry of the animal, the carrier responsible for transport shall take appropriate measures to ensure the proper care of the animal. In any event, the circumstance of customs rejection shall be included in the contingency plan provided for in Article 59.2.

3. Pets subject to entry into Spanish territory and animals subject to export shall comply with the requirements of compulsory identification, age, vaccination and veterinary treatments, as set out in the relevant European Union and national legislation and, in particular, rabies vaccination.

4. The supporting documentation of the above circumstances shall be attached to the application for registration in the Company Animal Registry.

This is really confusing for me Can anyone make sense of it? Do pets travelling into Spain need Civil Liability Insurance?

 

[Hezbez]

A lot of UK Pet Insurance third party liability cover is UK only.
Even if you have EU cover for vet fees etc it often excludes liability cover abroad.

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[Burgo]

This is really confusing for me Can anyone make sense of it?

It does say right at the beginning of section 1 "At the time of entry into the national territory, the person responsible for the import of pets shall have the documentation to prove that the animal fulfils the legal requirements for its possession as an animal of company, including the conditions laid down in this law". That says to me that they need to comply with the both the insurance and housing, etc, requirements stated in the main body of text.

It then reiterates in section 3 the jabs & passport requirement "3. Pets subject to entry into Spanish territory and animals subject to export shall comply with the requirements of compulsory identification, age, vaccination and veterinary treatments, as set out in the relevant European Union and national legislation and, in particular, rabies vaccination.


I suspect for Article 30 the training course will be considered to be for new owners, but as it reiterates the insurance element it seems as if they're taking the insurance bit seriously.

Article 30 Dog ownership.
1. People who choose to own dogs must prove that they have completed a training course for dog ownership that will be valid indefinitely.

2. Said training course will be free and its content will be determined by regulation.

3. In the case of dog ownership and throughout the life of the animal, the owner must contract and maintain in force civil liability insurance for damages to third parties, which includes in its coverage the persons responsible for the animal, for an amount sufficient to cover the possible derived expenses, which will be established by regulation.

 

[HKF]

To help get to the bottom of this, I contacted Camping Alicante Emperium and asked;

"I'm a UK national, resident in France. Do I need Civil Liability Insurance for my dog if we visit your site, please? I can't see this mentioned on any other site's webpage and none of the hotel's I've stayed in, in Spain, have requested this. Are the new Laws for Spanish residents only, please?"

They replied with;

"Good afternoon,
Not that we know!
Kind regards,
Departamento de Recepción."

So, I guess that means that to stay on Camping Alicante Emperium's site, you need to have proof of adequate pet insurance, since they believe the new Laws are not just for Spanish residents. I've no idea what happens on other camping sites but I just checked into another Spanish hotel this evening and, once again, they haven't asked for any insurance or pet passport......just a €9 pet supplement.

 

[Lenny HB]

Have the 2 rabid Jack Russells insured for about £20m pl as I know if they even get a sniff of a Carthargo heading their way they go psycho and I won’t be able to stop them

The lengths some people will go to, to protect their biscuits.

 

[Peg Star]

Just revisiting this issue - Have always had dog insured but the premiums are getting ridiculous now. I realised just before leaving for France last year that my current insurer had decided to longer cover liability abroad (despite paying the additional premium for EU cover - now just injury / sickness etc). After reading this thread I hastily became a member of the Dogs Trust to get the £1m EU liability cover. My policy is now due again so not renewing with current insurer. Have called another and again their £2m liability cover is only for UK. Whilst I can cover vets fees up to a degree I wouldn't want a potential liability claim against me as this is where the big money would be. Our dog is well behaved but I have this niggle that I would like ample liability cover for home and abroad - my home insurance with Aviva apparently only covers liability within the boundaries of the home!! I would be interested to know if anyone has a pet insurance that still gives EU liability at the same level as the UK. Thanks.

 

[Simon Meadwell]

Are you a member of camping and caravan club perhaps they could help if you ring them. They should know if you are booking a trip with them and a dog.

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[Peg Star]

Are you a member of camping and caravan club perhaps they could help if you ring them. They should know if you are booking a trip with them and a dog.

Yep I’m a member of both C&CC and C&MC - I’ll check it out

 

[Bobandfay]

Been taking our dog to Spain for years never been ask about insurance or health checks on any camp sites we have stayed on.

 

[Fragle]

Been taking our dog to Spain for years never been ask about insurance or health checks on any camp sites we have stayed on.

Going to Spain next week. Don't have dog insurance and never had a problem or been asked before.