Car Insurance for the more senior.

[tribalbrit]

Hi guys, not MH related but I know there are a few of the senior members of society on here.
So, I find myself having to help my Mother insure her car for the first time, she's always been a named driver on my Fathers insurance. He has recently died and now obviously my Mother has to insure the car in her name.
Anyone recommend an insurance for the elderly please. She's 85.
Thanks

 

[Solly24]

As your Mother was a named driver on your Father’s policy will that insurer not give a quotation?

 

[Barriesimpson]

Hi guys, not MH related but I know there are a few of the senior members of society on here.
So, I find myself having to help my Mother insure her car for the first time, she's always been a named driver on my Fathers insurance. He has recently died and now obviously my Mother has to insure the car in her name.
Anyone recommend an insurance for the elderly please. She's 85.
Thanks

I would respectfully suggest she does not drive any more at that age.

 

[tribalbrit]

I would respectfully suggest she does not drive any more at that age.

Surprisingly shes a very good driver IMO.

 

[nicholsong]

I would respectfully suggest she does not drive any more at that age.

Steady lad, I am almost 83 so in 2 years I might have to come over there and sort you out!

^{_{Subscribers  do not see these advertisements}}

 

[Solly24]

I would respectfully suggest she does not drive any more at that age.

That is a strange statement. I will be 84 in April, I drive a Jaguar I Pace which is an extremely rapid machine and did not have a problem obtaining insurance. A couple of months ago I bought a new motorhome with a replacement value of £87,000 and Comfort insurance, who had previously covered me for many years without a claim, were happy to provide cover without restrictions.

You need to realise that in many cases age is just a number, this lady could be like me, in good health with no physical infirmities and good eyesight.

Will you voluntarily cease driving if you reach 85 and still in good health?

 

[Lenny HB]

I would respectfully suggest she does not drive any more at that age.

A few on here driving Motorhomes at that age.

 

[Barriesimpson]

Surprisingly shes a very good driver IMO.

I sincerely hope so. My mother was still driving at that age, but unfortunately not very well. She thought she was fine, but she wasn't. She had an accident one night and the car was written off, and never drove again. Let's be honest, nobody wants to admit they are no longer fit to drive.

Also had a very good friend who was still driving almost up to his passing at 86 (not driving related), but honestly, he was a terrible driver and a danger on the road.

 

[Barriesimpson]

That is a strange statement. I will be 84 in April, I drive a Jaguar I Pace which is an extremely rapid machine and did not have a problem obtaining insurance. A couple of months ago I bought a new motorhome with a replacement value of £87,000 and Comfort insurance, who had previously covered me for many years without a claim, were happy to provide cover without restrictions.

You need to realise that in many cases age is just a number, this lady could be like me, in good health with no physical infirmities and good eyesight.

Will you voluntarily cease driving if you reach 85 and still in good health?

I agree that not all people are the same. Here in Spain we have a medical every 5 years once over 70, and that helps, up to a point, in keeping drivers safe. I understand that in the UK this is still not a legal requirement but I do really think that it should be.

 

[Barriesimpson]

Steady lad, I am almost 83 so in 2 years I might have to come over there and sort you out!

Bring wine

^{_{Subscribers  do not see these advertisements}}

 

[L' Hobo]

I sincerely hope so. My mother was still driving at that age, but unfortunately not very well. She thought she was fine, but she wasn't. She had an accident one night and the car was written off, and never drove again. Let's be honest, nobody wants to admit they are no longer fit to drive.

Also had a very good friend who was still driving almost up to his passing at 86 (not driving related), but honestly, he was a terrible driver and a danger on the road.

As a VERY good friend, perhaps you should have helped him not need to drive and be a danger to himself and others.

How? Often, for some unknown reason, my friends car wouldn't start and he seemed to have an awful lot of flat tyres. He then HAD to call one of his friends to give him a lift. We didn't mind, he was our friend!

 

[Barriesimpson]

As a VERY good friend, perhaps you should have helped him not need to drive and be a danger to himself and others.

How? Often, for some unknown reason, my friends car wouldn't start and he seemed to have an awful lot of punctures. He then HAD to call one of his friends to give him a lift. We didn't mind, he was our friend!

Well that was what happened eventually. We also used to take him flying, but whoever was in the right hand seat always controlled the pedals because he was losing his coordination. I'll never know if he realised that and said nothing, or he thought he could still fly as he always had.

 

[Puddleduck]

The only company that would insure my Mum was Aegis. I didn't rate them, charged us an extra £300 to put Martin and I on the policy for 6 months (might have been less time).

Mum was an awful driver. Deaf as a post so the engine was screaming before she changed gear, she didn't see people on zebra crossings and went the wrong way along one way streets. Yes, I did report her. After the 3rd ( might have been more) clutch in as many months and a bollocking from a police officer she did pack in driving and we were all so relieved.